27歲投資規劃 - 投資
By Liam
at 2010-11-19T09:45
at 2010-11-19T09:45
Table of Contents
目前在當公務員,月薪約55K+17K加班
早餐晚餐都吃家裡,午餐自己帶便當去公司,
每月總開銷約400元,每個月大概存個70K,現在存款約500K,股票有榮剛20張、鴻海5張,
最近在考慮要不要買房子,但是很多人都苦勸我暫時不要買,
因為現在在高點,買房子不划算,可是因為我住北縣,
所以想趁著捷運熱買一間下來,可是家人卻又反對,希望我在北市的校區附近
買二手套房,然後用公教貸款1.42%,配合青年首購前三年免利息,
把套房租出去,這樣可以增加一個賺錢的標的,
但是我一直認為二手套房很危險,而且一買會把自己所有資金全丟進去
之後就不好申購股票、買外幣了........
請問大家,我該聽誰的呢????還是自己先存下來好呢???
--
早餐晚餐都吃家裡,午餐自己帶便當去公司,
每月總開銷約400元,每個月大概存個70K,現在存款約500K,股票有榮剛20張、鴻海5張,
最近在考慮要不要買房子,但是很多人都苦勸我暫時不要買,
因為現在在高點,買房子不划算,可是因為我住北縣,
所以想趁著捷運熱買一間下來,可是家人卻又反對,希望我在北市的校區附近
買二手套房,然後用公教貸款1.42%,配合青年首購前三年免利息,
把套房租出去,這樣可以增加一個賺錢的標的,
但是我一直認為二手套房很危險,而且一買會把自己所有資金全丟進去
之後就不好申購股票、買外幣了........
請問大家,我該聽誰的呢????還是自己先存下來好呢???
--
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