還房貸還是投資股票 - 股票QA

Valerie avatar
By Valerie
at 2022-05-06T11:56

Table of Contents

各位大大好，如題
本人還剩120萬的房貸，還剩8年才會還完，現在每個月還能再多擠個3千元出來，是想問
說這多的錢是要用於還房貸，還是每個月定期定額的投資ETF?雖然不多，但是想到時間複
利，這樣哪一樣會比較好？謝謝


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Tags: 股票

All Comments

Olga avatar
By Olga
at 2022-05-04T16:33
all in 航運 提早還完房貸
Hazel avatar
By Hazel
at 2022-05-06T17:38
買你貸款銀行的股票
Irma avatar
By Irma
at 2022-05-04T16:33
繼續房貸增貸，all in股市啦
Yedda avatar
By Yedda
at 2022-05-06T17:38
在今年還會升息的狀況，還貸款會比較好，留籌碼等進
場也不錯
Lily avatar
By Lily
at 2022-05-04T16:33
既然是長期投資就etf ,房貸利率便宜不用及著還完
Yedda avatar
By Yedda
at 2022-05-06T17:38
升息年
Callum avatar
By Callum
at 2022-05-04T16:33
投資小吃店
Yedda avatar
By Yedda
at 2022-05-06T17:38
當然是欠著
Poppy avatar
By Poppy
at 2022-05-04T16:33
8年太長不好說，但近期還房貸好吧，除非你股神等級
Ivy avatar
By Ivy
at 2022-05-06T17:38
買，都買
Elvira avatar
By Elvira
at 2022-05-04T16:33
開小吃店 開槓桿 標案
Jacob avatar
By Jacob
at 2022-05-06T17:38
投資應召站
Emma avatar
By Emma
at 2022-05-04T16:33
歐硬2498
Joe avatar
By Joe
at 2022-05-06T17:38
之後升息也會影響房貸，等降息再買股票
Zanna avatar
By Zanna
at 2022-05-04T16:33
先還房貸吧
Sarah avatar
By Sarah
at 2022-05-06T17:38
一定是股票啊，房貸能拖就拖
Skylar Davis avatar
By Skylar Davis
at 2022-05-04T16:33
閒錢玩股票
Emma avatar
By Emma
at 2022-05-06T17:38
自己算一下報酬率啊
Andy avatar
By Andy
at 2022-05-04T16:33
投資公司記得取名高x
Edwina avatar
By Edwina
at 2022-05-06T17:38
看你會賠錢還是賺錢吧，陪多不就偷雞不著蝕把米…
Annie avatar
By Annie
at 2022-05-04T16:33
最近開始升息縮表 先還房貸 等低點再用房子貸款進
場
Necoo avatar
By Necoo
at 2022-05-06T17:38
升息還房貸，等降息再買股票 +1 ，會降息通常是股市
底點(存股好時機?!)
Adele avatar
By Adele
at 2022-05-04T16:33
先還貸款吧，降低每個月還款壓力，而且有可能升息。
不然就是50/50
Tom avatar
By Tom
at 2022-05-06T17:38
這麼少 實在沒差，建議先投資自己讓本薪增加再來討
論
Emma avatar
By Emma
at 2022-05-04T16:33
現在有人在還清房貸的嗎 當然是增貸靈活運用
Belly avatar
By Belly
at 2022-05-06T17:38
你夠強就投資 房貸不到2% 長期投資要贏不難
Harry avatar
By Harry
at 2022-05-04T16:33
我滿手套房也都滿滿的房貸 你也想當房東嗎
Necoo avatar
By Necoo
at 2022-05-06T17:38
問你自己
Valerie avatar
By Valerie
at 2022-05-04T16:33
辦黨證
Yuri avatar
By Yuri
at 2022-05-06T17:38
每個月3000也沒啥效果
Michael avatar
By Michael
at 2022-05-04T16:33
會這樣問的那還是還房貸好了，不然你投資股票還是會
上來問怎麼辦...
Andrew avatar
By Andrew
at 2022-05-06T17:38
現在在恐慌性殺估值 當然把房貸貸出來抄底!!
Adele avatar
By Adele
at 2022-05-04T16:33
來股版問 肯定叫你賣房炒股
Faithe avatar
By Faithe
at 2022-05-06T17:38
你會上來問就是沒策略 股票跌了你抱不住 加上可能升
息 先還房貸吧
William avatar
By William
at 2022-05-04T16:33
小孩才選擇 窩兩個都要
Megan avatar
By Megan
at 2022-05-06T17:38
房貸利率再高也是2趴！你看看台股殖利率
Queena avatar
By Queena
at 2022-05-04T16:33
當然是增貸歐印呀
Agnes avatar
By Agnes
at 2022-05-06T17:38
買貸款銀行的股票 賺房貸啊
Hazel avatar
By Hazel
at 2022-05-04T16:33
睡公園 房子出租 每個月就不只三千了
Catherine avatar
By Catherine
at 2022-05-06T17:38
3仟元！？
William avatar
By William
at 2022-05-04T16:33
快還房貸
Cara avatar
By Cara
at 2022-05-06T17:38
增貸買銀行
Carolina Franco avatar
By Carolina Franco
at 2022-05-04T16:33
如果是跟西瓜貸的考慮一下
Ethan avatar
By Ethan
at 2022-05-06T17:38
還貸款後理財型借出來也是一條路ccc
Selena avatar
By Selena
at 2022-05-04T16:33
Fj正解
Edward Lewis avatar
By Edward Lewis
at 2022-05-06T17:38
來股版就是歐印 我建議還房貸
Olive avatar
By Olive
at 2022-05-04T16:33
拉高就空送分題
Edwina avatar
By Edwina
at 2022-05-06T17:38
歐印2498
Bethany avatar
By Bethany
at 2022-05-04T16:33
才3000趕快把房貸還一還再說 要是今年要升息你房貸
利息也會增加一點
Isla avatar
By Isla
at 2022-05-06T17:38
還房貸 現在放怕你崩潰
Mason avatar
By Mason
at 2022-05-04T16:33
在買一棟等噴噴
John avatar
By John
at 2022-05-06T17:38
增貸個200萬成立公司標快篩，投資報酬率比較高
Caroline avatar
By Caroline
at 2022-05-04T16:33
減輕貸款
Donna avatar
By Donna
at 2022-05-06T17:38
放空你貸款的銀行
Caitlin avatar
By Caitlin
at 2022-05-04T16:33
沒幾個錢問個屁
Ivy avatar
By Ivy
at 2022-05-06T17:38
當然股票，現在鼓勵炒房，房貸根本隨便
Puput avatar
By Puput
at 2022-05-04T16:33
借錢要還 誰敢借啊
Margaret avatar
By Margaret
at 2022-05-06T17:38
聯邦和新光的數位帳戶高活存先開來放?
James avatar
By James
at 2022-05-04T16:33
房價只會漲不會跌 股票會漲會跌 懂?
Skylar Davis avatar
By Skylar Davis
at 2022-05-06T17:38
航運也撐不住要帶下去了…
Kristin avatar
By Kristin
at 2022-05-04T16:33
還房貸
Robert avatar
By Robert
at 2022-05-06T17:38
就是現在 滿倉幹進去
Cara avatar
By Cara
at 2022-05-04T16:33
升息當然是還房貸啊,除非你是CIS這種高手
Bennie avatar
By Bennie
at 2022-05-06T17:38
問就是滿倉幹進去~
Yedda avatar
By Yedda
at 2022-05-04T16:33
買航運殖利率超過15%還房貸沒幾趴的要幹嘛？
Belly avatar
By Belly
at 2022-05-06T17:38
房貸是融資開槓桿,除非你能夠賺的比利息多很多
Ina avatar
By Ina
at 2022-05-04T16:33
拜託來打底
Annie avatar
By Annie
at 2022-05-06T17:38
房貸
Dora avatar
By Dora
at 2022-05-04T16:33
先還房貸啊
Andy avatar
By Andy
at 2022-05-06T17:38
3千元...去上個課還比較實在
Doris avatar
By Doris
at 2022-05-04T16:33
房貸就表示你資產開槓桿了，先還債吧~
Andy avatar
By Andy
at 2022-05-06T17:38
all in啦
Anthony avatar
By Anthony
at 2022-05-04T16:33
你買ETF賠錢機率很高，利息賺一點價差賠一堆
Ina avatar
By Ina
at 2022-05-06T17:38
問就是歐印 增貸歐印
Donna avatar
By Donna
at 2022-05-04T16:33
這個年代還債是最笨的理財方法
Isabella avatar
By Isabella
at 2022-05-06T17:38
先還房貸，等縮表結束再進場
Edward Lewis avatar
By Edward Lewis
at 2022-05-04T16:33
要用錢的時候再增貸出來就好
Daph Bay avatar
By Daph Bay
at 2022-05-06T17:38
小吃店好笑
Isabella avatar
By Isabella
at 2022-05-04T16:33
才3000就拿去還房貸，金額太小投報率要很高才有用
Heather avatar
By Heather
at 2022-05-06T17:38
會選擇買etf就代表也心中沒有非買不可的投資標的，
不如早點還清貸，以後想動用隨時都可以借
Olga avatar
By Olga
at 2022-05-04T16:33
問就是歐印
Lily avatar
By Lily
at 2022-05-06T17:38
還房貸啊
Edith avatar
By Edith
at 2022-05-04T16:33
不要先清償 日後要增貸比較快
Lucy avatar
By Lucy
at 2022-05-06T17:38
歐印2412股利拿去繳房貸
Odelette avatar
By Odelette
at 2022-05-04T16:33
當然是房貸，房子1年漲幅1倍，股市都沒這麼好賺。
Skylar DavisLinda avatar
By Skylar DavisLinda
at 2022-05-06T17:38
有房貸先還但不要還完 扣打留給後面落底時再貸出來
用
Odelette avatar
By Odelette
at 2022-05-04T16:33
先放著 等崩盤50% allin
Skylar DavisLinda avatar
By Skylar DavisLinda
at 2022-05-06T17:38
房貸沒在還完的
Edith avatar
By Edith
at 2022-05-04T16:33
3000喝茶吃魚剛好
Iris avatar
By Iris
at 2022-05-06T17:38
才3000？有差膩 聚餐2次就沒了 先去還錢好嗎
Ida avatar
By Ida
at 2022-05-04T16:33
增貸透支歐印，財富自由或房屋法拍二選一
Madame avatar
By Madame
at 2022-05-06T17:38
手上六間房子 除了自住 全部租人
Fed QE的時候 打死不還房貸本金
Fed 開始QT升息之後 已經退出股市
有閒錢就拿去還房貸本金 以上跟您分享
Hedwig avatar
By Hedwig
at 2022-05-04T16:33
PS: 長線投資領股息的 當然還是放著
Una avatar
By Una
at 2022-05-06T17:38
買公公套利就好 傻了才還房貸
Kristin avatar
By Kristin
at 2022-05-04T16:33
趕快還吧
James avatar
By James
at 2022-05-06T17:38
先理債再理財
Faithe avatar
By Faithe
at 2022-05-04T16:33
現在美國債券一年期殖利率都大於台灣房貸利率了
Edward Lewis avatar
By Edward Lewis
at 2022-05-06T17:38
買美債 用美債利息付房貣!!
Eartha avatar
By Eartha
at 2022-05-04T16:33
利率沒超過3%，借錢投資最好
Hamiltion avatar
By Hamiltion
at 2022-05-06T17:38
再買一間房！
Oscar avatar
By Oscar
at 2022-05-04T16:33
才120托這麼久？
Liam avatar
By Liam
at 2022-05-06T17:38
120/8=15w,一年只還15萬？
Edwina avatar
By Edwina
at 2022-05-04T16:33
股票又不見得賺 賠錢還影響心情還房貸最實在
Edward Lewis avatar
By Edward Lewis
at 2022-05-06T17:38
我的話會增貸再買一間=.=
Quanna avatar
By Quanna
at 2022-05-04T16:33
3000就存股下去了吧
Charlotte avatar
By Charlotte
at 2022-05-06T17:38
先考慮風險再想報酬，萬一如果負債中又遇到投資虧損
，你會很痛苦，就會抱不住。
George avatar
By George
at 2022-05-04T16:33
還貸款不如買貸款銀行股票
Dinah avatar
By Dinah
at 2022-05-06T17:38
你年齡幾歲 年輕人當然不要還完啊 那去吃喝都較好
Elvira avatar
By Elvira
at 2022-05-04T16:33
建議可以先找一檔會大漲的股票買進，賺到錢之後再
還房貸！
Callum avatar
By Callum
at 2022-05-06T17:38
All in中華電信，刪app，八年後再打開
Caitlin avatar
By Caitlin
at 2022-05-04T16:33
當Fx 戰士
Andrew avatar
By Andrew
at 2022-05-06T17:38
你在哪個版當然是歐硬啊

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