台新人壽實支比較 - 保險
By Isabella
at 2023-01-13T10:44
at 2023-01-13T10:44
Table of Contents
自己是從保德信開始保的,醫療實支是「住院醫療附約丙型」(HNAAN)
最近業務大推我轉成新版實支「住院醫療費用健康保險附約」(HXAAN)
雖然將住院手術費用和醫療雜費算在一起是簡單多了,也明確定義門診手術的理賠細則。
但...大至上看一下理賠比例,舊版許多大手術都拉出一倍甚至有到500%的比例理賠,而新
版除了幾項重大手術理賠金額乘2。 其餘的都是限額內實支。
自己目前想法是不想換,更別說保費差很多。
但又怕自己有盲點,想請教各位,有其他建議嗎?
BTW, 業務還有推「長保安心重大傷病一年期健康保險附約」(NHCIRN), 這商品有推薦嗎
?
--
最近業務大推我轉成新版實支「住院醫療費用健康保險附約」(HXAAN)
雖然將住院手術費用和醫療雜費算在一起是簡單多了,也明確定義門診手術的理賠細則。
但...大至上看一下理賠比例,舊版許多大手術都拉出一倍甚至有到500%的比例理賠,而新
版除了幾項重大手術理賠金額乘2。 其餘的都是限額內實支。
自己目前想法是不想換,更別說保費差很多。
但又怕自己有盲點,想請教各位,有其他建議嗎?
BTW, 業務還有推「長保安心重大傷病一年期健康保險附約」(NHCIRN), 這商品有推薦嗎
?
--
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保險
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