兩個豁免的問題 - 保險
By Caroline
at 2013-09-16T22:07
at 2013-09-16T22:07
Table of Contents
< 保單情況ㄧ:中國人壽 >
鑫幸福終身壽險 ANLPA 20年期 1萬元
癌症五年定期醫療保險附約 FCTR 1單位
新康泰綜合住院醫療保險附約 NCH 20單位
意外傷害保險附約 CPAA 50萬元
以上是保單內容，請問因為是特別的推案，所以不能加豁免嗎?
看了保單主約裡面的條約，沒有講到豁免的部份(或是我沒看清楚)
保險員跟我說不能加保豁免附約，是這樣的嗎!?
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< 保單情況二:全球人壽及遠雄人壽 >
全球人壽終身壽險 20年期 30萬元
住院醫療保險附約 至75歲 計畫四
防癌終身健康保險附約 20年期 二單位
失能及重大疾病豁免保險附約
遠雄人壽終身壽險 20年期 30萬元
溫馨終身醫療日額保險附約 20年期 1000元
豁免保險費附約
若是同時擁有這兩張保單，但是在繳了五年左右，罹患了癌症二期
"目前是完全不用繳保費"，但是想請問的是，兩家的保障依舊嗎?
若20年繳費期間過了之後，"實支實付"的部份，會不會就恢復要繳錢了呢!?
煩請回答，謝謝大家!
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All Comments
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