我適合投資型保單嗎 - 投資

By William
at 2010-01-09T13:13
at 2010-01-09T13:13
Table of Contents
小弟出社會邁入第四個月了
目前在一間半導體廠當工程師,一個月月薪40k左右,住家裡
扣掉給家裡的錢一個月大概最少可以存兩萬五
因為身上都沒有任何的保險,有在小玩股票,不過金額不多目前投入60000左右
最近有三商美邦業務員跟我推銷投資型保單,一個月月繳五千一年繳六萬這張保單
我聽了聽覺得不錯
在加上我身上沒有任何的壽險(他說如果身故最少可以領245萬,隨投保年齡增加)
所以就跟他買了一張,已經先預繳三個月了
不過回家搜尋投資型保單文章後,發現大家罵翻天(看十篇有九篇在罵),也有不少人想解約
我頓時有種我被耍的感覺,大家都覺的投資跟保險要分開
因為我今天才跟她保的,請問我應該要繼續買嗎?十天內應該都可以後悔吧?
還是投資型保單適合我這種人呢?可以幫我分析一下嗎?
感激不盡
--
目前在一間半導體廠當工程師,一個月月薪40k左右,住家裡
扣掉給家裡的錢一個月大概最少可以存兩萬五
因為身上都沒有任何的保險,有在小玩股票,不過金額不多目前投入60000左右
最近有三商美邦業務員跟我推銷投資型保單,一個月月繳五千一年繳六萬這張保單
我聽了聽覺得不錯
在加上我身上沒有任何的壽險(他說如果身故最少可以領245萬,隨投保年齡增加)
所以就跟他買了一張,已經先預繳三個月了
不過回家搜尋投資型保單文章後,發現大家罵翻天(看十篇有九篇在罵),也有不少人想解約
我頓時有種我被耍的感覺,大家都覺的投資跟保險要分開
因為我今天才跟她保的,請問我應該要繼續買嗎?十天內應該都可以後悔吧?
還是投資型保單適合我這種人呢?可以幫我分析一下嗎?
感激不盡
--
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