醫療險對精神疾病的限制？ - 保險
By Anthony
at 2010-09-05T22:53
at 2010-09-05T22:53
Table of Contents
→ guyver:也有不少家針對精神疾病的住院是無法理賠的喔^^09/05 22:12
→ guyver:另外不少家未在條款上註明僅能住院90天，卻在實務上也僅能09/05 22:15
→ guyver:給付90天的限制喔^^ 所以有註明是為了避免未來有疑慮時的09/05 22:16
→ guyver:現行上有幾家某幾個醫療險是採住院給付打折1/2、1/3的方式09/05 22:31
→ guyver:甚至是僅給付非假日住院費用的狀況產生，所以很多還是要親09/05 22:31
→ guyver:自詢問各公司的理賠部才能得知最正確的消息喔^^09/05 22:32
→ guyver:另外我記得85年前的醫療險似乎是可以不理賠精神疾病住院的09/05 22:33
→ guyver:而且精神疾病通常伴隨著一些許的理賠限制"細節"要多注意， 09/05 22:36
→ guyver:得真的要請領，才發生糾紛，更不值得09/05 22:37
看到有興趣的問題
另外抓出來請教大家
現行在賣的醫療險
有哪幾家的哪些產品不賠精神疾病的？哪些限制一次住院只賠90天？
又有哪些公司條款沒註明限制，實際理賠卻有限90天或是打折給付的?
這樣的資訊很重要
畢竟如果條款明白不賠或有限制，我們還可以選擇買別的
但如果條款沒限制，實際理賠時卻有限制(可以這樣嗎?)
那就非常糟糕了
這些理賠限制"細節"
請問版上有經驗的各位
有沒有相關資訊能提供呢？
讓我們在購買保險前就能注意這些問題
謝謝^^
--
All Comments
By Leila
at 2010-09-06T05:59
at 2010-09-06T05:59
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at 2010-09-08T03:33
at 2010-09-08T03:33
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at 2010-09-11T02:42
at 2010-09-11T02:42
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at 2010-09-14T13:17
at 2010-09-14T13:17
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at 2010-09-18T16:32
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at 2010-09-23T00:33
at 2010-09-23T00:33
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at 2010-09-25T05:52
at 2010-09-25T05:52
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at 2010-09-29T05:36
at 2010-09-29T05:36
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at 2010-10-02T08:30
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at 2010-10-04T10:37
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at 2010-10-05T16:59
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at 2010-10-09T22:50
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at 2010-10-14T00:34
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at 2010-10-16T06:41
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at 2010-10-18T20:13
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at 2010-10-19T13:25
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