有關夫妻共同投資海外券商 - 投資
By Liam
at 2022-09-05T13:04
at 2022-09-05T13:04
Table of Contents
請問一下最近我跟老婆想要開始存退休金,因為還有房、車貸及小孩花費,每個月兩人只能各拿5000元來存
因為我跟我老婆本身都各有TD帳戶,考慮到匯費的問題打算兩人存1年後一起匯一筆12萬出去,想問後續投資
部分大家可以給一些意見嗎?
方案一:
今年12萬匯到老公的TD投資,明年12萬換匯到老婆TD投資,也就是每年輪流
方案二:
先匯到其中一個人的TD,之後再從TD轉6萬元到另外一個人的TD (不確定TD是否可以這樣操作?)
方案三:
先匯到其中一個人的TD並買好投資標的ETF,之後再從TD轉一半數量的ETF到另外一個人的TD (不確定TD是否可以這樣操作?)
方案四:
聯名帳戶 (不確定TD是否有,還有不確定聯名帳號推不推薦使用)
方案五: 如有其他更好的方案,再麻煩大家提供
謝謝!
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Sent from JPTT on my HUAWEI HMA-L29.
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