三商美邦世紀理財萬額萬能終身壽險 - 保險
By Liam
at 2022-08-20T18:53
at 2022-08-20T18:53
Table of Contents
各位專業的大大好,
家母之前跟表姊保了一張人情保單
世紀理財萬額萬能終身壽險二十年期A型
家母是看在終身壽險200w及可以投資基金標的?
當初第一年是繳足12w,後面發現這樣繳負擔很大
於是表姊就叫後面每季繳三千,只要有繳就好?
就這樣繳了好幾年,都是直接匯錢到帳單帳號
最近一次繳費,不知保險公司繳費方式改變
沒有辦法直接匯3000,而且變成每季付款要1.5w
回到重點,家母有考慮有沒有要繼續繳下去
於是問表姊,還要繳多久,解約可以拿回多少錢?
表姊的回答是要一直繳下去,(合約寫期限158年)
而且解約只能拿回部分金額(繳出去的六成)
在此請問各位保險專家,
畢竟每季1.5w負擔實在太大了,
看到家母每次繳錢,都要為了這事煩惱...
家母是否停損不要再繳了,或是有其他做法?
謝謝大家的幫忙
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Sent from JPTT on my iPhone
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