注意！富邦「重複投保防疫險」一律拒保 - 股票QA

By Jacob
at 2022-05-14T15:12

Table of Contents

https://news.tvbs.com.tw/life/1792249

注意！富邦「重複投保防疫險」一律拒保　將簡訊通知退費
編輯呂欣芷報導
發佈時間：2022/05/14 12:43
最後更新時間：2022/05/14 15:12
https://cc.tvbs.com.tw/img/upload/2022/05/06/20220506211008-ba34adbd.jpg

本土疫情持續嚴峻，國內確診數不斷攀升，不僅醫療量能吃緊，也引發防疫險之亂。先前
外界傳聞富邦產險有意啟用「複保險條款」，即保戶若有重複投保防疫險，只給付部分理
賠金；如今再傳出，富邦產險今（14）日起將陸續發送簡訊，通知防疫保單重複投保者「
一律退件」。

富邦產險預計今起將陸續寄發簡訊，通知重複投保防疫保單者「一律退件」，如果是已經
繳費完成的保戶，也將收到「婉拒承保通知書」，要保人提供退款帳號，後續再進行退款
作業。
https://cc.tvbs.com.tw/img/upload/2022/05/06/20220506211346-8ae645f1.jpeg

富邦產險指出，重複投保是以保險期間重疊來判斷，若保戶在投保富邦產險防疫保單期間
，與其他產、壽險公司防疫保單有重疊者，就符合重複投保的範圍，將收到簡訊內容如下
：

承蒙台端欲保富邦產物保險股份有限公司防疫保單，被保險人OOO，本公司謹致謝忱。您
所提供之要保文件因被保險人已有投保本公司或其他保險公司之防疫保單，本公司基於保
險契約損害填補原則，依核保處理程序審慎評估後，歉難受理您的投保事宜。對此造成您
的不便，誠摯地致上最深歉意，並希望能獲得您的理解與包容，謝謝！

若您已完成現金繳費，本公司將寄「婉拒承保通知書」，並請您提供退款帳號後進行退款
作業；若您約定以信用卡或帳扣方式繳費，本公司將不予扣款。

對此，富邦產險說明，因現行疫情政策及趨勢，被匡列而居家隔離的天數變少，且病毒變
種後對人體之危害以輕症為主，民眾因確診及隔離產生的實際損失，與2020年、2021年疫
情爆發的狀況已有明顯差異。

富邦產險表示，依保險業招攬及核保理賠辦法第7條規定，保險公司須瞭解要保人、被保
險人保險需求與適合度，並針對投保險種、保險金額、被保人實際需求是否具有相當性，
得依此進行核保審核。基於保險之損害填補原則，本公司自5月14日起，針對核保審查中
之被保險人，若已持有本公司或其他保險公司有效防疫保單者，將發送婉拒承保通知，收
到通知的客戶可依通知內容完成退費流程。

---
幫寶金第一位翻桌，有人先開槍做壞模範生。
陸續應該有其他也會跟著開槍，
收錢時，沒這問題~
現在要賠，大喊錢還你人家不玩拉~

幫寶金好股版韭菜

--
https://law.moj.gov.tw/LawClass/ExContent.aspx?ty=C&CC=D&CNO=576
大法官釋憲「損害保險」（彌補財物損失的保險）適用複保險限制，
不能重複投保，例如：產險、實支實付險。而其餘的人身保險或是定額理賠的保險，
就不受限制。

幫寶金是直接翻桌挑戰政府金管會...

今年幫寶金法務部會很忙很忙XD

--

Tags: 股票

All Comments

By Andrew
at 2022-05-15T23:01

金管會：加強稽核

By Cara
at 2022-05-15T16:34

精彩好戲，看來有得瞧了

By Bennie
at 2022-05-17T00:23

有夠垃圾

By Liam
at 2022-05-15T16:34

開始翻桌XDD

By Hedda
at 2022-05-17T00:23

這種賺錢的嘴臉，大家看到了吧

By Olive
at 2022-05-15T16:34

笑死收錢的時候收得很開心要賠錢的時候就翻臉摟XD

By Sierra Rose
at 2022-05-17T00:23

跟棒球隊一樣爛

By Catherine
at 2022-05-15T16:34

富邦繼續空繼續賺

By Lauren
at 2022-05-17T00:23

我回補了才發這新聞哭啊

By George
at 2022-05-15T16:34

釋字第576號又要再來玩一次了？

By Yuri
at 2022-05-17T00:23

跟棒球隊一樣爛

By Rebecca
at 2022-05-15T16:34

富邦金股東表示欣慰

By Hazel
at 2022-05-17T00:23

空爛富邦換總a

By Liam
at 2022-05-15T16:34

富邦每年賺這麼多億賠個錢就開始翻倭
桌

By Ursula
at 2022-05-17T00:23

輸不起欸

By Rosalind
at 2022-05-15T16:34

丸子偶空單要回補了

By Jack
at 2022-05-17T00:23

錢都收了，要賠錢才反悔

By Kama
at 2022-05-15T16:34

翻桌囉

By Leila
at 2022-05-17T00:23

看來律師案子要增加了富邦法務等著吧cc

By Rebecca
at 2022-05-15T16:34

不意外跟黑道開的賭場一樣哭了就不認帳

By Madame
at 2022-05-17T00:23

嘴臉有夠難看...

By Suhail Hany
at 2022-05-15T16:34

如果沒疫情大爆發就默默收錢收很爽

By Tristan Cohan
at 2022-05-17T00:23

最後跑的人要負責付錢...

By Ingrid
at 2022-05-15T16:34

拜託禮拜一再一根大綠筍

By Eartha
at 2022-05-17T00:23

邦邦有夠爛

By Carolina Franco
at 2022-05-15T16:34

笑死富邦爛將

By Olive
at 2022-05-17T00:23

翻臉不認帳廢到笑

By Wallis
at 2022-05-15T16:34

放大絕翻桌囉...

By Thomas
at 2022-05-17T00:23

邦邦就是爛

By Liam
at 2022-05-15T16:34

賺錢的時候有錢大家賺每一家都推防疫保單賠錢就
改當巨嬰聯合起來說不能重複投保什麼嘴臉大家都
很清楚啦XD

By Jessica
at 2022-05-17T00:23

好沒品喔

By Yuri
at 2022-05-15T16:34

https://i.imgur.com/3n568ct.jpg

By Ivy
at 2022-05-17T00:23

還發新聞稿什麼最狂保單現在狂不起來開始找政府哭
爸真的可悲跟棒球隊一樣可憐

By Ivy
at 2022-05-15T16:34

垃圾公司

By Ivy
at 2022-05-17T00:23

全國股民該怎麼做知道了吧

By Christine
at 2022-05-15T16:34

那就13家產險都翻桌

By Charlotte
at 2022-05-17T00:23

以後業務推銷一率掛電話推銷個屁

By Rosalind
at 2022-05-15T16:34

禮拜一一根

By Enid
at 2022-05-17T00:23

會有樣學樣

By Iris
at 2022-05-15T16:34

看來以後富邦的保險不用考慮了，玩不起就翻桌以後
誰敢買他家保險…

By Madame
at 2022-05-17T00:23

每次都富邦最難搞ㄏㄏ

By Donna
at 2022-05-15T16:34

之前沒寫現在加註根本毀約

By Hamiltion
at 2022-05-17T00:23

收錢的時候不規定，開牌輸了就翻臉。

By Edwina
at 2022-05-15T16:34

保險業這嘴臉早就習慣了，反正想重複投保的也是

By Jake
at 2022-05-17T00:23

他們各個開名車還不懂嗎傻瓜

By Daniel
at 2022-05-15T16:34

週一報仇

By Zenobia
at 2022-05-17T00:23

垃圾富邦

By Mason
at 2022-05-15T16:34

這家永遠都沒資格在台灣

By Dinah
at 2022-05-17T00:23

翻桌啦！！

By Zenobia
at 2022-05-15T16:34

莊家不玩了

By Kelly
at 2022-05-17T00:23

違約？

By Carolina Franco
at 2022-05-15T16:34

繼續保持以後終於知道要怎麼跟保險業務應對了

By Daniel
at 2022-05-17T00:23

重複投保關富邦什麼事富邦又沒有重複賠

By Edwina
at 2022-05-15T16:34

金控獲利王不意外

By Freda
at 2022-05-17T00:23

富邦股東表示心慰

By Edith
at 2022-05-15T16:34

真的很噁心，這個政府不用管嗎

By Ina
at 2022-05-17T00:23

酸民：新安和泰爛，最愛富邦一樣酸民：富邦爛

By Todd Johnson
at 2022-05-15T16:34

難怪能當獲利王

By Ula
at 2022-05-17T00:23

輸不起

By Caitlin
at 2022-05-15T16:34

黃天牧還拍廣告說保險會給付，富邦狠狠給他一巴掌~~
笑死

By Lauren
at 2022-05-17T00:23

笑死

By Hedda
at 2022-05-15T16:34

悍將太爛

By Delia
at 2022-05-17T00:23

收費了然後也開始執行契約接著過一陣子之後跟你
說欸重複投保囉如果他贏是不是就沒有重複投保？

By Eden
at 2022-05-15T16:34

富邦法務很厲害

By Kyle
at 2022-05-17T00:23

爛死

By Adele
at 2022-05-15T16:34

國泰產險表示蔡家雙險不同命

By Brianna
at 2022-05-17T00:23

消基會可以檢舉嗎那以後我買車也可以用一用五個月
就退了啊不用照契約來咩

By Poppy
at 2022-05-15T16:34

空爆

By Elizabeth
at 2022-05-17T00:23

富邦賺很大

By Eartha
at 2022-05-15T16:34

冒被罵爛的風險也要做有眼光

By Sandy
at 2022-05-17T00:23

這違法了吧

By Hedy
at 2022-05-15T16:34

我承認重複保可以退我錢嗎

By Charlotte
at 2022-05-17T00:23

厲害要漲了沒

By Hamiltion
at 2022-05-15T16:34

肯鑽漏洞少虧就是賺下禮拜有機會開紅

By Liam
at 2022-05-17T00:23

富邦產險 We won’t pay !

By Regina
at 2022-05-15T16:34

噴回70XD

By Genevieve
at 2022-05-17T00:23

富邦悍將 We won’t win!

By Charlotte
at 2022-05-15T16:34

真的夠爛

By Carolina Franco
at 2022-05-17T00:23

已經承保的應該是不能解約
XD那每一家都用這個理由最後不就沒有一家承保

By Rebecca
at 2022-05-15T16:34

賠個100億也不過賣一棟北市大樓的錢,真要這樣搞?

By Ingrid
at 2022-05-17T00:23

太爛輸不起週一帶頭先空一張

By Callum
at 2022-05-15T16:34

賭輸就翻桌，沒誠信的富邦保險以後不會再考慮了

By Aaliyah
at 2022-05-17T00:23

業障太重，悍將也撐不住，4W22L

By Ina
at 2022-05-15T16:34

你富邦在台灣累積幾十年信譽就只值一棟大樓嗎？

By Elizabeth
at 2022-05-17T00:23

一律拒保，到期前無確診可續保

By Xanthe
at 2022-05-15T16:34

噴噴

By Margaret
at 2022-05-17T00:23

https://bit.ly/3laqUVZ
原來釋字576號是塑膠做的呢

By Elvira
at 2022-05-15T16:34

最垃圾就富邦

By Victoria
at 2022-05-17T00:23

哈真的跟球隊一樣蚌欸

By Dora
at 2022-05-15T16:34

人身保險大法官釋憲就是可重複投保不適用複保規定

By Andy
at 2022-05-17T00:23

爛公司空到跌停

By Frederica
at 2022-05-15T16:34

看看味全就知道時間久了人民還是會忘記出甜一點
的保單大家還是喊真象
真香

By Margaret
at 2022-05-17T00:23

現在是要噴了？

By Daph Bay
at 2022-05-15T16:34

垃圾財團有恃無恐甚麼時候才要被懲罰啦

By Dorothy
at 2022-05-17T00:23

防疫險是否為人身保險還不一定.....

By Carol
at 2022-05-15T16:34

難怪四勝

By Jacky
at 2022-05-17T00:23

無恥

By Dorothy
at 2022-05-15T16:34

富邦e點通又當掉了...賺那麼多，app有夠爛

By Yuri
at 2022-05-17T00:23

跟邦邦棒球隊一樣爛

By Oliver
at 2022-05-15T16:34

虛擬貨幣會翻桌就算了這種大公司也要翻桌?

By Jacky
at 2022-05-17T00:23

基本上事關生死，保險業勢必會先擋再說。

By Todd Johnson
at 2022-05-15T16:34

相信黨，等著被宰，還是去醫院急診pcr好了

By Brianna
at 2022-05-17T00:23

身為股東覺得ok

By Elizabeth
at 2022-05-15T16:34

保險業相信政府結果還不是被割呵呵

By Jack
at 2022-05-17T00:23

保險業願意居家照顧可以視同住院其實已經算是讓步
了

By Gilbert
at 2022-05-15T16:34

原本契約一定沒這樣寫為了醫療量能政府要他們吞還
不是認了

By Enid
at 2022-05-17T00:23

兩邊都在賭賭有人出手買單

By Xanthe
at 2022-05-15T16:34

那我去年就重複保請問去年退費嗎幹

By Queena
at 2022-05-17T00:23

防疫險其實就是法定傳染病的保險單，你說他不是人身
保險，那所有法定傳染病保險不就通通不是人身保險了
？

By Charlotte
at 2022-05-15T16:34

垃圾保險，跟球隊一樣爛透

By Barb Cronin
at 2022-05-17T00:23

去年沒有用到理賠可退錢嗎

By Irma
at 2022-05-15T16:34

講白了我覺得這個還是只能靠政府出來處理比較這
鍋政府不是完全沒有責任

By Quintina
at 2022-05-17T00:23

比較->畢竟

By Ingrid
at 2022-05-15T16:34

複保險本來就不OK 不過如果簽約時你保險公司沒意見
那就應該要吞

By Madame
at 2022-05-17T00:23

問題出來之後金管會應該會出來跟工會及業者試著討
論找出一個解決方案

By Hardy
at 2022-05-15T16:34

人身保險不適用複保險是大法官解釋結果，基本上沒問
題，不然壽險也不能複保險了

By Vanessa
at 2022-05-17T00:23

禮拜一報復性跌停

By Zora
at 2022-05-15T16:34

垃圾

By Tracy
at 2022-05-17T00:23

輸不起

By Carolina Franco
at 2022-05-15T16:34

退保跌停不退保認賠也跌停怎樣都跌停算了呵呵

By Ina
at 2022-05-17T00:23

不愧是獲利王股票該噴了吧 995

By Harry
at 2022-05-15T16:34

4勝22負壽險定優劣

By Frederica
at 2022-05-17T00:23

球隊輸也跌停大家說好不好

By Damian
at 2022-05-15T16:34

這種只想投機的公司嘖嘖

By Aaliyah
at 2022-05-17T00:23

邦邦真是帶頭大哥

By Leila
at 2022-05-15T16:34

我每年保二家以上的一年期意外險，從沒出險過，是
不是可以要求退這幾年的保費

By Daph Bay
at 2022-05-17T00:23

錢還你我不玩了

By Audriana
at 2022-05-15T16:34

那時候關的這麼即時，現在又吞不下去

By Lauren
at 2022-05-17T00:23

果然獲利王

By Necoo
at 2022-05-15T16:34

不繼續保而已不是? 舊的有說不賠?

By Ida
at 2022-05-17T00:23

寶寶金?? 寶寶金通常不是指仁寶嗎

By Frederic
at 2022-05-15T16:34

保險業真的九成都垃圾

By Lydia
at 2022-05-17T00:23

不愧是垃圾公司

By Bethany
at 2022-05-15T16:34

已經承保的不能退吧...但是何謂已經承保？？是繳款
還是？？

By Ophelia
at 2022-05-17T00:23

哇，以後真的不要考慮他們家了

By Iris
at 2022-05-15T16:34

上面有寫啊已經繳款的退費

By Carol
at 2022-05-17T00:23

只許我賺天下人，不許天下人賺我

By Ursula
at 2022-05-15T16:34

如果醫療險保兩家富邦會不會拒賠...

By Emily
at 2022-05-17T00:23

爛

By Una
at 2022-05-15T16:34

金管會不出來說話啊!!

By Lydia
at 2022-05-17T00:23

收錢時怎麼沒這問題

By Rosalind
at 2022-05-15T16:34

穩了禮拜一漲停上看一百

By Steve
at 2022-05-17T00:23

讚喔！

By Gilbert
at 2022-05-15T16:34

宇宙邦這就點本領

By Belly
at 2022-05-17T00:23

噴…..

By Olga
at 2022-05-15T16:34

沒誠信的公司，賺再多都是屁

By Caroline
at 2022-05-17T00:23

救救棒球隊

By Andrew
at 2022-05-15T16:34

這不是只是未核保變嚴格而已嗎，早就核保的沒影響吧

By Mia
at 2022-05-17T00:23

可以買了，大家罵的時候就是可以買入了

By Harry
at 2022-05-15T16:34

擋重複投保不是蠻合理的嗎？

By Dinah
at 2022-05-17T00:23

這麼懂避險，應該是利多了吧？

By Ivy
at 2022-05-15T16:34

當初買的時候，就已經告知有保別間，並已繳費完成
。現在反悔是怎樣？

By Lucy
at 2022-05-17T00:23

本金退還這件事根本很可議這原本就是賭博賭輸了

By Xanthe
at 2022-05-15T16:34

不用賠錢?

By Sandy
at 2022-05-17T00:23

審核期退的話，問題是？若已承保，那確實大有問題

By Rae
at 2022-05-15T16:34

這是未承保的啦

By Kristin
at 2022-05-17T00:23

股東表示開心

By Quintina
at 2022-05-15T16:34

富邦棒球保險懂？

By Susan
at 2022-05-17T00:23

金主爽歪歪

By Donna
at 2022-05-15T16:34

金管會：重罰五萬

By Emma
at 2022-05-17T00:23

政府吃屎不管嗎？

By Michael
at 2022-05-15T16:34

夠黑心沒誠信才能賺錢呀，良心誠信能吃嗎==

By Faithe
at 2022-05-17T00:23

跟棒球隊ㄧ樣爛…哈哈哈

By Catherine
at 2022-05-15T16:34

賭輸就不玩了幹

By Quanna
at 2022-05-17T00:23

送件投保本來就會同時繳錢，不代表已經承保，在講
什麼

By Rebecca
at 2022-05-15T16:34

怎麼知道重複保產險公司要開聯徵平台了嗎

By Lauren
at 2022-05-17T00:23

繳錢不一定核保了阿真的核保退問題太大

By Olga
at 2022-05-15T16:34

要人邦開第一槍其他應該也會跟進

By Lauren
at 2022-05-17T00:23

股東表示happy吧重複保那個有說明了有平台可查

By Ivy
at 2022-05-15T16:34

翻桌啦～

By Doris
at 2022-05-17T00:23

新聞裡的簡訊內容都寫"欲保"了

By Andrew
at 2022-05-15T16:34

挑戰憲法富邦蔡家真是厲害

By Aaliyah
at 2022-05-17T00:23

不同間保險公司也要管根本欺人太甚

By Hedwig
at 2022-05-15T16:34

https://i.imgur.com/RM5IOVs.jpg

By Kristin
at 2022-05-17T00:23

爛死了，連富邦證券網站都進不去

By Daph Bay
at 2022-05-15T16:34

金管會這皇帝要派欽差駐點富邦了嗎

By William
at 2022-05-17T00:23

其它家重複也不行，真好玩

By Hedda
at 2022-05-15T16:34

沒複保險適用不代表保險公司不能拒絕

By Skylar Davis
at 2022-05-17T00:23

全民空爆富邦金

By Carol
at 2022-05-15T16:34

要約啊，保險法又沒有保險人強制要求締約的條文

By Harry
at 2022-05-17T00:23

富邦金星期一開盤下好離手

By Candice
at 2022-05-15T16:34

富邦這樣才聰明

By Charlie
at 2022-05-17T00:23

笑

By Yuri
at 2022-05-15T16:34

該漲了吧

By Blanche
at 2022-05-17T00:23

別的保單有這種問題嗎？

By Lauren
at 2022-05-15T16:34

垃圾公司敗人品難怪悍將連敗

By Blanche
at 2022-05-17T00:23

禮拜一漲停

By Candice
at 2022-05-15T16:34

笑死

By Kyle
at 2022-05-17T00:23

以後買保險就指定富邦了XDD這樣推文應該安全吧

By Charlotte
at 2022-05-15T16:34

雨天收傘欸，好屌

By Eden
at 2022-05-17T00:23

還有人在那護？到底是要無恥下賤多極限？？

By Bethany
at 2022-05-15T16:34

又翻桌啦難怪只有四勝呵呵

By Rebecca
at 2022-05-17T00:23

富邦法務沒讀過釋字576？

By Una
at 2022-05-15T16:34

翻桌囉

By William
at 2022-05-17T00:23

複保險定額根本不能拒保法務出來洗地

By Kelly
at 2022-05-15T16:34

還是富邦有guts其他家羨慕

By Ursula
at 2022-05-17T00:23

保險公司要穩贏？真垃圾

By Oscar
at 2022-05-15T16:34

故意挑週末發

By Christine
at 2022-05-17T00:23

大家搶退保，最後沒跑的的保險公司負責賠

By Frederic
at 2022-05-15T16:34

傻子才買保險。嘻嘻

By Ula
at 2022-05-17T00:23

這是核保中的吧?已契約成立的保單可以這樣嗎?

By Quanna
at 2022-05-15T16:34

........

By Caitlin
at 2022-05-17T00:23

富邦有說明僅限於核保中的
已經成立的不受影響

By Charlie
at 2022-05-15T16:34

翻桌不玩了

By Margaret
at 2022-05-17T00:23

富邦有國際再保，防疫險要賠錢也不會太慘

By Quanna
at 2022-05-15T16:34

富邦不配當金控龍頭看好國泰黃金交叉富邦

By Michael
at 2022-05-17T00:23

已經繳費完成. 所以是不認合約了? 自行毀約的意思?

By Candice
at 2022-05-15T16:34

輸不起

By Carol
at 2022-05-17T00:23

看來要有小丑來制裁這種

By Oliver
at 2022-05-15T16:34

之後台灣的合約精神... 開先例真的沒關係?

By Irma
at 2022-05-17T00:23

還好從沒買過富邦保險的商品，根本就賴皮公司

By Skylar Davis
at 2022-05-15T16:34

笑死

By Enid
at 2022-05-17T00:23

輸不起，就不要開，還搞那麼多房地產

By Oliver
at 2022-05-15T16:34

台產就演過，有可能賠錢，自己還繼續賣，怪誰

By Skylar Davis
at 2022-05-17T00:23

重複投保一樣也在收錢，現在怕賠，耍賴，其他保險
公司會跟進

By Genevieve
at 2022-05-15T16:34

https://i.imgur.com/s5Agw2W.jpg

By William
at 2022-05-17T00:23

大家看空我就可以做多了

By Daniel
at 2022-05-15T16:34

這一槍開下去, 金管會沒反應. 看來台灣的合約....

By David
at 2022-05-17T00:23

真的靠得住嗎? 這個牽扯很大. 真的很佩服這麼敢..

By Mary
at 2022-05-15T16:34

從不保富邦跟國泰的保險

By William
at 2022-05-17T00:23

奉勸各位已成立保單因復保被退款的可以依照大法官
釋字第576號告倒富邦

By Daph Bay
at 2022-05-15T16:34

哈哈…笑死

By Anonymous
at 2022-05-17T00:23

台灣的法院... 賠償... 時間... 人民記憶力...

By Charlotte
at 2022-05-15T16:34

美國法院,輸了,肯定是天價賠償.台灣能比?

By Kumar
at 2022-05-17T00:23

讚啦

By Hedda
at 2022-05-15T16:34

失望透頂

By Oliver
at 2022-05-17T00:23

笑死上次元大證出大包，也沒跌多少，還在幻想會跌
停

By Lydia
at 2022-05-15T16:34

支持別保

By Edith
at 2022-05-17T00:23

翻桌拉

By Gilbert
at 2022-05-15T16:34

看不過去把富邦保險都減額繳清啊

By Blanche
at 2022-05-17T00:23

以後可以狂嘴富邦的業務了

By Barb Cronin
at 2022-05-15T16:34

本來不接保險電話現在富邦一定接接起來酸完再掛
斷呵呵

By Ula
at 2022-05-17T00:23

鬼島島民真好割

By Enid
at 2022-05-15T16:34

富邦以後不考慮。業務們準備換一家吧。爛公司

By Oliver
at 2022-05-17T00:23

炸油條囉各位就是油條

By Necoo
at 2022-05-15T16:34

股價這樣會漲了吧

By Joseph
at 2022-05-17T00:23

4/11保的未重覆保單也沒核保呀！

By Hazel
at 2022-05-15T16:34

https://i.imgur.com/0IZQAcz.jpg

By Jake
at 2022-05-17T00:23

以後遇到富邦業務上面先嘲諷一波再說

By Emily
at 2022-05-15T16:34

這樣搞棒球之神會生氣

By Jack
at 2022-05-17T00:23

契約成立可以片面取消?

By Queena
at 2022-05-15T16:34

以後富邦打來推保險可以回我保了會重複投保喔

By Elizabeth
at 2022-05-17T00:23

還可以這樣啊?

By Jack
at 2022-05-15T16:34

看來富邦金股價有救了

By Ophelia
at 2022-05-17T00:23

保單已生效的還可以退保喔

By Vanessa
at 2022-05-15T16:34

包贏的

By Olga
at 2022-05-16T19:15

針對核保審查中之被保險人審核已核保應該沒差

By John
at 2022-05-15T16:34

不愧是獲利王連賭局都能翻桌

By Catherine
at 2022-05-17T00:23

玩不起笑死

By Hamiltion
at 2022-05-15T16:34

投保的標的是人欸富邦覺得人命不值錢了是嗎

By Olga
at 2022-05-17T00:23

保險業真的要贏到底的

By Carol
at 2022-05-15T16:34

錢先收,賠錢要求一堆

By Olga
at 2022-05-17T00:23

被外資提款就找民眾補XD

By Lucy
at 2022-05-15T16:34

這樣也可以？
我三個證券戶都虧錢，我只承認一個就好

By Jessica
at 2022-05-17T00:23

根本沒投保其他保險也收到通知

By Edith
at 2022-05-15T16:34

看新聞,新安東京海上不跟進富邦...其他的?

By Hazel
at 2022-05-17T00:23

富邦也太爛了吧！

By Caroline
at 2022-05-15T16:34

已經準備把富邦保單轉其他家了，拉基沒信用的企業
和棒球隊一樣廢

By Vanessa
at 2022-05-17T00:23

以後富邦保險打來推銷我連禮貌都不會給了

By Callum
at 2022-05-15T16:34

重保不算數四勝廿二負

By Susan
at 2022-05-17T00:23

以後富邦保險是不是不用賣了啊？

By Linda
at 2022-05-15T16:34

買兩張壽險醫療險的一堆...垃圾公司輸了就翻桌

By Olga
at 2022-05-17T00:23

要賠多少？eps要掉多少？

By Candice
at 2022-05-15T16:34

保險公司的嘴臉，你看看

By Hazel
at 2022-05-17T00:23

重複投保本來就有道德風險但一開始就可以聲明不接
受

By Susan
at 2022-05-15T16:34

股東表示欣慰

By Victoria
at 2022-05-17T00:23

去年賺12塊然後拒保

By Charlie
at 2022-05-15T16:34

不演了不演了

By Olive
at 2022-05-17T00:23

富邦集團欠錢理賠的話可以把棒球隊賣掉呀！我一塊
兩毛五收

By Damian
at 2022-05-15T16:34

什麼道德風險？這是意外險嗎，壽險醫療險買兩張一
堆那是不是我想故意生病詐保

By Ula
at 2022-05-17T00:23

去年不查重覆投保爽爽收，今年輸了就翻桌這麼難看
還要說什麼

By Rachel
at 2022-05-15T16:34

商譽信用法治 ?

By Christine
at 2022-05-17T00:23

拒絕「重複投保」防疫險挨批富邦產：僅針對尚在核
保客戶。

By Faithe
at 2022-05-15T16:34

空起來

By Dora
at 2022-05-17T00:23

去年投保人數就超高了，然後呢？有一堆人故意得造
成大流行嗎？人那麼多一定有極少數喜憨故意得，但
絕大多數人就只是買個安全，真的難看死了

By Oliver
at 2022-05-15T16:34

第三項是最重要的. 不然就是跟中國一樣了.

By Barb Cronin
at 2022-05-17T00:23

波就搞笑不擋重複的我作的每項投保功能都有擋重複

By Olive
at 2022-05-15T16:34

為了獲利吃相難看

By Erin
at 2022-05-17T00:23

跟棒球宇宙邦一樣慘哈

By Joe
at 2022-05-15T16:34

富貴要人幫不要選富邦

By Carol
at 2022-05-17T00:23

奇怪，保險本意就是買個保障，有多數人購買多家產險
代表想要多買些保障，保險公司不想賣我可以理解，
但是已經繳錢的還被迫退錢就….

By Lucy
at 2022-05-15T16:34

富邦很綠同樣姓蔡的根本就談好了保戶準備集體訴
訟才可能但是目標也是三五年後的三審定讞

By Dinah
at 2022-05-17T00:23

這公司喔...真的是

By Lauren
at 2022-05-15T16:34

2881開拒保第一槍我先退保給別家賠就好...哇棒
2881下週一會因此漲停嗎？

By Zenobia
at 2022-05-17T00:23

垃圾公司收錢都不拒絕

By Frederic
at 2022-05-15T16:34

不用賠，那就是噴

By Valerie
at 2022-05-17T00:23

繼續跌吧我在50等接刀

By Sarah
at 2022-05-15T16:34

富邦產險以後禁止往來戶了

By Madame
at 2022-05-17T00:23

難怪這季富邦打成這樣有夠難看

By Elizabeth
at 2022-05-15T16:34

明年會把所有在富邦投保的保單全部換家保

By Emily
at 2022-05-17T00:23

公司商譽不要了666

By John
at 2022-05-15T16:34

可憐玩不起在那邊翻桌

By Una
at 2022-05-17T00:23

你們可以打團體訴訟啊

By Donna
at 2022-05-15T16:34

人身保險重複投保不能是拒保理由，否則每人只能投1
種保險，或該說生命無價，投保金額不應有上限。

By Edwina
at 2022-05-17T00:23

這種信用……前途堪憂……

By Adele
at 2022-05-15T16:34

金金變硬

By Jack
at 2022-05-17T00:23

在那邊扯政治的祝你早日進桶

By Wallis
at 2022-05-15T16:34

大到不能倒，結果是這個樣子……可憐啊

By Charlie
at 2022-05-17T00:23

談啥？用影射的帶風向不就好棒棒？

By Regina
at 2022-05-15T16:34

說富邦綠的拿出證據好嗎？
在這裡帶風向，要不要臉啊？

By Robert
at 2022-05-17T00:23

儲蓄險和壽險也記得拒絕重覆投保，千萬不要走法律漏
洞，抱著垃圾般的人格在經營企業。

By Susan
at 2022-05-15T16:34

真看不出錢這家公司...

By Lydia
at 2022-05-17T00:23

說實話很合理啊

By Jacob
at 2022-05-15T21:42

不能重複保先前就要說清楚，現在講雖然可理解但手法
很粗糙

By Christine
at 2022-05-15T16:34

保險公司不要商譽...

By Susan
at 2022-05-17T00:23

玩穩贏的嗎

By Charlotte
at 2022-05-15T16:34

詐賭起來

By Michael
at 2022-05-17T00:23

如果富邦可以這樣玩，那大家都一起這麼做就少賠喔！

By Joe
at 2022-05-15T16:34

假如保了3間，每間都這樣玩，那誰賠啊~

By Bennie
at 2022-05-17T00:23

最後誰付錢~~富邦以後的保險員，可憐~~要被洗臉了

By Elma
at 2022-05-15T16:34

跟球隊一樣爛

By Christine
at 2022-05-17T00:23

覺得這只是開端，之後每家保險業者都會跟進，應該是
和主管機關開會討論接受數位證明交換的條件

By Genevieve
at 2022-05-15T16:34

包贏？誰願意染疫？金管會在哪？

By Daph Bay
at 2022-05-17T00:23

基於道德風險，本來就可以拒保，拒保是為了避免倒
閉，保護其他投保人，這不是耍賴… 進一步說系統性
下，啟動保險安定基金，最後全民埋單，等於全民補
貼保險賭徒，才是真正的不公平

By Joseph
at 2022-05-15T16:34

小公司就算了，富邦那麼大間，房地產、土地、銀行
錢那麼多，哪會倒閉，不就是不想賠而已

By Ivy
at 2022-05-17T00:23

是富邦金有錢，不是富邦產有錢，富邦產只是子公司..
雖然富邦產也不小，但跟富邦人壽比起來，差多了

By Erin
at 2022-05-15T16:34

可以賣地賠啊，一般民眾欠錢還不出就要被查封拍賣
富邦產險就可以啊

By Yuri
at 2022-05-17T00:23

我還以為公司有做事股東會開心。

By Regina
at 2022-05-15T16:34

富邦產資本額31.8億，據說賣了200萬張保單

By Xanthe
at 2022-05-17T00:23

假設25%理賠，也就是要理賠50萬張保單，也就可能理
賠超一個資本額，而且可能超過很多

By Iris
at 2022-05-15T16:34

金管會做事啊幹

By Puput
at 2022-05-17T00:23

保險公司在投保人投保還未核准前，本就可以決定是否
接受對方投保。

By Eden
at 2022-05-15T16:34

賭輸了還想賴帳呀

By Lucy
at 2022-05-17T00:23

基於道德風險? 富邦去年賺多少這張保單才多少

By Eden
at 2022-05-15T16:34

想用這張保單會倒的話請先弄清楚
會保富邦產和富邦人壽的人有一半以上是相信"富邦"

By Sarah
at 2022-05-17T00:23

這個大品牌, 而富邦產/富邦人壽也是利用這點
所以要說道德的話, 富邦集團本就應該要負責

By Todd Johnson
at 2022-05-15T16:34

By Jack
at 2022-05-17T00:23

請翻前兩個月益通/英業達的新聞, 銀行的樣子
我認同當時銀行要求英業達要負相關責任

By Harry
at 2022-05-15T16:34

相同的, 目前富邦集團也應該要負一樣的道德責任

By Kelly
at 2022-05-17T00:23

那請問英業達有負起相關責任嗎？

By James
at 2022-05-15T16:34

把富邦金跟富邦產混為一談的人，不知道法人各自獨
立，股東也各自負擔有限責任嗎？這樣也敢買股票…

By Isabella
at 2022-05-17T00:23

如果你開了五家公司，有一家虧損超過幾倍的資本額
你會放給那家倒，還是其他四家一起扛到底？

By Liam
at 2022-05-15T16:34

好哦富邦momo購物車全刪了

By Regina
at 2022-05-17T00:23

股東會同意嗎/

By Vanessa
at 2022-05-15T16:34

而且如果說小產險公司可以拒保，富邦不能拒保，豈
不雙標？如果一律不能拒保，小產險業者倒閉，一樣
回到我前面說的，保險安定基金介入，全民貼錢給保
險賭徒… 超高的重複投保率，已經是教科書等級了，
說沒道德危機，真的是一廂情願

By Callum
at 2022-05-17T00:23

在這邊說再多都只是討論啦最後還是金管會工會還有
公司協商如果金管會覺得有問題就會檔沒問題就沒
什麼好說的

By Callum
at 2022-05-15T16:34

工會->公會

By Lily
at 2022-05-17T00:23

晚了我們也不要了

By Candice
at 2022-05-15T16:34

前面就說過居家照顧視為住院契約沒寫政府還不是要
業者吞這個契約變這樣早就有很多討論空間了

By Robert
at 2022-05-17T00:23

全部都照原本走那居家照顧就不可能視同住院

By Jake
at 2022-05-15T16:34

另外數位證明也是一樣要業者吞這個契約也是沒有啊
現在這個防疫險就是因為政府介入要業者多負擔很多
責任所以業者不可能什麼都吞不去爭取權益

By Erin
at 2022-05-17T00:23

富邦哪個之前很多人跟疫苗險一起買而且還在7-11買
的

By Hedwig
at 2022-05-15T16:34

依部分版友見解，等於主張富邦金有「道德責任」去

By Ida
at 2022-05-17T00:23

扛大量惡意重複投保的「道德風險」…這是什麼歪理

By Daph Bay
at 2022-05-15T16:34

收錢的時候不知道重複投保?

By Kyle
at 2022-05-17T00:23

現在風向變了就查到重複投保了?

By Edith
at 2022-05-15T16:34

樓上你要不要說說這是什麼歪理?

By Noah
at 2022-05-17T00:23

乾脆說確診改賠10元反正死都要賺

By Oscar
at 2022-05-15T16:34

重複投保是會多賠嗎

By Genevieve
at 2022-05-17T00:23

富邦4/18晚上就停止收單，現在未核保的是信用卡卡
自動扣款續保的吧。

By Odelette
at 2022-05-15T16:34

我去年保的如果沒確診是否過期前可以用這裡由要求
退費？

By Puput
at 2022-05-17T00:23

信用卡這件也很奇葩，翻來覆去，再下一盤大棋是吧

By Caroline
at 2022-05-15T16:34

抵制momo

By Freda
at 2022-05-17T00:23

車險到期後，絕對不買富邦

By Frederica
at 2022-05-15T16:34

金管會：查無不法，謝謝指教

By Olivia
at 2022-05-17T00:23

經過這一次，徹底看清業者嘴臉，有夠無X

By Delia
at 2022-05-15T16:34

乾脆以後保險金直接等於保費算了

By Edwina
at 2022-05-17T00:23

笑死

By Hedwig
at 2022-05-15T16:34

直接不要商譽了厲害

By Mason
at 2022-05-17T00:23

爛公司+爛股利+爛信用=爛股價

By Vanessa
at 2022-05-15T16:34

賺錢你賺賠錢不爽翻桌喔

By Zenobia
at 2022-05-17T00:23

還想入股英超??
球員踢不好也要浮動減薪嗎

By Dinah
at 2022-05-15T16:34

沒爆發,就收好收滿,這嘴臉...

By Heather
at 2022-05-17T00:23

不就跟momo一樣要退貨的時候都在那邊唧唧歪歪

By Daniel
at 2022-05-15T16:34

為了幾十億造成信譽受損好像不太划算

By Edith
at 2022-05-17T00:23

拿前兩年疫情精算失敗的結果當初不是見獵心喜?

By Sandy
at 2022-05-15T16:34

投保時都沒有重復保險的問題?

By Xanthe
at 2022-05-17T00:23

吃相難看

By Sierra Rose
at 2022-05-15T16:34

我是決定車險移到其他家了

By Jacky
at 2022-05-17T00:23

利空出盡我大富邦暠吐露斯

By Daniel
at 2022-05-15T16:34

富邦集團果然都一個樣輸不起

By Andy
at 2022-05-17T00:23

奶哥表示：學我囉～

By Kumar
at 2022-05-15T16:34

剛好趁機把富邦的險全部解約

By Oscar
at 2022-05-17T00:23

吃相有夠難看 XDDDDDDDDDDDD

By Daniel
at 2022-05-15T16:34

真的噁心

By Andrew
at 2022-05-17T00:23

By Tracy
at 2022-05-15T16:34

賺翻噴噴

By Daph Bay
at 2022-05-17T00:23

帥重複投保就是要詐保週一直接拉一根

By Andy
at 2022-05-15T16:34

翻桌

By Erin
at 2022-05-17T00:23

: )嘴臉

By Belly
at 2022-05-15T16:34

A在B保險公司投保跟C保險公司投保
結果B公司不賠那C公司不就黑人問號？

By Margaret
at 2022-05-17T00:23

它的意思是重複投保就退保啊

By Hedy
at 2022-05-15T16:34

就是不跟你做這筆了吧這樣也不行？？
在你確診之前辦理退保不是什麼問題啊

By Hardy
at 2022-05-17T00:23

爛透了

By Caroline
at 2022-05-15T16:34

我完全可以理解有人重複投保容易確診成案來發財
但富邦在事實成立之前選擇退保並不是什麼問題吧

By Thomas
at 2022-05-17T00:23

保險買賣不是物產買賣貪小便宜之前還是要多想想

By Zenobia
at 2022-05-15T16:34

如果是已經確診卻想翻桌那當然是不對的
但還沒確診之前富邦開始重新要求對保條件
或是重新議約你不滿意那就全額退保就這樣而已

By Lucy
at 2022-05-17T00:23

就看是保戶確診快還是富邦保險業跑流程快了

By Emily
at 2022-05-15T16:34

不要忘了保險原本的用途是什麼叫作降低損失
不是用保險來發財保險業是錯估的疫情讓自己翻車
但重新對保協商並不是什麼過份的事情

By Iris
at 2022-05-17T00:23

噁心

By Hedwig
at 2022-05-15T16:34

抵制富邦

By Carol
at 2022-05-17T00:23

是不怕台灣人團結起來包圍富邦總公司撒冥紙抗議嗎XD

By Queena
at 2022-05-15T16:34

以後別間廣告可以打收款後絕對履行合約了，笑死

By Carol
at 2022-05-17T00:23

呃....樓上「保證履約」不表示「不能重新訂約」

By Frederica
at 2022-05-15T16:34

何況履約的前提是條件成立了
在條件成立之前兩方重新針對合約內容協議
沒什麼不對吧？當然做為保戶而言
現成撿便宜的條件要被修掉了會生氣不爽是可理解的
但就回到了既然保戶不滿意
業者回對你「你不喜歡那我們退保吧」
業者依然沒損失只是沒賺到

By Ina
at 2022-05-17T00:23

現在是富邦先出手喊這個要注意其他保險業跟上

By Mason
at 2022-05-15T16:34

其他家跟上一樣是賣方市場

By Elvira
at 2022-05-17T00:23

不敢保的會很多家

By Cara
at 2022-05-15T16:34

垃圾

By Hedda
at 2022-05-17T00:23

富邦＝拒絕往來
產險之前還保過富邦，以後不敢了

By Jessica
at 2022-05-15T16:34

是賠多少敢這樣玩？

By Sandy
at 2022-05-17T00:23

to superwings: 要拿法人各自獨立來當擋箭牌
請先搞清楚前面說的益通/英業達的例子

By Lydia
at 2022-05-15T16:34

難道銀行是87不知道法人各自獨立? 還要求英業達還?
再來, 請問大家去富邦銀行的時候有沒有看過壽邦

By Callum
at 2022-05-17T00:23

保險的廣告和推薦, 這時候就完全切割了?

By Blanche
at 2022-05-15T16:34

金管會真是搞笑的單位看這齣戲如何收拾

By Caitlin
at 2022-05-17T00:23

打爆富邦換總A

By Selena
at 2022-05-15T16:34

已終身不續約富邦

By Franklin
at 2022-05-17T00:23

莊家輸不起？

By Annie
at 2022-05-15T16:34

除了電影我還沒看過哪間場莊家輸錢不算的XDDDD

By Caitlin
at 2022-05-17T00:23

進場幫打爆富邦的球隊加油，比味全黑心食品還令人做
噁的富邦

By Ingrid
at 2022-05-15T16:34

保險法有規定，可回溯填寫要保日就是契約開始，如
原始契約沒規定不能投保第二家，不管是否核保中，
契約就成立

By Jacky
at 2022-05-17T00:23

賺錢一聲不吭賠錢一直靠腰

By Lydia
at 2022-05-15T16:34

台灣企業幾乎都巨嬰啊

By Edwina
at 2022-05-17T00:23

保險就是這樣搞臭的

By Zora
at 2022-05-15T16:34

某樓要不要把保險定型化契約跟一般私人契約混在一起
。雙方武器不對等，在特別法保險法規範下，是不允許
隨意保險公司隨意終止契約。

By Hedda
at 2022-05-17T00:23

金管會表示:

By Eartha
at 2022-05-15T16:34

保險不是送件就保證成立，要先審合過，契約才能成
立，也才有溯及生效的問題。富邦產現在是讓契約自
始不成立，就沒有終止或單方變更的問題，所以並未
傷害到保戶（是傷害了準保戶）。富邦產從法律上看
來，是站得住腳，現在只是要不要認虧，留好名聲的
問題。

By Hedwig
at 2022-05-17T00:23

一個辦白臉說已協調業者認快篩陽

By Cara
at 2022-05-15T16:34

原來後面這招也大概有共識了？

By Quintina
at 2022-05-17T00:23

獲利王不是假的

By Hedy
at 2022-05-15T16:34

吃相難看

By Donna
at 2022-05-17T00:23

幸好上個月已完成扣款

By Hedwig
at 2022-05-15T16:34

未審核過的很難說, 只要富邦找到理由就可以不核過

By Linda
at 2022-05-17T00:23

應該是壽險沒重複保問題產險才有吧

By Edwina
at 2022-05-15T16:34

小動作真多，幾百萬件還在核保中的，會不會再給你
拖到七八月才完成，這段時間如果中獎是保心酸？

By Vanessa
at 2022-05-17T00:23

垃圾，下去

By Rosalind
at 2022-05-15T16:34

富邦給我下去到55再說

注意！富邦「重複投保防疫險」一律拒保 - 股票QA

All Comments

Related Posts

比台積電快又狠三星晶片代工將漲價15-20

台股成交量是不是回不去了

520是call訊嗎3／存股達人陳重銘：淡季

買了沒？日圓風向變了　自由落體跌勢逆轉

印度突禁小麥出口！熱浪乾旱害產量銳減