求救~~~ 窮學生要去歐洲留學~~~ - 美元

By Lydia
at 2009-08-05T23:24
at 2009-08-05T23:24
Table of Contents
各位大大~~~
最近小妹實在被歐元的走勢嚇到 本來準備要開開心心地出國唸書
現在卻每天都要煩惱匯率 不願做匯率之下的冤大頭啊!!
我的情況是 目前已經跟銀行申請了留學貸款
但銀行規定只能選定一天轉換成成外幣
一次領出 電匯/現金/旅之/或匯票都可以
但是依目前這種情況 我如果一次轉換成歐元實在粉不划算
尤其這筆錢又不是小數字! 光匯差就會差了好幾萬呀~~~!
不曉得在這種情形之下 如果我選擇先將留學貸款全數換成美金
之後再部分轉成換成歐元 這樣會比較好嗎?
我的預期是歐元兌美元應該會慢慢跌下來...而且真的很不希望在這節骨眼換歐元
各位大大可以給我些建議嗎? 我實在快哭了~~~
銀行的人只會說: "啊~ 趕快換吧! 歐元會走高個一陣子喔!"
很沒建設性啊~~
先叩謝可以給我意見的大大們.....
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