若有1500萬要學兆豐哥還是買七棟千萬房? - 股票
By Ula
at 2020-05-10T09:17
at 2020-05-10T09:17
Table of Contents
如果是去年或是前年放的美金定存,
的確有到2.5%-2.8%之間,
我放在中信的定存就是2.52%,
https://imgur.com/a/HtGjBB5
但是這些定存今年就會到期了,
利息會順便掉到1%以下,
我也是在考慮怎麼處理定存的錢,
想拿去放SPY, QQQ, RDS,
但是老婆不准我動到這些現金,
算是備用的緊急現金,
所以我可能就繼續放定存拿低於1%的利息
目前大部分的資產都放在一些不值錢的房子上,
明後年可能會慢慢出脫房子,
把多一些的資產放在SPY, QQQ, GOOG,
目標是一半資產在房子,一半資產在股票
※ 引述《rancilio (科學怪人)》之銘言:
: 年近半百目前現金差不多1500萬,我的目標是50張台GG,
: 目前有一半放美金定存利率2.4%和RMB放對岸利率約4%,
: 等今年中陸續到期就會換回台幣,300以下買進台積,
: 目標50張,如果每年配10元,大約50萬,殖利率不算高,
: 但是有信心台GG將來不只300,在油管看到曲博彩虹頻道,
: 對台積技術有深入淺出的介紹,對台積的競爭力有信心。
--
的確有到2.5%-2.8%之間,
我放在中信的定存就是2.52%,
https://imgur.com/a/HtGjBB5
但是這些定存今年就會到期了,
利息會順便掉到1%以下,
我也是在考慮怎麼處理定存的錢,
想拿去放SPY, QQQ, RDS,
但是老婆不准我動到這些現金,
算是備用的緊急現金,
所以我可能就繼續放定存拿低於1%的利息
目前大部分的資產都放在一些不值錢的房子上,
明後年可能會慢慢出脫房子,
把多一些的資產放在SPY, QQQ, GOOG,
目標是一半資產在房子,一半資產在股票
※ 引述《rancilio (科學怪人)》之銘言:
: 年近半百目前現金差不多1500萬,我的目標是50張台GG,
: 目前有一半放美金定存利率2.4%和RMB放對岸利率約4%,
: 等今年中陸續到期就會換回台幣,300以下買進台積,
: 目標50張,如果每年配10元,大約50萬,殖利率不算高,
: 但是有信心台GG將來不只300,在油管看到曲博彩虹頻道,
: 對台積技術有深入淺出的介紹,對台積的競爭力有信心。
--
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股票
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