美金儲蓄險要換成債券嗎? - 投資
By Quanna
at 2021-11-14T15:10
at 2021-11-14T15:10
Table of Contents
想請問一下各位
我有兩筆已繳完的美金儲蓄險
第一筆23000美金,第二筆14000美金
二筆年利率都是用複利計算
第一筆年利率2.75%,第二筆年利率3.7%
想拿來做投資。可是目前股票已經接近80%的部位了
本來想做資產配置80%股票/20%債券。那我就是把儲蓄險解掉買債券。
但是看板上發文好像債券未來收益也不看好。
這筆應該繼續保留當成債券20%的一部分,還是就解掉拿來買債券呢?
或是有什麼更好的方式來應用儲蓄險呢?謝謝
謝謝各位
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