公司現金約九千萬台幣的配置方式 - ETF
By Delia
at 2022-09-13T08:13
at 2022-09-13T08:13
Table of Contents
大家好,小弟家中經營小公司。公司老闆最近突然意識到公司所有現金(約九千多萬台幣)
都放在公司的活存戶頭,沒有什麼利息,老闆比較傳統,想到定存一年利率有大概1.2%,覺
得這筆錢沒領利息實在太可惜了。目前定存我想到的問題是定存利率有限額度,例如超過五
百萬後利率會大幅下降,除非把些錢分散到不同戶頭,可是公司戶的錢也不能隨便轉到我們
帳戶(公司為獨資)。
我原本跟他說可以用公司的名義跟幾家銀行往來,每個月固定轉一些錢到定存拆單,另外可
以放一些錢到穩定的ETF之類的,不過不知道公司戶有沒有特別限制。想請問有遇過類似經
驗的板友是否可以給我們建議,謝謝!
--
都放在公司的活存戶頭,沒有什麼利息,老闆比較傳統,想到定存一年利率有大概1.2%,覺
得這筆錢沒領利息實在太可惜了。目前定存我想到的問題是定存利率有限額度,例如超過五
百萬後利率會大幅下降,除非把些錢分散到不同戶頭,可是公司戶的錢也不能隨便轉到我們
帳戶(公司為獨資)。
我原本跟他說可以用公司的名義跟幾家銀行往來,每個月固定轉一些錢到定存拆單,另外可
以放一些錢到穩定的ETF之類的,不過不知道公司戶有沒有特別限制。想請問有遇過類似經
驗的板友是否可以給我們建議,謝謝!
--
Tags:
ETF
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