第三人責任險含代步費? - 保險
By Faithe
at 2022-08-21T19:01
at 2022-08-21T19:01
Table of Contents
嗨嗨,各位版上的菁英,事情是這樣的
禮拜五有一台汽車為了閃大車,直接撞路邊19台機車,
很不幸我朋友剛好是被撞的第一台機車。
因為機車受損嚴重,加上我朋友在地居住,
沒有機車的話搭uber接駁會比較方便,
但朋友去電詢問對方保險公司,
對方保險表示只賠修車費用,不管代步費用,
如果要賠代步費用,那修車費用就不會全賠。
好奇問?
所以如果被撞之後,在機車修復之前,交通移動算自己認賠嗎?
那這樣未免也太雖了吧,好好停在機車格裡被撞,還要掏錢搭車?
保險公司不處理,若對方車主也不願意負擔呢?
因為對方車主當天是說全權交由保險處理
代步費算是因為車損衍伸的費用,這樣不算在第三人責任險嗎?
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