遇到重大事故,定期險會續保嗎? - 保險

By Susan
at 2017-09-22T06:13
at 2017-09-22T06:13
Table of Contents
因為網路上經常看到比較定期及終身的優劣
終身主打只要繳費滿期,一輩子都有保障
定期優勢是低保額高保障還可以使用最新的合約內容
但是都沒有看到人家提到遇到重大事故後的續保問題和理賠問題
所以想請問板上的專業人士
如果今天規劃了定期的醫療(例如實支實付+日額)
然後遇到了爆炸或車禍之類比較嚴重的事故
又或是得到重大疾病,例如癌症、漸凍人、紅斑性狼瘡之類後續會需要長期治療的病
定期險會繼續續保嗎?會持續理賠嗎?
還是當年度賠完,隔年不續保,END。
然後又無法再投保新的保險?
請板上各位大大幫忙解惑,謝謝。
--
posted from bbs reader hybrid on my HTC_U-3u
--
終身主打只要繳費滿期,一輩子都有保障
定期優勢是低保額高保障還可以使用最新的合約內容
但是都沒有看到人家提到遇到重大事故後的續保問題和理賠問題
所以想請問板上的專業人士
如果今天規劃了定期的醫療(例如實支實付+日額)
然後遇到了爆炸或車禍之類比較嚴重的事故
又或是得到重大疾病,例如癌症、漸凍人、紅斑性狼瘡之類後續會需要長期治療的病
定期險會繼續續保嗎?會持續理賠嗎?
還是當年度賠完,隔年不續保,END。
然後又無法再投保新的保險?
請板上各位大大幫忙解惑,謝謝。
--
posted from bbs reader hybrid on my HTC_U-3u
--
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保險
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