32歲資產規劃 - 理財
By Jacob
at 2021-08-08T22:11
at 2021-08-08T22:11
Table of Contents
各位前輩大家好,第一次在資產規劃版發文
因近期繼承一筆金額
年紀:32
小孩:1(有計劃再+1)
家庭年收:300W
家庭儲蓄率:約60%
房屋:有(預計2年內再買一房總額約2500~3000,原房屋為祖厝不打算賣出)
預備金:一年生活費
閒置資金:25W美+1000W台
規劃
1. 10W美-南山佳美鑽躉繳,主要是親戚人情關係也當保本險(3年還本預計也不會領出)
2. 15W美-複委託分批3W/年 方式投入VWRA
這部分有個問題回測是all in效果最好
但還是有點擔心風險
(尚未投入金額可能以外幣定存為主)
3. 1000W由於尚有購入不動產計畫
台幣的部分沒什麼頭緒,只想得到分散定存..
4. 台股0050定期定額2W/月 (已執行1年)
5. 基金1W/月(已執行多年)
目標夫妻提早至60歲退休
還請版上前輩不吝指導 謝謝 :)
-----
Sent from JPTT on my iPhone
--
Tags:
理財
All Comments
By Andrew
at 2021-08-11T10:32
at 2021-08-11T10:32
By Dora
at 2021-08-11T13:00
at 2021-08-11T13:00
By Rebecca
at 2021-08-14T03:37
at 2021-08-14T03:37
By Enid
at 2021-08-16T06:34
at 2021-08-16T06:34
By Mary
at 2021-08-18T22:24
at 2021-08-18T22:24
By Annie
at 2021-08-19T05:55
at 2021-08-19T05:55
By Andy
at 2021-08-21T04:52
at 2021-08-21T04:52
By Gilbert
at 2021-08-23T23:07
at 2021-08-23T23:07
By Ida
at 2021-08-24T09:43
at 2021-08-24T09:43
By Lydia
at 2021-08-28T22:54
at 2021-08-28T22:54
By John
at 2021-09-01T04:55
at 2021-09-01T04:55
By Hedy
at 2021-09-04T23:22
at 2021-09-04T23:22
By George
at 2021-09-06T01:44
at 2021-09-06T01:44
By Rae
at 2021-09-09T09:16
at 2021-09-09T09:16
Related Posts
34歲男 理財請益
By Xanthe
at 2021-08-07T12:34
at 2021-08-07T12:34
26歲女 理財規劃
By Erin
at 2021-08-06T23:59
at 2021-08-06T23:59
35歲女 理財規劃請益
By Noah
at 2021-08-06T13:43
at 2021-08-06T13:43
24歲86年次理財規劃
By Yuri
at 2021-08-06T11:48
at 2021-08-06T11:48
35歲女 理財規劃請益
By Joe
at 2021-08-06T04:30
at 2021-08-06T04:30