車子停紅線被擦撞,對方保險公司理賠部分 - 保險

By Carolina Franco
at 2012-01-16T16:59
at 2012-01-16T16:59
Table of Contents
總統大選那天,投完票開車去買便當
車子停在便當店門口,可是有畫紅線
所以家人在車上等
也還好有家人在車上等(車子沒熄火)
有一台從巷口要右轉的箱型車 擦撞到我的左後車燈的保桿
其實沒甚麼大礙,板金沒凹
但是就是一片刮痕 上面全是對方車子的烤漆
請對方下車問要如何處理,對方態度強勢表示我們違規在先(臨停紅線)
所以他只願意賠我們幾百塊(千真萬確,你沒看錯,幾百塊!!!)
恐嚇我說如果我不接受就要叫交通警察來,然後我會先被開一張3600元的罰單?!?
我心想這沒啥好談了,被開罰單我也認了(紅線嘛)但是我無法接受他說只賠幾百塊的說法
他說反正他有保險(明台產險)所以他叫保險公司來處理
我就打給交通警察來處理
後續就是對方的保險公司有委託道路救援的人來現場照像以及記錄
警察也有開交通事故當事人登記聯單給我們(當然我也被開了一張九百元的罰單)
那我們現在該怎麼處理?
就傻等對方的保險公司來聯絡(時間上要多久?)我們的車子先不要修理是嗎?
另外我們自己的車子也只有保第三責任險跟強制險所以自身車體損傷沒有理賠
但是我們的保險公司(國泰產險)建議我們還是去填出險單??
我很納悶我們沒有去撞別人的車,是我們被撞,我們還需要去填寫出險單嗎?
車子損傷的部分到底要不要先去修理??還是先去估價就好??
麻煩各位專家達人們給鄉民我中肯的建議好嗎?感恩!!!
--
車子停在便當店門口,可是有畫紅線
所以家人在車上等
也還好有家人在車上等(車子沒熄火)
有一台從巷口要右轉的箱型車 擦撞到我的左後車燈的保桿
其實沒甚麼大礙,板金沒凹
但是就是一片刮痕 上面全是對方車子的烤漆
請對方下車問要如何處理,對方態度強勢表示我們違規在先(臨停紅線)
所以他只願意賠我們幾百塊(千真萬確,你沒看錯,幾百塊!!!)
恐嚇我說如果我不接受就要叫交通警察來,然後我會先被開一張3600元的罰單?!?
我心想這沒啥好談了,被開罰單我也認了(紅線嘛)但是我無法接受他說只賠幾百塊的說法
他說反正他有保險(明台產險)所以他叫保險公司來處理
我就打給交通警察來處理
後續就是對方的保險公司有委託道路救援的人來現場照像以及記錄
警察也有開交通事故當事人登記聯單給我們(當然我也被開了一張九百元的罰單)
那我們現在該怎麼處理?
就傻等對方的保險公司來聯絡(時間上要多久?)我們的車子先不要修理是嗎?
另外我們自己的車子也只有保第三責任險跟強制險所以自身車體損傷沒有理賠
但是我們的保險公司(國泰產險)建議我們還是去填出險單??
我很納悶我們沒有去撞別人的車,是我們被撞,我們還需要去填寫出險單嗎?
車子損傷的部分到底要不要先去修理??還是先去估價就好??
麻煩各位專家達人們給鄉民我中肯的建議好嗎?感恩!!!
--
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保險
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