紐約人壽還本醫療險 - 保險
By Linda
at 2012-03-27T21:31
at 2012-03-27T21:31
Table of Contents
聽說 紐約人壽的還本醫療險不錯~
萬一 新手術不在條款的理賠項目中~
不用擔心 手術項目會比照健保同等級...
他們都賠~
這是什麼意思~?
意思是別家 的只要手術項目不在條款中就不賠嗎?
不太懂~~
請教版上大大~
※ 編輯: kebal 來自: 122.127.217.126 (03/27 21:34)
萬一 新手術不在條款的理賠項目中~
不用擔心 手術項目會比照健保同等級...
他們都賠~
這是什麼意思~?
意思是別家 的只要手術項目不在條款中就不賠嗎?
不太懂~~
請教版上大大~
※ 編輯: kebal 來自: 122.127.217.126 (03/27 21:34)
→ live7taiwan:但前提是要符合健保的手術定義,若不算手術就不賠 03/27 21:34
→ live7taiwan:請多爬文,高額自費無法理賠的非手術注射或服藥案例 03/27 21:35
→ live7taiwan:實支實付才會理賠,終身醫療不理賠的自費情況很多 03/27 21:36
→ live7taiwan:其他家的終身醫療,不少一樣有~不在手術表中協議理賠~ 03/27 21:38
→ live7taiwan:不是只有紐約可以理賠不在條款裡的手術理賠項目 03/27 21:39
→ live7taiwan:重點還是~不屬於手術的高額自費,怎麼辦? 03/27 21:40
→ kmkr122719:紐約人壽還本醫療險不錯這是從哪裡聽來的... 03/27 21:42
→ belister:可能是業務 還有n多貪小便宜的 03/27 21:44
→ dramapa:今天同事也跟我提到.網站的案例30歲要繳五萬多20年不覺得 03/27 22:23
→ dramapa:好耶.20年滿期給你106萬,保障不足。 03/27 22:24
→ kebal:是從業務那邊聽來的沒錯!! 03/27 23:57
→ kebal:說可以還本又別家可能新手術不能賠 03/27 23:58
→ kebal:他們按健保手術項目理賠~聽起來也還不錯! 03/27 23:59
推 ac0963369126:用健保來比照反而是一種=限制= 所動手術不在手術表 03/28 00:02
→ ac0963369126:目前條款寫法大約有四大類 03/28 00:03
→ ac0963369126:(一)不賠 (二)保險公司與被保險人協議 03/28 00:05
→ ac0963369126:(三)全面健保某張某節比照支付點數計算 03/28 00:06
→ ac0963369126:保險公司比照表內相當之外科手術項目給付 03/28 00:07
→ ac0963369126:^(四) 03/28 00:07
→ ac0963369126:如果你動的手術不符合 健保 反而沒得賠 03/28 00:08
→ ac0963369126:個人認為第二種對消費者最佳 03/28 00:08
推 RitaQQ:他們手術的定義是有符合切割麻醉縫合其中兩項就有賠,附約 03/30 00:24
→ RitaQQ:→搭配實支實付也可以 03/30 00:26
→ RitaQQ:我在紐約服務,有問題也可以問我喔 03/30 00:28
→ st770225:你是紐約保戶還是在紐約服務? 去年有發文耶。 03/30 00:45
推 RitaQQ:我在那裡作內勤,但同時也是保戶 03/30 01:07
→ belister:樓上講都講不聽,硬要買垃圾回家。 03/30 06:19
→ belister:有賠是能賠多少?等五十年後再來後悔吧你! 03/30 06:21
推 b188:我問過 但說植牙 抽神經之類的不賠耶 07/09 11:27
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