ETF配置分享 - 投資

By Elvira
at 2014-03-03T14:53

Table of Contents

→ badfood:Tresury yield 1Y0.1% :2Y:0.31% 5Y:1.47Y 要到五年期 03/03 12:29

→ badfood:才勝過國內定存五年是一個很長的時間足夠一個人把他的 03/03 12:30

→ badfood:資產配置工具做天翻地覆的轉變 (ptt上討論美股投資差不多 03/03 12:30

→ badfood:五年了) 03/03 12:31

我想了想，也可以把定存跟債券梯配起來

假設交易成本可忽略的話...
目前五年期債券YTM>定存利率>四年期債券YTM
那麼把20%買進五年期債券，80%存定存

過了一年以後
如果保持五年期債券YTM>定存利率>四年期債券YTM
就賣掉手上的(五減一)年期債券，買進新的五年期債券

如果升息了，四年期債券YTM>定存利率
則繼續持有手上的(五減一)年期債券
從定存的80%中，分出20%買進新的五年期債券
以此類推，搞不好最後就變成標準的五年債券梯了也說不定

如果演變成定存利率>五年期債券YTM
賣掉手上的(五減一)年期債券，匯回國存定存吧

Shall that work?

--
You got to know when to hold 'em, know when to fold 'em, Know when to walk away and know when to run.
You never count your money when you're sittin' at the table. There'll be time enough for countin' when the dealin's done.

'Cause ev'ry hand's a winner and ev'ry hand's a loser, And the best that you can hope for is to die in your sleep."
now Ev'ry gambler knows that the secret to survivin' Is knowin' what to throw away and knowing what to keep.

--

Tags: 投資 ETF