華南旅鑽卡海外手續費單次收1.5%(要注意) - 信用卡

Hardy avatar
By Hardy
at 2014-07-03T10:43

Table of Contents

我相信這個版的目的是經驗這交流的園地,我單純的是從一個消費的角度,
不像版上大多是很有經驗的銀行相關業者。大家可以試著搜尋這個版華南旅
鑽卡,得到的資訊大多是海外消費1.6%以上,多好多好,我又核卡了,反而
比較少討論他海外刷卡手續費是多少,銀行是如何計算海外刷卡不同幣別匯
率是如何算,至少正反的訊息都能很清楚的知道。我承認我因為臨時計畫要
出國,想說參考版上的建議辦這張卡,只是忽略其手續費是收到金管會的上
限1.5%,扣下來只有0.1%現金回饋,如果在扣一下匯差是否都被銀行賺走
了?我只是想提醒一般跟我一樣迷糊的消費者,這家銀行海外刷卡每筆是收
"1.5%"(我沒說他不會收),海外要刷卡時要多想想就這樣,大家也不用這樣
噓我吧!畢竟這是一個大家經驗交流的園地,從銀行這個大怪獸打一點好康
,不是嗎?!

--

All Comments

Olive avatar
By Olive
at 2014-07-03T19:52
----------- 我先幫你補血, 以下開放砲轟 ------------
Bethany avatar
By Bethany
at 2014-07-03T21:55
不用想太多啦 不過大部分的版友 應該都不是銀行業者吧XD
Tristan Cohan avatar
By Tristan Cohan
at 2014-07-03T23:52
幫你補血XD~~~我只噓伸手文
Lucy avatar
By Lucy
at 2014-07-08T07:06
"版上大多是很有經驗的銀行相關業者" 這帽子扣有點大
Bethany avatar
By Bethany
at 2014-07-12T18:48
海外交易手續費1.5% 幾乎每家銀行的卡片皆然
華南旅鑽並非特例 而且 這內容早就載明在申請書上
William avatar
By William
at 2014-07-16T18:25
只是爬文很久 沒爬到國外手續費...可能要往國外購物爬
Ina avatar
By Ina
at 2014-07-19T08:52
因為每家手續費幾乎都收1.5%(這已經有點算常識了吧),所以
回饋1.6%等於不用手續費了還有回饋,這就是大家辦這張的原
因啊...
Christine avatar
By Christine
at 2014-07-20T00:10
重點是你的標題別指名華南銀行 搞得好像只有他家會收1.5%
讓你踩中了陷阱 事實上是每家都要收這個手續費的
Callum avatar
By Callum
at 2014-07-21T23:08
不是銀行業者也會知道的,這板上應該大部分都不是
Caroline avatar
By Caroline
at 2014-07-24T07:04
我很難相信「爬文很久」卻沒看到海外要手續費,很久是幾秒?
Hedy avatar
By Hedy
at 2014-07-26T04:45
感謝分享
Ivy avatar
By Ivy
at 2014-07-27T19:15
我相信不少文章或推文除了強調或也有提到,1.6%這類的回饋就
是要拿來打平海外手續費的。
Yedda avatar
By Yedda
at 2014-07-31T13:36
而且內文還說別一窩蜂辦旅鑽 請問還有多少張比1.6好的你說
Callum avatar
By Callum
at 2014-08-02T11:17
再噓那種用扣人家帽子來掩飾自己知識不足的行為。
Donna avatar
By Donna
at 2014-08-06T10:41
我覺得是你根本沒仔細爬文吧…這些不是大家本來就知道的嗎
Kelly avatar
By Kelly
at 2014-08-09T08:53
從你這po文 就知道你不知道為何要收"1.5%" 還怪銀行
Lily avatar
By Lily
at 2014-08-10T21:37
建議原po不要用硬坳跟扣帽子的說法來掩飾
Belly avatar
By Belly
at 2014-08-12T19:49
最好這邊大多是銀行相關業者
Freda avatar
By Freda
at 2014-08-15T11:51
銀行不是怪獸 信用卡也不是用來打怪的魔劍 觀念要改
Margaret avatar
By Margaret
at 2014-08-18T01:55
是怎麼推論出銀行相關業者很多?
Franklin avatar
By Franklin
at 2014-08-18T17:28
永豐的才回饋1.5 剛好跟手續費一樣而已
Victoria avatar
By Victoria
at 2014-08-22T00:04
這個版上多數是打怪(銀行)的老玩家,原po放心,他們不會
被怪獸坑到的。
Tristan Cohan avatar
By Tristan Cohan
at 2014-08-25T09:20
別介意 但是真的要收尋清楚可能你關鍵字錯誤
Faithe avatar
By Faithe
at 2014-08-27T07:25
謝謝 提醒!
Charlotte avatar
By Charlotte
at 2014-08-31T08:27
業者在哪
Xanthe avatar
By Xanthe
at 2014-09-03T02:02
.....喔
Ula avatar
By Ula
at 2014-09-04T08:24
補血一下,我也想找海外0%手續費的
Michael avatar
By Michael
at 2014-09-07T15:19
真的有爬文嗎?文章內容都會提到手續費吧~~
Skylar Davis avatar
By Skylar Davis
at 2014-09-11T02:30
基本常識吧
Zanna avatar
By Zanna
at 2014-09-11T23:09
我看爬文可能只看關鍵字,看板友推啥卡而已,內容沒
沒在看吧~~~~
Tom avatar
By Tom
at 2014-09-13T15:41
來卡版才半年 隨便爬文或'看精華區都知道這事好嗎....
Michael avatar
By Michael
at 2014-09-17T10:35
可以修原文就好
Blanche avatar
By Blanche
at 2014-09-20T17:47
委屈你了,還發兩篇
Frederic avatar
By Frederic
at 2014-09-23T20:08
那你要不要也一起分享其它銀行的海外手續費
Emma avatar
By Emma
at 2014-09-26T22:32
你標題打華南海外刷卡又不是打海外刷 還想坳...
Puput avatar
By Puput
at 2014-09-27T08:11
沒有人討論他海外刷卡手續費 是因為跟每家銀行差不多
Megan avatar
By Megan
at 2014-09-30T19:02
沒有特別高或是特別低 有什麼好討論的?
Necoo avatar
By Necoo
at 2014-10-05T07:50
補血一下 多爬文吧~這次學起來就好囉^^
Robert avatar
By Robert
at 2014-10-08T19:09
沒有什麼好說的...爬文爬一半不要怪別人....
Skylar DavisLinda avatar
By Skylar DavisLinda
at 2014-10-09T20:57
置底文沒看就亂扣帽子?
Necoo avatar
By Necoo
at 2014-10-10T06:54
Victoria avatar
By Victoria
at 2014-10-13T06:46
誰跟你是業者了...沒爬文就別辯
Zora avatar
By Zora
at 2014-10-18T05:43
很糟糕阿
Eden avatar
By Eden
at 2014-10-18T06:56
1.6%回饋不滿意~ 那我建議你海外都刷AE好了 XD
Belly avatar
By Belly
at 2014-10-23T01:47
亂扣帽子 誰跟你銀行相關業者
Todd Johnson avatar
By Todd Johnson
at 2014-10-24T22:57
銀行不是慈善機構,都是靠放款及手續費在生存的.....
Tracy avatar
By Tracy
at 2014-10-28T00:55
恩?
Donna avatar
By Donna
at 2014-10-31T09:02
特別再補一篇的意思是什麼?
Liam avatar
By Liam
at 2014-11-03T08:29
還直接扣帽子了,銀行相關業者? 抱歉 我不是
Oscar avatar
By Oscar
at 2014-11-04T03:12
銀行官網 信用卡條款不爬 你是想要怪誰?怪版上沒文章喔
Daniel avatar
By Daniel
at 2014-11-08T22:38
這文章還可以再自回一篇 不得不噓阿~~
Elizabeth avatar
By Elizabeth
at 2014-11-11T13:06
這蝦毀
Ivy avatar
By Ivy
at 2014-11-13T01:18
紅咚咚 (揮手)
Robert avatar
By Robert
at 2014-11-16T04:27
Frederic avatar
By Frederic
at 2014-11-16T14:35
大多數是銀行相關業者???
Vanessa avatar
By Vanessa
at 2014-11-18T13:32
我很少海外購物也很少辦卡都知道要手續費了.....
Ingrid avatar
By Ingrid
at 2014-11-20T07:43
條款銀行網站上都有,難道分享合卡還要貼條款?
Lily avatar
By Lily
at 2014-11-20T19:05
Emily avatar
By Emily
at 2014-11-21T09:47
不噓不就承認我是銀行業者?
Agnes avatar
By Agnes
at 2014-11-24T11:53
第一篇還不想噓,這篇扣帽子就不噓不行了
Dora avatar
By Dora
at 2014-11-27T08:53
海外刷卡要手續費應該是基本常識吧!
Delia avatar
By Delia
at 2014-11-30T19:22
我也是一般消費者...
Tristan Cohan avatar
By Tristan Cohan
at 2014-12-01T08:01
又不是只有這家收
Elvira avatar
By Elvira
at 2014-12-02T15:05
還有不應該隨便扣帽子!
Todd Johnson avatar
By Todd Johnson
at 2014-12-06T19:45
挖又開一篇讓我噓~3Q
Ida avatar
By Ida
at 2014-12-07T10:32
華南旅鑽被指名 有點衰
Hedda avatar
By Hedda
at 2014-12-11T06:59
來亂啥阿
Brianna avatar
By Brianna
at 2014-12-15T22:38
紅的比較明顯
Jessica avatar
By Jessica
at 2014-12-20T06:41
誰在那邊跟你銀行相關業者
Erin avatar
By Erin
at 2014-12-21T01:13
海外刷卡要手續費是常識
Edith avatar
By Edith
at 2014-12-21T20:46
Rebecca avatar
By Rebecca
at 2014-12-23T06:07
閱。
Elizabeth avatar
By Elizabeth
at 2014-12-26T10:08
又是你,厲害厲害
Agatha avatar
By Agatha
at 2014-12-30T11:25
不噓你我不知道要噓誰耶
Elizabeth avatar
By Elizabeth
at 2014-12-31T12:20
明顯來討噓的
Belly avatar
By Belly
at 2015-01-02T12:45
推一下 感覺是華南行員的負面行銷的成功案例@@
Genevieve avatar
By Genevieve
at 2015-01-06T13:29
我有刷卡機,我是銀行相關業者,不過看起來我是少數
Ivy avatar
By Ivy
at 2015-01-10T10:05
銀行收手續費是常識好嗎?就算沒常識,看置底文就知道了
Rachel avatar
By Rachel
at 2015-01-13T07:05
他說他在板上爬文很久 還可以爬到沒看到國外交易手續費...
Bethany avatar
By Bethany
at 2015-01-14T03:03
第一篇想說算了,還來這篇不噓不行
Freda avatar
By Freda
at 2015-01-14T06:53
不在金融業上班耶!
Eartha avatar
By Eartha
at 2015-01-19T04:14
還來
Carol avatar
By Carol
at 2015-01-23T20:14
真的討噓
Catherine avatar
By Catherine
at 2015-01-25T22:06
爬過文還不知道有1.5% 扯到爆
Tristan Cohan avatar
By Tristan Cohan
at 2015-01-27T17:22
就1.5%有什麼好討論的
Frederic avatar
By Frederic
at 2015-01-28T12:04
Selena avatar
By Selena
at 2015-01-30T23:35
沒常識還怪別人
Hedda avatar
By Hedda
at 2015-01-31T10:53
要發文來噓旅鑽,但是又不先爬文,這樣子行為還要表揚嗎
Vanessa avatar
By Vanessa
at 2015-02-05T02:54
本版首噓只能給你了
Kelly avatar
By Kelly
at 2015-02-09T21:37
每家都收1.5%好嗎....你沒事吧
Belly avatar
By Belly
at 2015-02-13T08:40
謝分享
Kyle avatar
By Kyle
at 2015-02-13T19:38
其實不用花時間爬文..置頂的卡版<新手指引>裡都有寫了@@
Andrew avatar
By Andrew
at 2015-02-16T18:10
補一下血好了@@
Eartha avatar
By Eartha
at 2015-02-16T21:02
我也不是業者耶
Genevieve avatar
By Genevieve
at 2015-02-20T08:52
能來點溫馨的fu嘛!!
Ophelia avatar
By Ophelia
at 2015-02-21T15:00
你收到卡都不看使用條款嗎?明明寫得那麼清楚,檢討一下自己
Oliver avatar
By Oliver
at 2015-02-21T21:30
這麼會爬 別家信用卡手續費幾%你有順便爬一下嗎
Daph Bay avatar
By Daph Bay
at 2015-02-23T19:12
......
Eartha avatar
By Eartha
at 2015-02-26T04:43
這 ........
Elvira avatar
By Elvira
at 2015-03-02T15:55
XDDDDDDDDDDDDDDDDDDDDDDDDDDDDDDDDDDDDDD
Isabella avatar
By Isabella
at 2015-03-05T16:33
那倒底關華南什麼事?
Edwina avatar
By Edwina
at 2015-03-09T10:43
很寶
Catherine avatar
By Catherine
at 2015-03-12T17:34
簽名前都不先看你簽了啥條款嗎?那天被賣掉都不知道
Carol avatar
By Carol
at 2015-03-17T02:11
你有事嗎
Freda avatar
By Freda
at 2015-03-21T05:49
這篇要挑戰卡版最多噓的紀錄嗎 ? 剛剛查了一下卡版最多是
Belly avatar
By Belly
at 2015-03-25T20:24
被噓到 X7, 這篇現在已經 X5, 樓主可以再加油一點
Yedda avatar
By Yedda
at 2015-03-29T05:49
誰跟你版上大部分都銀行業者...
Isla avatar
By Isla
at 2015-04-02T03:25
可憐…
Isabella avatar
By Isabella
at 2015-04-05T04:13
兩篇加起來就X8了
Edith avatar
By Edith
at 2015-04-06T20:10
補刀
Rae avatar
By Rae
at 2015-04-08T10:40
不知道爬文爬去哪了
Christine avatar
By Christine
at 2015-04-09T20:45
還在硬拗? 你是怎麼爬文的
Cara avatar
By Cara
at 2015-04-13T23:17
辦卡時的同意事項你到底看了嘛?????
Jacob avatar
By Jacob
at 2015-04-17T06:35
Candice avatar
By Candice
at 2015-04-19T01:06
自我感覺良好
Enid avatar
By Enid
at 2015-04-19T16:05
置底文罰抄十遍
Oscar avatar
By Oscar
at 2015-04-23T21:51
Genevieve avatar
By Genevieve
at 2015-04-27T10:33
唉...
Hedwig avatar
By Hedwig
at 2015-04-29T20:11
...
Blanche avatar
By Blanche
at 2015-05-04T13:03
卡版首噓就送你了...
Dora avatar
By Dora
at 2015-05-09T10:09
跟哪家銀行無關
Zora avatar
By Zora
at 2015-05-10T11:29
感謝分享
Suhail Hany avatar
By Suhail Hany
at 2015-05-11T03:24
銀行不是慈濟 也不是華南收到1.5很高 幾乎每間都這樣 以前
金管會沒設限時 一堆到2.0的 如果不願意被收 請隨時付現
用信用卡的方便 付點收續費很過份嗎?
Connor avatar
By Connor
at 2015-05-14T20:39
置底文看了沒???????
Caitlin avatar
By Caitlin
at 2015-05-18T05:59
信用卡新手請讀置頂文。
Zanna avatar
By Zanna
at 2015-05-22T08:01
噓原po爬文不夠
Brianna avatar
By Brianna
at 2015-05-22T16:13
錯一次就用委婉的口氣描述一下委屈 不需要理不直還氣壯
Odelette avatar
By Odelette
at 2015-05-25T05:04
哎...
Todd Johnson avatar
By Todd Johnson
at 2015-05-26T15:00
原po 重點是 每家銀行都有收1.5%手續費 華南這張等於免
手續費 大家才推呀 懂?
Jacky avatar
By Jacky
at 2015-05-28T16:52
我看到好多文章都有寫抵掉海外手續費 還有我不是銀行業者
Hardy avatar
By Hardy
at 2015-06-02T14:06
幫你一把
Lucy avatar
By Lucy
at 2015-06-06T18:44
白的明顯 加油好嗎?
Caitlin avatar
By Caitlin
at 2015-06-09T13:57
不是只有華南收手續費
Iris avatar
By Iris
at 2015-06-10T01:04
你很好笑 每家銀行都收1.5%好嗎
Xanthe avatar
By Xanthe
at 2015-06-12T16:33
聖光術…………
Frederica avatar
By Frederica
at 2015-06-16T21:32
純噓開口就先扣人帽子
推錯 補噓
Una avatar
By Una
at 2015-06-20T22:16
加油好嗎
Zora avatar
By Zora
at 2015-06-22T00:47
加油喔
Jake avatar
By Jake
at 2015-06-26T16:03
搞不清楚還亂抱怨,噓!功課不要做一半
Agnes avatar
By Agnes
at 2015-06-29T20:40
Todd Johnson avatar
By Todd Johnson
at 2015-07-04T20:11
無言...
Carol avatar
By Carol
at 2015-07-09T01:03
還回文硬凹
Kelly avatar
By Kelly
at 2015-07-12T13:26
硬凹還拖人下水,誰跟你銀行業者
Emma avatar
By Emma
at 2015-07-16T19:30
.
Madame avatar
By Madame
at 2015-07-20T05:07
.
Quanna avatar
By Quanna
at 2015-07-23T00:46
.
Suhail Hany avatar
By Suhail Hany
at 2015-07-26T01:06
Sandy avatar
By Sandy
at 2015-07-29T03:47
自己不做功課 反怪華南收你1.5% 快剪卡 銀行才不缺你這戶
Barb Cronin avatar
By Barb Cronin
at 2015-07-30T02:25
XDDDD
Ophelia avatar
By Ophelia
at 2015-07-30T18:52
XDD
Faithe avatar
By Faithe
at 2015-07-31T22:09
我到底看了什麼
Emma avatar
By Emma
at 2015-08-02T00:34
Jacob avatar
By Jacob
at 2015-08-05T00:49
Cara avatar
By Cara
at 2015-08-05T20:14
緊熬
Cara avatar
By Cara
at 2015-08-07T23:34
Harry avatar
By Harry
at 2015-08-11T20:43
對不起..因為不噓就好像我是銀行業者
Necoo avatar
By Necoo
at 2015-08-12T20:02
.....
Oscar avatar
By Oscar
at 2015-08-17T00:09
Annie avatar
By Annie
at 2015-08-21T09:17
Daph Bay avatar
By Daph Bay
at 2015-08-21T19:46
沒自知之明?
Kelly avatar
By Kelly
at 2015-08-22T06:41
我不是銀行業者...也才剛要辦第2第3張...
Ina avatar
By Ina
at 2015-08-25T21:09
Elvira avatar
By Elvira
at 2015-08-27T04:54
....
Eartha avatar
By Eartha
at 2015-09-01T02:40
.............
Agnes avatar
By Agnes
at 2015-09-05T17:06
.....
Kristin avatar
By Kristin
at 2015-09-09T17:08
好想把這篇噓到 XX

富邦數位生活LINE卡 小白 未核卡

Rosalind avatar
By Rosalind
at 2014-07-03T08:43
[職業類別]:軟體工程師 [目前工作年資]:1.5年 [年齡]:25 [年收入]:340K [申請卡別]: 富邦line白金卡 [可提供之財力證明]:上一年度扣繳憑單 [已持有的卡片與額度] : 無 [近三個月有無申辦] : 無 [是否貸款]:無 [核卡額度]:沒通過 [心得]: 6/28 ...

華南旅鑽卡海外手續費單次收1.5%(要注意)

Bethany avatar
By Bethany
at 2014-07-03T02:28
小弟 爬文很久 也申辦板上狂推的華南旅鑽卡 不過大家要注意我離出國前約三天 有一些使用上不是很滿意的經驗 要跟大家分享 這張卡本來想說回饋很多 但注意 小弟都是自助 須上網訂房訂機票 所已發現 也跟銀行客服確定 其海外刷卡and#34;單筆and#34;手續費1.5% 現金回饋1.6%,所以海外刷卡0. ...

渣打退貨的紅利返還...

Harry avatar
By Harry
at 2014-07-03T00:07
前一陣子用渣打在網路上買東西 想說乾脆把信用卡紅利全部抵掉(約6000點) 結果之後商品辦理退貨 兩個月來紅利卻都沒有回到帳上 打電話詢問客服 一開始客服竟然說紅利and#34;不會and#34;返還 我還驚訝的and#34;蛤and#34;了不小一聲= =(口頭禪) 之後她才改口要求要一張and#34;退 ...

高捷聯名卡自動加值回饋

Olga avatar
By Olga
at 2014-07-02T23:22
今天在聯邦銀行看到的 高捷聯名卡下半年都有自動加值回饋 http://ppt.cc/7Nk3 103.12.31前每月自動加值3次以上 月底就回饋刷卡金50元 不過很奇怪的是活動規定不能含交通運輸的自動加值 啊又不能用在超商 那我要到哪裡自動加值.... - ...

請問2014下半年,八通卡的5000回饋金

Rae avatar
By Rae
at 2014-07-02T22:57
各位卡神好,想請問大大們知不知道八通卡下半年的回饋是否照舊?謝謝! 再次感謝! - ...