借錢投入股票的風險盲點? - 股票
By Emma
at 2020-03-28T16:31
at 2020-03-28T16:31
Table of Contents
※ 引述《LongTim (Everyne is NO.1)》之銘言:
: 有錢人就是很會借錢,借低利套高利,一般人都是害怕恐懼,會窮是窮在觀念。
: 以我自己為例,除了房屋增貸,還有公務員信貸,利率是1.58及1.60,我借來去買殖利
率
: 5%
: 6%甚至8%以上的好公司,定期追蹤財報檢視公司獲利情形,我覺得很划算啊,每年股利
加
: 儲蓄再投入,希望45歲股利破百萬,然後無債一身輕,這樣就不用在工作上逢迎拍馬,
也
: 不用擔
: 心年金怎麼砍,且當你知道你的本薪加股利可以海電你的長官,且複利雪球越滾越大,
這
: 樣你還
: 在乎正職的升遷嘛?還怕有天不能工作怎麼辦嗎?
: 借低利買高利賺利差,這不就銀行在做的事嗎?企業經營跟銀行借錢大家沒意見,怎麼
個
: 人投資
: 就一堆人嗤之以鼻呢? 借錢投資是為了時間成本,要我存到幾百萬再投資要存到何時
?
: 人家複利
: 幾次了?且錢存在銀行或儲蓄險也只是提供給有錢人炒房炒地炒股,更加大貧富差距而
已
: ,與其銀行
: 搶我,為何不是我搶銀行?且還是銀行拜託我搶的耶
: 最近台股殺了3000多點下來做,我的未實現獲利少了200多萬,我還是每天正常生活啊
,
: 只要
: 我每個月還得起錢就好,重要的是再怎樣跌,我的好公司照樣配好股利給我,有差嗎?
: 好公司股票我捨不得賣,長期都不會讓股東失望的,等過幾年我理財型房貸可以隨時
: 讓我搬個幾百萬元在大盤崩跌好公司落難時進場套利,就又是另個檔次的問題了
有在國營事業跟公家機關工作的身份
去跟銀行借錢真的很好用 尤其是現在低利的
狀況下 不貸是棒槌 我就貸了兩個信貸
1個房貸 一個月還3萬
而且不怕裁員 不用怕還不出錢
以信貸1.32的利率來說 借80萬 7年共還不到84萬
借出來去買儲蓄險都還有賺勒
台企信貸1.35
https://i.imgur.com/EVv5yYS.jpg
土銀信貸1.32
https://i.imgur.com/jkLC5WU.jpg
土銀房貸 1.37
https://i.imgur.com/HjV6D2n.jpg
--
: 有錢人就是很會借錢,借低利套高利,一般人都是害怕恐懼,會窮是窮在觀念。
: 以我自己為例,除了房屋增貸,還有公務員信貸,利率是1.58及1.60,我借來去買殖利
率
: 5%
: 6%甚至8%以上的好公司,定期追蹤財報檢視公司獲利情形,我覺得很划算啊,每年股利
加
: 儲蓄再投入,希望45歲股利破百萬,然後無債一身輕,這樣就不用在工作上逢迎拍馬,
也
: 不用擔
: 心年金怎麼砍,且當你知道你的本薪加股利可以海電你的長官,且複利雪球越滾越大,
這
: 樣你還
: 在乎正職的升遷嘛?還怕有天不能工作怎麼辦嗎?
: 借低利買高利賺利差,這不就銀行在做的事嗎?企業經營跟銀行借錢大家沒意見,怎麼
個
: 人投資
: 就一堆人嗤之以鼻呢? 借錢投資是為了時間成本,要我存到幾百萬再投資要存到何時
?
: 人家複利
: 幾次了?且錢存在銀行或儲蓄險也只是提供給有錢人炒房炒地炒股,更加大貧富差距而
已
: ,與其銀行
: 搶我,為何不是我搶銀行?且還是銀行拜託我搶的耶
: 最近台股殺了3000多點下來做,我的未實現獲利少了200多萬,我還是每天正常生活啊
,
: 只要
: 我每個月還得起錢就好,重要的是再怎樣跌,我的好公司照樣配好股利給我,有差嗎?
: 好公司股票我捨不得賣,長期都不會讓股東失望的,等過幾年我理財型房貸可以隨時
: 讓我搬個幾百萬元在大盤崩跌好公司落難時進場套利,就又是另個檔次的問題了
有在國營事業跟公家機關工作的身份
去跟銀行借錢真的很好用 尤其是現在低利的
狀況下 不貸是棒槌 我就貸了兩個信貸
1個房貸 一個月還3萬
而且不怕裁員 不用怕還不出錢
以信貸1.32的利率來說 借80萬 7年共還不到84萬
借出來去買儲蓄險都還有賺勒
台企信貸1.35
https://i.imgur.com/EVv5yYS.jpg
土銀信貸1.32
https://i.imgur.com/jkLC5WU.jpg
土銀房貸 1.37
https://i.imgur.com/HjV6D2n.jpg
--
Tags:
股票
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