新安東京拒保強制險以外的車險 - 保險
By Barb Cronin
at 2022-09-21T23:28
at 2022-09-21T23:28
Table of Contents
RT
小弟最近剛好機車險到期,想在各家試算看看
但新安東京海上我輸入車輛資料和身分資料後,系統顯示只能保強制險
我買車分期時原廠有附車體險+第三人(新安東京),
18年是有撞過一次(肇責3成),當時還有同時保富邦車體
第三人新安賠對方10萬;
車體險賠自己,再和對方求償
對方富邦第三人出保賠我機車改裝
車禍隔年新安東京再寄試算單,當時就只保富邦而已
去年要試算時,新安東京一樣只能保強制險,後來就2台車保富邦、1台車保明台+富邦
今年要保也是不能保
https://imgur.com/qkogRLJ.jpg
印象中我第三人肇責係數已經降下來了
想請問各位有沒有遇過這種情況?
是只能去現場保?
年齡22 男
2018年 車禍1次(有肇責)
2019年 車禍1次
2020年 車禍1次
2021年 車禍1次
2022年 目前沒有
除了2018年車禍有肇責以外,其他都是0肇責,我先出保修自己車,
富邦再和對方保險求償,對方保險公司另外再賠我改裝和裝備
--
乘務員守則:
絕對遵守號誌
絕不超速行車
勵行呼喚應答
根絕責任事故
https://youtu.be/oUVu_VIQsFg https://youtu.be/-cpDk7HfmQo
--
小弟最近剛好機車險到期,想在各家試算看看
但新安東京海上我輸入車輛資料和身分資料後,系統顯示只能保強制險
我買車分期時原廠有附車體險+第三人(新安東京),
18年是有撞過一次(肇責3成),當時還有同時保富邦車體
第三人新安賠對方10萬;
車體險賠自己,再和對方求償
對方富邦第三人出保賠我機車改裝
車禍隔年新安東京再寄試算單,當時就只保富邦而已
去年要試算時,新安東京一樣只能保強制險,後來就2台車保富邦、1台車保明台+富邦
今年要保也是不能保
https://imgur.com/qkogRLJ.jpg
印象中我第三人肇責係數已經降下來了
想請問各位有沒有遇過這種情況?
是只能去現場保?
年齡22 男
2018年 車禍1次(有肇責)
2019年 車禍1次
2020年 車禍1次
2021年 車禍1次
2022年 目前沒有
除了2018年車禍有肇責以外,其他都是0肇責,我先出保修自己車,
富邦再和對方保險求償,對方保險公司另外再賠我改裝和裝備
--
乘務員守則:
絕對遵守號誌
絕不超速行車
勵行呼喚應答
根絕責任事故
https://youtu.be/oUVu_VIQsFg https://youtu.be/-cpDk7HfmQo
--
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保險
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