請問投資型保單 - 投資

By Harry
at 2008-02-11T23:19
at 2008-02-11T23:19
Table of Contents
嗯,我不想參戰,只是表達一點看法。
很多的業務員都要你買終身壽險,因為佣金高。
如果真的有保險觀念與需求的人(例如身後要養家),
同樣的錢(或更少)我會覺得在 30歲 ~ 60歲 之間,
去買高額的定期壽險跟意外險比較好!(一千萬差不多吧)
之前也有人提過,這段時間是責任最重的時候,
保個一百幾十萬的終身壽險,掛了領那一百幾十萬能養家嗎?
既然掛了不能養家,其實它的效用也就是在 "終身" 的部分,
也就是等老了死了以後,可以領點如同投資獲利一般的喪葬費。
這樣的話,我想倒不如把這些錢拿去做點其他的投資吧...
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at 2008-02-15T17:43
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