如何準確的記帳 - 理財
By Freda
at 2023-06-11T01:14
at 2023-06-11T01:14
Table of Contents
距離上次記帳已經是好幾年前的事了,
最近突然覺得好像該開始再記一下,
目的只是為了知道在正常花費的情況下,
每個月大概能存多少錢,
最主要是因為今年的收入跟一些固定支出有改變,
用app記了兩個月後覺得好像怪怪的,
想問看看我目前這樣記的方式正確嗎?
我有正職及兼職,
正職就如一般公司一樣,每個月薪資匯入戶頭,跟一些獎金或補貼之類的也是匯戶頭,
而兼職工作是有做才有,都是當天現金收入,
至於消費的部份,能用電子支付或信用卡的就用,
除了一些無法使用的地方外,極少用現金支付,
所以我目前記的方式是,
例如五月正職的薪資和獎金等等,
跟五月兼職的現金總額,
都當作六月的收入,
消費的部分只紀錄有使用現金的跟每月固定支出,
卡的部分等下個月扣款才紀錄
因為五月刷的卡,是六月才扣款,
我就把卡費總額當作六月的支出,
但總覺得好像還是哪裡怪怪的,
我幾乎每天都會去兼職,
等於每天都有現金收入,
偶爾也是會花到現金,
那我是不是應該改成
看我這個月現金收入減掉現金支出後,
還剩多少,記在下個月呢?
突然覺得有點亂,但又不太能明確表達我的疑問,
請問應該怎麼記比較好呢?
--
最近突然覺得好像該開始再記一下,
目的只是為了知道在正常花費的情況下,
每個月大概能存多少錢,
最主要是因為今年的收入跟一些固定支出有改變,
用app記了兩個月後覺得好像怪怪的,
想問看看我目前這樣記的方式正確嗎?
我有正職及兼職,
正職就如一般公司一樣,每個月薪資匯入戶頭,跟一些獎金或補貼之類的也是匯戶頭,
而兼職工作是有做才有,都是當天現金收入,
至於消費的部份,能用電子支付或信用卡的就用,
除了一些無法使用的地方外,極少用現金支付,
所以我目前記的方式是,
例如五月正職的薪資和獎金等等,
跟五月兼職的現金總額,
都當作六月的收入,
消費的部分只紀錄有使用現金的跟每月固定支出,
卡的部分等下個月扣款才紀錄
因為五月刷的卡,是六月才扣款,
我就把卡費總額當作六月的支出,
但總覺得好像還是哪裡怪怪的,
我幾乎每天都會去兼職,
等於每天都有現金收入,
偶爾也是會花到現金,
那我是不是應該改成
看我這個月現金收入減掉現金支出後,
還剩多少,記在下個月呢?
突然覺得有點亂,但又不太能明確表達我的疑問,
請問應該怎麼記比較好呢?
--
Tags:
理財
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