關於全球人壽多重重大傷病保險 - 保險
By Lily
at 2012-02-04T23:42
at 2012-02-04T23:42
Table of Contents
想請問關於全球人壽的多重重大傷病保險(MDD)，保額為1,000,000
目前小弟手上有一張MDD，每個月繳的金額約為3400元
因覺得保費太高，所以想要將這張保單換掉
當初會保此保單是認為，此保單如果到75歲皆未得到重大疾病，則會保本退回
但是我覺得這樣似乎有問題，若是這段期間我得到了重大疾病，那麼所繳出的費用
也不會保本了，直接理賠1,000,000，而且即使我的理賠金額不到我繳的費用
也是依樣，那這樣的話與保一年期的重大疾病似乎意義一樣
我每個月還要多花出一大筆錢，不知我這樣思考是否對呢?
但是對重大疾病相關的產品不熟，因此想請問
是否有類似此張全球內容的產品，但是為一年期可以續保到75歲的產品呢?
其實先前有PO過一篇詢問我目前保單狀況的文章後，就一直很想處理這張保單
麻煩各位大大了! 謝謝!
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