27歲男,定期定額請益 - 投資
By Agnes
at 2021-07-24T14:26
at 2021-07-24T14:26
Table of Contents
各位好,目前第一份工作剛滿一年多
在年初發覺錢擺在銀行也不會變多,因此開了證券戶,原本想做長期投資,但還是手癢跑
去
此時發現我應該當不成少年股神,所以在五月時,開始定期定額計畫。
以下是我目前的定期定額006208策略
—————————————
月投8000TWD
1.每月5號,定期定額買 $6000
*$2000列入加碼餘額
加碼紀律
低於前高 10% 加碼 $6000
低於前高 20% 加碼 $12000
低於前高 30% 加碼 $18000
…以此類推
*加碼需有加碼餘額才可加碼
*每個點位當月限加碼一次
—————————————
依目前收入狀況,一個月約能存下2W,一年約30W(含三節獎金)
目前已有15W存款與30W不可動用部位
我的問題如下:
1.以一年來計算,約只有25%-30%的資金進行投資,總覺得這樣的比例太低。如果暫時沒
有?
2.我的投資策略是否有我沒想到的盲點?目前想到的就是如果股市一路長紅,沒有任何的
修正或是修正幅度不大,那我的加碼金就會只是一般的存款,那這樣的策略是否多餘?
先感謝各位大大,雖然沒多少錢,但還是想在最短時間內長出第一桶金
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Sent from JPTT on my iPhone
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投資
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