最敢給額度的銀行比較 - 信用卡
By Dorothy
at 2015-07-05T13:27
at 2015-07-05T13:27
Table of Contents
最近板上好多額度文
每家銀行在核發卡片的時後
除了持卡人所提供的財力證明外
應該還有許多考量是一般民眾不知道的
導致相似的財力狀況核卡額度卻大不同
不曉得板眾們心中認為
哪些銀行是最敢給額度的呢?
小弟目前持有9家銀行信用卡
感覺心臟大小是
中信>花旗>玉山>國泰>華南>富邦>ANZ=永豐=兆豐
各家信用額度依高低如下
1. 中信 410K
中信卡是我最新申辦,突然給我這麼多的額度讓我有點吃驚
申辦前我原先預估核卡額度大概落在25-35萬元
之前不知道看到哪篇文有提到DBR倍的規範
所以說中信如果給特高的額度
是否會壓縮日後申辦其他卡片的額度呢?
(在財力證明不變的前提下)
2. 華南 350K
華南是公股銀行,心臟比較小顆,核卡額度也比較低,
就連要臨時提高額度,也要提出財力證明審核2-3天,
小弟的華南卡從大學時期的20K-120K-220K-350K
每次提高額度的原因都是不夠刷
所以只要跟華南銀行有持續的往來
額度也是可以慢慢提高的
3. 花旗 262K
花旗是出了名的大心臟,神秘的核卡標準和額度,
在眾銀行都還給我只有60K-80K額度之時,
率先給了我175K
刷卡不囉嗦,刷個20萬可能連個簡訊也沒有,
家父以前申辦萬泰卡只有80K額度
花旗卻給了791K,到底是什麼妖術?
4. 玉山 250K
玉山銀行也是額度大方給,只要加辦幾乎都有額度提升,
大學畢業後加辦卡,額度從20K-60K-100K-200K-250K默默變高,
只有在畢業後提過一次註銷學生身分的申請
最近除了UBIKE以外,幾乎很少在用了
5. 國泰 200K
核卡時只有70K的額度,後來加辦卡突然提升至200K
6. 永豐 150K
太久沒刷了,只用來扣世界展望會的捐款。想調整額度被打槍,
有點想剪卡。但這是人生第一張卡,有特殊情感,就繼續放著好了。
心臟不是太大,但在國外交易不至於被擋。
7. 富邦 120K
拿來扣電話費,先前一樣想調整額度被打槍,預計年底停卡。
8. 兆豐 120K
拿來看電影領50%專用,偶爾搭配網購送購物金活動
9. 澳盛 110K
原本是想用來累積里程,但是限制過多,分期交易也不給,
兌換比例感覺一直處在一個即將貶值的狀態,
應該近期會停卡。
不曉得各板友心中最敢給額度跟最吝嗇給額度的銀行分別是哪些呢?
--
Tags:
信用卡
All Comments
By Ethan
at 2015-07-08T15:08
at 2015-07-08T15:08
By Mason
at 2015-07-12T06:39
at 2015-07-12T06:39
By Vanessa
at 2015-07-12T17:29
at 2015-07-12T17:29
By Mason
at 2015-07-14T22:43
at 2015-07-14T22:43
By Charlie
at 2015-07-17T00:05
at 2015-07-17T00:05
By Edwina
at 2015-07-18T05:25
at 2015-07-18T05:25
By Kristin
at 2015-07-18T20:45
at 2015-07-18T20:45
By Puput
at 2015-07-20T07:02
at 2015-07-20T07:02
By Mason
at 2015-07-22T03:28
at 2015-07-22T03:28
By Rae
at 2015-07-26T00:55
at 2015-07-26T00:55
By Dinah
at 2015-07-30T02:50
at 2015-07-30T02:50
By Jacob
at 2015-07-31T15:31
at 2015-07-31T15:31
By Damian
at 2015-08-02T20:11
at 2015-08-02T20:11
By Callum
at 2015-08-05T20:07
at 2015-08-05T20:07
By Mia
at 2015-08-06T08:52
at 2015-08-06T08:52
By Xanthe
at 2015-08-08T01:48
at 2015-08-08T01:48
By Charlotte
at 2015-08-11T21:35
at 2015-08-11T21:35
By Thomas
at 2015-08-12T18:22
at 2015-08-12T18:22
By Una
at 2015-08-13T11:18
at 2015-08-13T11:18
By Linda
at 2015-08-13T13:00
at 2015-08-13T13:00
By Liam
at 2015-08-14T00:46
at 2015-08-14T00:46
By Rachel
at 2015-08-18T02:08
at 2015-08-18T02:08
By Hedda
at 2015-08-20T10:00
at 2015-08-20T10:00
By Jake
at 2015-08-23T12:24
at 2015-08-23T12:24
By Elvira
at 2015-08-26T08:52
at 2015-08-26T08:52
By Tom
at 2015-08-29T23:45
at 2015-08-29T23:45
By Cara
at 2015-09-02T21:06
at 2015-09-02T21:06
By Victoria
at 2015-09-04T23:00
at 2015-09-04T23:00
By Xanthe
at 2015-09-08T02:37
at 2015-09-08T02:37
By William
at 2015-09-09T00:06
at 2015-09-09T00:06
By William
at 2015-09-12T20:24
at 2015-09-12T20:24
By Lauren
at 2015-09-14T18:28
at 2015-09-14T18:28
By Dinah
at 2015-09-19T00:11
at 2015-09-19T00:11
By Annie
at 2015-09-21T07:37
at 2015-09-21T07:37
By Bennie
at 2015-09-22T08:52
at 2015-09-22T08:52
By Leila
at 2015-09-27T01:18
at 2015-09-27T01:18
By Hedda
at 2015-09-30T12:15
at 2015-09-30T12:15
By Adele
at 2015-10-02T14:38
at 2015-10-02T14:38
By James
at 2015-10-02T19:18
at 2015-10-02T19:18
By Sandy
at 2015-10-03T02:26
at 2015-10-03T02:26
By Charlotte
at 2015-10-05T18:55
at 2015-10-05T18:55
By Odelette
at 2015-10-06T14:51
at 2015-10-06T14:51
By George
at 2015-10-10T19:04
at 2015-10-10T19:04
By Puput
at 2015-10-14T11:43
at 2015-10-14T11:43
By Brianna
at 2015-10-17T20:42
at 2015-10-17T20:42
By Ethan
at 2015-10-21T09:26
at 2015-10-21T09:26
By Sarah
at 2015-10-23T07:45
at 2015-10-23T07:45
By Rebecca
at 2015-10-24T22:29
at 2015-10-24T22:29
By Gary
at 2015-10-25T22:09
at 2015-10-25T22:09
By Elizabeth
at 2015-10-29T02:24
at 2015-10-29T02:24
By Madame
at 2015-10-30T20:31
at 2015-10-30T20:31
By Ivy
at 2015-10-31T16:44
at 2015-10-31T16:44
By Megan
at 2015-11-02T17:46
at 2015-11-02T17:46
By Christine
at 2015-11-03T23:09
at 2015-11-03T23:09
By Enid
at 2015-11-04T11:03
at 2015-11-04T11:03
By Faithe
at 2015-11-05T10:23
at 2015-11-05T10:23
By Ina
at 2015-11-07T01:16
at 2015-11-07T01:16
By Olga
at 2015-11-10T00:15
at 2015-11-10T00:15
By Steve
at 2015-11-12T01:50
at 2015-11-12T01:50
By Candice
at 2015-11-16T19:47
at 2015-11-16T19:47
By Oscar
at 2015-11-19T14:22
at 2015-11-19T14:22
By Anthony
at 2015-11-23T13:03
at 2015-11-23T13:03
By Quanna
at 2015-11-25T09:10
at 2015-11-25T09:10
By Joe
at 2015-11-26T14:27
at 2015-11-26T14:27
By Caroline
at 2015-11-28T09:38
at 2015-11-28T09:38
By Sandy
at 2015-11-28T19:06
at 2015-11-28T19:06
By Isla
at 2015-12-02T17:09
at 2015-12-02T17:09
By Jacky
at 2015-12-07T04:04
at 2015-12-07T04:04
By Kristin
at 2015-12-11T07:33
at 2015-12-11T07:33
By Harry
at 2015-12-13T13:13
at 2015-12-13T13:13
By Franklin
at 2015-12-18T04:57
at 2015-12-18T04:57
By Ophelia
at 2015-12-21T21:45
at 2015-12-21T21:45
By Jessica
at 2015-12-21T23:05
at 2015-12-21T23:05
By Yedda
at 2015-12-24T00:34
at 2015-12-24T00:34
By Robert
at 2015-12-24T21:34
at 2015-12-24T21:34
By Olive
at 2015-12-27T21:05
at 2015-12-27T21:05
By Doris
at 2015-12-31T00:00
at 2015-12-31T00:00
By Thomas
at 2016-01-03T01:08
at 2016-01-03T01:08
By Catherine
at 2016-01-06T19:05
at 2016-01-06T19:05
By Daniel
at 2016-01-09T20:21
at 2016-01-09T20:21
By Ethan
at 2016-01-14T16:42
at 2016-01-14T16:42
By Susan
at 2016-01-16T21:48
at 2016-01-16T21:48
By Cara
at 2016-01-18T03:53
at 2016-01-18T03:53
By Linda
at 2016-01-21T03:58
at 2016-01-21T03:58
By Anonymous
at 2016-01-23T02:09
at 2016-01-23T02:09
By Genevieve
at 2016-01-27T10:37
at 2016-01-27T10:37
By William
at 2016-01-29T09:30
at 2016-01-29T09:30
By William
at 2016-02-01T13:09
at 2016-02-01T13:09
By Jake
at 2016-02-01T18:50
at 2016-02-01T18:50
By Joe
at 2016-02-03T22:03
at 2016-02-03T22:03
Related Posts
華南食在精彩APP賺點數(7月份)
By Iris
at 2015-07-05T08:27
at 2015-07-05T08:27
台新七大美食 ,七至十月買一送一
By Noah
at 2015-07-05T01:35
at 2015-07-05T01:35
元大鑽金 富邦數位生活卡核卡
By Gilbert
at 2015-07-05T01:08
at 2015-07-05T01:08
富邦生活卡遇到結帳日後刷退問題
By Jessica
at 2015-07-04T23:45
at 2015-07-04T23:45
匯豐華航白金卡 首刷禮
By Megan
at 2015-07-04T22:20
at 2015-07-04T22:20