投資型保單 - 理財
By Ingrid
at 2022-02-03T21:38
at 2022-02-03T21:38
Table of Contents
大家好,最近手邊有一筆約50萬的錢,短期內不會用到,因不善理財,平常也只會把錢放
銀行,對股票基金更是完全不懂也不敢碰。
這幾天跟家人聊天,得知他有買一張投資型的月配息保單,他說他存100萬,綁兩年約,
前兩年從本金扣行政費用總共36000元,第三年起就不用再扣,每個月配息3千多元。另一
位家人是存300萬,每月配息約12000元上下。初步詢問下來,感覺還蠻適合我這種不敢做
風險大的投資,又覺得銀行利息很低都被通膨吃掉,只想比把錢存在銀行的利息好一點的
保守的人。
後來直接詢問保險業務,的確是跟家人說的一樣,但深怕有自己不懂的地方,想煩請各位
幫我看看,這種投資型保單真的有那麼好嗎?還是有保險業務沒有講的東西?謝謝各位
https://i.imgur.com/775CutU.jpg
https://i.imgur.com/79mi53M.jpg
https://i.imgur.com/M0IF69S.jpg
--
銀行,對股票基金更是完全不懂也不敢碰。
這幾天跟家人聊天,得知他有買一張投資型的月配息保單,他說他存100萬,綁兩年約,
前兩年從本金扣行政費用總共36000元,第三年起就不用再扣,每個月配息3千多元。另一
位家人是存300萬,每月配息約12000元上下。初步詢問下來,感覺還蠻適合我這種不敢做
風險大的投資,又覺得銀行利息很低都被通膨吃掉,只想比把錢存在銀行的利息好一點的
保守的人。
後來直接詢問保險業務,的確是跟家人說的一樣,但深怕有自己不懂的地方,想煩請各位
幫我看看,這種投資型保單真的有那麼好嗎?還是有保險業務沒有講的東西?謝謝各位
https://i.imgur.com/775CutU.jpg
https://i.imgur.com/79mi53M.jpg
https://i.imgur.com/M0IF69S.jpg
--
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