安達人壽天生贏家plus變額萬能壽險(急問) - 保單
By Una
at 2023-02-02T11:54
at 2023-02-02T11:54
Table of Contents
過年返家,才知道70歲的媽媽透過朋友介紹,買了一百萬元天生贏家投資型保單,她喜孜
孜地給我看存摺,說購買後連續十一個月都有每月近二萬的配息,還說這樣不用五年就回
本,還決定加碼再買40萬元。
我勸說無益,她拿出他住的房屋所有權狀(是我的名字,貸款剛繳完),要我去辦400萬元
貸款,拿來投保,而且業務員告訴他,這樣的投保額度我每個月(現在辦,四月就會有十
萬可以ˋ帳)有近十萬元配息,領到死。每月十萬配息拿來付一兩萬房貸,綽綽有餘。
業務告訴他說,安達的本金除了匯率差別影響,不會有逐年愈變愈少的狀況,而且安達購
買的標的幾乎九成以上都是國家債券,而非垃圾基金,所以不會虧損,而且保證每月配息
。
想求教各位先進,以上說的是事實嗎?我辛苦一輩子繳完貸款買給媽媽住的房子(小弟只
是個月入不到五萬元的50歲上班族),實在不想到時因為繳不起房貸被法拍,而讓媽媽無
家可住啊。
--
孜地給我看存摺,說購買後連續十一個月都有每月近二萬的配息,還說這樣不用五年就回
本,還決定加碼再買40萬元。
我勸說無益,她拿出他住的房屋所有權狀(是我的名字,貸款剛繳完),要我去辦400萬元
貸款,拿來投保,而且業務員告訴他,這樣的投保額度我每個月(現在辦,四月就會有十
萬可以ˋ帳)有近十萬元配息,領到死。每月十萬配息拿來付一兩萬房貸,綽綽有餘。
業務告訴他說,安達的本金除了匯率差別影響,不會有逐年愈變愈少的狀況,而且安達購
買的標的幾乎九成以上都是國家債券,而非垃圾基金,所以不會虧損,而且保證每月配息
。
想求教各位先進,以上說的是事實嗎?我辛苦一輩子繳完貸款買給媽媽住的房子(小弟只
是個月入不到五萬元的50歲上班族),實在不想到時因為繳不起房貸被法拍,而讓媽媽無
家可住啊。
--
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