22歲緊急預備金規劃請益 - 投資
By Liam
at 2021-08-06T13:17
at 2021-08-06T13:17
Table of Contents
第一次在版上發文,若有什麼不妥之處還請各位大大指教~
[職業] 新鮮小社畜
[薪水]
正職的月薪約32,000,年終未知
兼職的部分薪資不穩定,月收入約0-10000不等
[開銷]
生活費 12000/月
孝親費 3000/月
房租 8500/月
保險約 3萬/年
[儲蓄/投資] 現金 5萬
[請益]
手上的現金不多,不多,想要先從存緊急預備金開始
等緊急預備金存夠3個月的生活費數目後,再慢慢考慮投資的部份
之前有簡單做過功課,覺得這下面三間網銀評價都還不錯
Bankee: https://reurl.cc/KAY8oy
SnY: https://reurl.cc/0j0KbA
Richart: https://reurl.cc/eElM4Q
三間好像都各有優點,因為沒那麼多錢分開存,目前傾向集中存一間,
盡快達到目標金額就好
想請問依照目前的狀況,開哪個帳戶做緊急預備金的儲蓄會比較好呢?
--
[職業] 新鮮小社畜
[薪水]
正職的月薪約32,000,年終未知
兼職的部分薪資不穩定,月收入約0-10000不等
[開銷]
生活費 12000/月
孝親費 3000/月
房租 8500/月
保險約 3萬/年
[儲蓄/投資] 現金 5萬
[請益]
手上的現金不多,不多,想要先從存緊急預備金開始
等緊急預備金存夠3個月的生活費數目後,再慢慢考慮投資的部份
之前有簡單做過功課,覺得這下面三間網銀評價都還不錯
Bankee: https://reurl.cc/KAY8oy
SnY: https://reurl.cc/0j0KbA
Richart: https://reurl.cc/eElM4Q
三間好像都各有優點,因為沒那麼多錢分開存,目前傾向集中存一間,
盡快達到目標金額就好
想請問依照目前的狀況,開哪個帳戶做緊急預備金的儲蓄會比較好呢?
--
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