請問遠雄rsl (真安心)的手術費用定義 - 保險

By Kelly
at 2019-11-16T11:03
at 2019-11-16T11:03
Table of Contents
我有買一個單位的RSL 真安心
最近動了一下開顱手術
手術大部分是健保給付
自費的部分包含一個特殊材料費用和一個藥費
這兩筆大額支出都是手術過程用到的,但是收據上沒有特別註明,只列在特殊材料和藥費兩項。
如果按造真安心的條款請問他是放到醫療費用還是手術費用理賠呢?
謝謝
另外我有住加護病房,但是收據的病房費用並沒有區別一般病房和加護病房費用,那可以申請嘛?
謝謝
---
補充說明,我的業務員跟我說只要收據不是列在自費手術費用的項目都歸納在醫療雜雜支費用。
解決方法有二
1. 請醫院更改收據
2. 申訴
以RSL的方案來說,如果全部都認列在醫療雜支,則保險公司理賠金額會大幅減少,我自己
要填補數萬元價差。
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Sent from JPTT on my Asus ASUS_Z01RD.
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