旅行不便險原來不賠票券 (台新) - 信用卡

By Anthony
at 2023-02-24T16:48
at 2023-02-24T16:48
Table of Contents
卡別: 台新昇恆昌無限卡, 刷機票全額 (25K)
新光產險網站上條文如下:
"失接航班的四小時內,沒有可代替之空中交通工具前往目的地
可以理賠:合理且必要之膳食費、住宿費用、來往於機場及住宿地點間之交通費用 "
最近趁著國境開放去了日本青森
由於沒有直飛, 買了日航 TSA - 東京HND - 青森AOJ 經東京轉機到青森的飛機
回航便是 AOJ(2040) - HND (2215) - TSA (隔天0835)
在回來的那天,由於青森大雪,我們2040自青森飛的班機取消
4小時內沒有任何的飛機可以到東京
於是我們便決定搭乘新幹線從青森到東京
在東京住一晚後再搭飛機回台灣
聽起來符合規定吧
'在班機取消的四小時內沒有任何的空中交通工具前往目的地'
理論上應該是從青森機場到車站的計程車錢,新幹線,以及東京的住宿都要理賠
結果呢?
今天從新光產險的理賠專員得到的回覆是:
'票券類不理賠'
'票券類不理賠'
'票券類不理賠'
換句話說, 我們從青森到東京的新幹線是不賠的 XD
保險公司說法, 他們只賠發生當地所需要的費用 (如計程車及住宿)
以我們的例子, 要理賠的話
便是要在青森住一晚, 等隔天再搭飛機回台灣
會理賠 '計程車往返機場' + '青森住宿'
其它機票、高鐵票是不。賠。的!
也就是說,如果發生班機取消,只能在當地等隔天飛機
你如果很急的要坐高鐵去轉機地,sorry囉不賠
或者你再買一張機票過去,sorry也不賠
我後來收到出險相關規定,上面寫著:
"班機延誤費用,指於班機延誤期間滯留於當地(只限起飛機地機場、出發地、預轉地)
僅限往來機場的交通費用,如果前往用餐地點或第三地(如去坐火車)則不理賠"
^^^^^^^^^^^^^^^^^^^^ ^^^^^^^^^^^^^^^^^^
我不知道是不是每一家保險公司都一樣
或者是信用卡附的比較差(都無限卡了還這樣 XDD)
希望大家投保前問清楚 '票券類賠不賠'
機票、高鐵票一定是旅行中比較貴的一環
知道遊戲規則後再決定要保哪家才不會花了錢卻沒有理賠
真的是上了一課
--
新光產險網站上條文如下:
"失接航班的四小時內,沒有可代替之空中交通工具前往目的地
可以理賠:合理且必要之膳食費、住宿費用、來往於機場及住宿地點間之交通費用 "
最近趁著國境開放去了日本青森
由於沒有直飛, 買了日航 TSA - 東京HND - 青森AOJ 經東京轉機到青森的飛機
回航便是 AOJ(2040) - HND (2215) - TSA (隔天0835)
在回來的那天,由於青森大雪,我們2040自青森飛的班機取消
4小時內沒有任何的飛機可以到東京
於是我們便決定搭乘新幹線從青森到東京
在東京住一晚後再搭飛機回台灣
聽起來符合規定吧
'在班機取消的四小時內沒有任何的空中交通工具前往目的地'
理論上應該是從青森機場到車站的計程車錢,新幹線,以及東京的住宿都要理賠
結果呢?
今天從新光產險的理賠專員得到的回覆是:
'票券類不理賠'
'票券類不理賠'
'票券類不理賠'
換句話說, 我們從青森到東京的新幹線是不賠的 XD
保險公司說法, 他們只賠發生當地所需要的費用 (如計程車及住宿)
以我們的例子, 要理賠的話
便是要在青森住一晚, 等隔天再搭飛機回台灣
會理賠 '計程車往返機場' + '青森住宿'
其它機票、高鐵票是不。賠。的!
也就是說,如果發生班機取消,只能在當地等隔天飛機
你如果很急的要坐高鐵去轉機地,sorry囉不賠
或者你再買一張機票過去,sorry也不賠
我後來收到出險相關規定,上面寫著:
"班機延誤費用,指於班機延誤期間滯留於當地(只限起飛機地機場、出發地、預轉地)
僅限往來機場的交通費用,如果前往用餐地點或第三地(如去坐火車)則不理賠"
^^^^^^^^^^^^^^^^^^^^ ^^^^^^^^^^^^^^^^^^
我不知道是不是每一家保險公司都一樣
或者是信用卡附的比較差(都無限卡了還這樣 XDD)
希望大家投保前問清楚 '票券類賠不賠'
機票、高鐵票一定是旅行中比較貴的一環
知道遊戲規則後再決定要保哪家才不會花了錢卻沒有理賠
真的是上了一課
--
Tags:
信用卡
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