剛出社會的理財問題… - 理財
By James
at 2007-03-03T13:33
at 2007-03-03T13:33
Table of Contents
我目前23歲,剛出社會工作幾個月
目前薪資22K左右,2個月後會調薪至25~26K
基本花費-房租 約 5K
食費 約 5K (加上寵物食費)
雜費 約 2~3K
扣除以上,每月大概還剩8~9K(調薪後約有10~12K可用)
目前的計畫:
1.就學貸款還款,約24萬 如4年清償 每月約繳5400左右
2.終身醫療險(內含意外+癌症),本想以無上限為主,但我不太會生病也沒那麼多錢
所以考慮帳戶型即可。
3.存款:結婚基金及創業基金 (五年內會動用到,以1.2兩項剩下花費來存,但
不知有沒有辦法存到30萬以上 T_T)
暫不考慮投資,因為還沒那麼多閒錢 :P
那麼以我目前這樣的計畫,不知可否三項一起實行?
存款方式除了定存,有其他的好建議嗎?
因我又怕會有突發狀況急需用現金,那不是很麻煩?
而且可能一兩年後要開始給家裡錢,到時可能會越來越難存 T__T
以上,麻煩大家幫我分析或給我意見,謝謝 ^_____^
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All Comments
By Oliver
at 2007-03-06T01:34
at 2007-03-06T01:34
By Dinah
at 2007-03-09T20:15
at 2007-03-09T20:15
By Harry
at 2007-03-12T03:47
at 2007-03-12T03:47
By Candice
at 2007-03-13T11:32
at 2007-03-13T11:32
By Harry
at 2007-03-17T06:07
at 2007-03-17T06:07
By Rosalind
at 2007-03-18T00:37
at 2007-03-18T00:37
By Daniel
at 2007-03-21T02:06
at 2007-03-21T02:06
By Freda
at 2007-03-22T08:29
at 2007-03-22T08:29
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