居隔匡列新制限縮 產險業:有助控制「搭 - 股票QA
By Linda
at 2022-05-07T21:16
at 2022-05-07T21:16
Table of Contents
原文標題:
居隔匡列新制限縮 產險業:有助控制「搭便車理賠」風險
原文連結:
https://news.tvbs.com.tw/life/1786428
發布時間:
發佈時間:2022/05/07 19:17
最後更新時間:2022/05/07 19:17
記者署名:
責任編輯 黃詩惠 報導
原文內容:
指揮中心今天公布居家隔離匡列新制,8日起僅匡列同住親友,同事和同學改為自主應變
,不再發放隔離通知書。產險業者表示鬆一口氣,認為新制有助控制民眾「搭便車」請領
理賠金風險。
確診個案自主回報疫調系統自5月起上路,過往政府統一疫調改為確診者自主填報,不過
新制在網路掀起不少討論,認為由確診者自行填報密切接觸者將有道德風險,恐有民眾為
請領保險金搭便車,求確診者帶上一筆。
中央流行疫情指揮中心今天宣布8日起確診個案密切接觸者匡列限同住親友,未來職場和
學校不再匡列,改為自主應變;居家隔離單將主要針對確診個案同住家人和大學生同住室
友進行開立。
產險業者表示,新制對產險業理賠審查有很明顯的幫助,因日前改由確診者自主申報密切
接觸者,恐有民眾揪團填寫請領保險金,若有理賠申請件,產險業必須仔細審查,以免「
賠到不該賠的人」。
業者說,未來匡列對象限縮為同住親友,相對簡單明確,理賠作業就會很好進行查證。
產險業者也指出,防疫保單隔離補償的理賠要件為隔離通知書,只要有收到隔離通知書並
申請理賠,一般皆會先進行理賠審查,若確定符合理賠要件就會進行出險。(中央社)
心得/評論:
好消息好消息
台股大利多
指揮中心幫產險業者解套了
未來匡列範圍大縮減
產險業者風險大減
台灣免於壽險業金融風暴
超級大利多
--
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