退休者也該一次 all in 股市嗎? - 投資
By Poppy
at 2022-05-29T13:17
at 2022-05-29T13:17
Table of Contents
※ 引述《buji ()》之銘言:
: 以前的觀念是分批或定期投入,現在看到的好像鼓吹 all in 的較多。 我覺得 all in
: 可能是對持續工作時有結餘可投資的年輕人適用,因為每次雖然都是 all in, 長期來
: 看就是分批持續投入。
: 但退休者不同。 只剩下投資收入沒有工作收入,且餘命也短於年輕就業者。 是不是投
: 資的方式不該all in 股市? 隨著年紀增加股票比例要逐漸漸少?
: 若成立的話,似乎在職中的中年人也不該 all in 股市了,而也是隨年齡漸減。
: 既然如此,為何要鼓吹極度簡化又容易誤導的 all in 觀念呢?
:
基本上 退休就是走高殖利率股了 要有穩定的現金流
高殖利率的好處是什麼 殖利率是依照去年的獲利來發取的
也就是說 假設今年股災 他發給你的殖利率還是一樣多
假設明年還繼續股災 今年獲利沒衰退的話 發給你的錢還是一樣多
很多人誤以為殖利率是扣除自己的股價發給你
但你仔細看就知道了 每次除息 調降的是今日的平衡點 不是股價
股價的價值是多少 仍舊由成交決定
高殖利率 穩定現金流 最適合退休
我建議你 退休了 就不用買美股了 直接台股吧
--
: 以前的觀念是分批或定期投入,現在看到的好像鼓吹 all in 的較多。 我覺得 all in
: 可能是對持續工作時有結餘可投資的年輕人適用,因為每次雖然都是 all in, 長期來
: 看就是分批持續投入。
: 但退休者不同。 只剩下投資收入沒有工作收入,且餘命也短於年輕就業者。 是不是投
: 資的方式不該all in 股市? 隨著年紀增加股票比例要逐漸漸少?
: 若成立的話,似乎在職中的中年人也不該 all in 股市了,而也是隨年齡漸減。
: 既然如此,為何要鼓吹極度簡化又容易誤導的 all in 觀念呢?
:
基本上 退休就是走高殖利率股了 要有穩定的現金流
高殖利率的好處是什麼 殖利率是依照去年的獲利來發取的
也就是說 假設今年股災 他發給你的殖利率還是一樣多
假設明年還繼續股災 今年獲利沒衰退的話 發給你的錢還是一樣多
很多人誤以為殖利率是扣除自己的股價發給你
但你仔細看就知道了 每次除息 調降的是今日的平衡點 不是股價
股價的價值是多少 仍舊由成交決定
高殖利率 穩定現金流 最適合退休
我建議你 退休了 就不用買美股了 直接台股吧
--
Tags:
投資
All Comments
By Hardy
at 2022-05-29T19:28
at 2022-05-29T19:28
By Lucy
at 2022-05-30T01:39
at 2022-05-30T01:39
By Catherine
at 2022-05-30T07:50
at 2022-05-30T07:50
By Genevieve
at 2022-05-30T14:02
at 2022-05-30T14:02
By Margaret
at 2022-05-30T20:13
at 2022-05-30T20:13
By Ursula
at 2022-05-31T02:24
at 2022-05-31T02:24
By Oliver
at 2022-05-31T08:35
at 2022-05-31T08:35
By James
at 2022-05-31T14:47
at 2022-05-31T14:47
By Poppy
at 2022-05-31T20:58
at 2022-05-31T20:58
By Jacob
at 2022-06-01T03:09
at 2022-06-01T03:09
By Quintina
at 2022-06-01T09:20
at 2022-06-01T09:20
By Mason
at 2022-06-01T08:23
at 2022-06-01T08:23
By Christine
at 2022-06-01T14:34
at 2022-06-01T14:34
By Frederic
at 2022-06-01T08:23
at 2022-06-01T08:23
By Hedda
at 2022-06-01T14:34
at 2022-06-01T14:34
By Caroline
at 2022-06-01T08:23
at 2022-06-01T08:23
By Ursula
at 2022-06-01T14:34
at 2022-06-01T14:34
By Agnes
at 2022-06-01T08:23
at 2022-06-01T08:23
By Mason
at 2022-06-01T14:34
at 2022-06-01T14:34
By Leila
at 2022-06-01T08:23
at 2022-06-01T08:23
By Bethany
at 2022-06-01T14:34
at 2022-06-01T14:34
By Carol
at 2022-06-01T08:23
at 2022-06-01T08:23
By Liam
at 2022-06-01T14:34
at 2022-06-01T14:34
By Steve
at 2022-06-01T08:23
at 2022-06-01T08:23
By Jessica
at 2022-06-01T14:34
at 2022-06-01T14:34
By Sierra Rose
at 2022-06-01T08:23
at 2022-06-01T08:23
By Dinah
at 2022-06-01T14:34
at 2022-06-01T14:34
By Brianna
at 2022-06-01T08:23
at 2022-06-01T08:23
By Robert
at 2022-06-01T14:34
at 2022-06-01T14:34
By Quanna
at 2022-06-01T08:23
at 2022-06-01T08:23
By Daph Bay
at 2022-06-01T14:34
at 2022-06-01T14:34
By Kama
at 2022-06-01T08:23
at 2022-06-01T08:23
By Mia
at 2022-06-01T14:34
at 2022-06-01T14:34
By Xanthe
at 2022-06-01T08:23
at 2022-06-01T08:23
By Aaliyah
at 2022-06-01T14:34
at 2022-06-01T14:34
By Eden
at 2022-06-01T08:23
at 2022-06-01T08:23
By Gary
at 2022-06-01T14:34
at 2022-06-01T14:34
By Brianna
at 2022-06-01T08:23
at 2022-06-01T08:23
By Megan
at 2022-06-01T14:34
at 2022-06-01T14:34
By Connor
at 2022-06-01T08:23
at 2022-06-01T08:23
By Brianna
at 2022-06-01T14:34
at 2022-06-01T14:34
By Yedda
at 2022-06-01T08:23
at 2022-06-01T08:23
By Belly
at 2022-06-01T14:34
at 2022-06-01T14:34
By Ursula
at 2022-06-01T08:23
at 2022-06-01T08:23
By Lydia
at 2022-06-01T14:34
at 2022-06-01T14:34
By Kyle
at 2022-06-01T08:23
at 2022-06-01T08:23
By Linda
at 2022-06-01T14:34
at 2022-06-01T14:34
By Edith
at 2022-06-01T08:23
at 2022-06-01T08:23
By Thomas
at 2022-06-01T14:34
at 2022-06-01T14:34
By Margaret
at 2022-06-01T08:23
at 2022-06-01T08:23
By Ivy
at 2022-06-01T14:34
at 2022-06-01T14:34
By Lily
at 2022-06-01T08:23
at 2022-06-01T08:23
By Charlie
at 2022-06-01T14:34
at 2022-06-01T14:34
By Elma
at 2022-06-01T08:23
at 2022-06-01T08:23
By Ivy
at 2022-06-01T14:34
at 2022-06-01T14:34
By Anthony
at 2022-06-01T08:23
at 2022-06-01T08:23
By Gilbert
at 2022-06-01T14:34
at 2022-06-01T14:34
By Rebecca
at 2022-06-01T08:23
at 2022-06-01T08:23
By Hamiltion
at 2022-06-01T14:34
at 2022-06-01T14:34
By Eartha
at 2022-06-01T08:23
at 2022-06-01T08:23
By Carolina Franco
at 2022-06-01T14:34
at 2022-06-01T14:34
By Lauren
at 2022-06-01T08:23
at 2022-06-01T08:23
By Enid
at 2022-06-01T14:34
at 2022-06-01T14:34
Related Posts
退休者也該一次 all in 股市嗎?
By Genevieve
at 2022-05-29T13:09
at 2022-05-29T13:09
退休者也該一次 all in 股市嗎?
By Rae
at 2022-05-29T10:29
at 2022-05-29T10:29
長期買進指數期貨可否避掉股息稅
By Susan
at 2022-05-28T01:58
at 2022-05-28T01:58
美股?海外券商
By Faithe
at 2022-05-27T23:50
at 2022-05-27T23:50
這波投資新興市場的還抱著嗎
By Ula
at 2022-05-27T22:25
at 2022-05-27T22:25