連動債與結構債有何不同? - 投資

By Catherine
at 2008-10-30T12:52
at 2008-10-30T12:52
Table of Contents
前陣子的連動債熱賣,許多人把老本都投入進去,
但最近卻賠個血本無歸,還要組成自救隊向法庭申告。
前陣子買了張安聯人壽的豐富人生,業務稱此商品為結構債,
與連動債並不相同,且有簽署風險告知書,白紙黑字保障最低4%獲利,
風險為銀行信用風險與匯率風險,保證銀行為德國最大銀行德意志銀行,
但這陣子全球金融風暴,也在新聞不時聽到德意志銀行虧損,
有點擔心若德意志銀行撐不過這次的風暴,
那我投入的金錢是不是也和連動債一樣,血本無歸呢?!
業務員說,連動債連結的是「指數」,但結構債不同,甚至無法看到投資項目,
就是十年之後給你保證4%獲利,目前10年的平均報酬率為8.56%,聽起來真的不錯!
而且連動債沒有簽署風險告知書?所以會賠的一塌糊塗?是這樣嗎?
但我知道連動債也是要簽署風險告知書啊?那為什麼簽了還是賠的亂七八糟呢?
今天剛好是第十天,好像還可以契約撤銷吧?如果有問題那趕快先撤銷囉!
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By Heather
at 2008-11-04T04:40
at 2008-11-04T04:40

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at 2008-11-07T07:54
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at 2008-11-17T00:54
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at 2008-11-21T07:31
at 2008-11-21T07:31
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