[醫療]代簽解約退費問題 - 保險

By Hardy
at 2011-10-30T18:13
at 2011-10-30T18:13
Table of Contents
之前幫父親保醫療險
當時業務員說醫療險的被保險人部分可以由要保人代簽...
不過, 後來朋友告知這樣不具法律效力 (查保險法)
像這樣的case, 如要解約應該不是照保單上的解約金規定吧...?
畢竟, 業務員在簽約前應有告知的義務與責任
而且那時我也再次與他重複確認是否可代簽
現在只怕原本年繳的醫療險金額所能退費的金額很少(甚至零)
不知版上是否有類似經驗的人可以分享一下該如何處理...
另外, 請教保單糾紛是否都是由金管會保險局管理?
謝謝!!
--
當時業務員說醫療險的被保險人部分可以由要保人代簽...
不過, 後來朋友告知這樣不具法律效力 (查保險法)
像這樣的case, 如要解約應該不是照保單上的解約金規定吧...?
畢竟, 業務員在簽約前應有告知的義務與責任
而且那時我也再次與他重複確認是否可代簽
現在只怕原本年繳的醫療險金額所能退費的金額很少(甚至零)
不知版上是否有類似經驗的人可以分享一下該如何處理...
另外, 請教保單糾紛是否都是由金管會保險局管理?
謝謝!!
--
All Comments

By Carolina Franco
at 2011-10-31T12:29
at 2011-10-31T12:29

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at 2011-11-01T11:25
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at 2011-11-03T11:31
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at 2011-11-06T22:37
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at 2011-11-07T04:16
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at 2011-11-08T17:08
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at 2011-11-16T00:16
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at 2011-11-20T14:09
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at 2011-11-22T11:23
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at 2011-12-02T14:09
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