保險公司倒閉對保護有任何影響嗎? - 保險

By Dorothy
at 2012-11-10T11:59
at 2012-11-10T11:59
Table of Contents
經常聽專業人在談論買保險公司要看股東背景與財力云云
但是我實際上有個朋友有買到早期幸福人壽與國華人壽的保單
裡面條款只有好一個字可以形容而已
例如出險,現在都要正式關防的醫院正版證明書才可以申請
人家可以用影印的寫個與正本同還不用驗正本
以上是一點
第二則是會有同業互相攻擊誰的宣告利率太高,會導致公司不賺錢之後倒閉保戶就完蛋
云云。
可是我剛購買一個躉繳型養老保險,宣告利率預計是2.7%月月得利
我個人的理解是,保險公司只要是合法的保單經政府批准買賣的
倒閉了首先有準備金來因應,再來有保險基金,最後還有政府要出來處理
放銀行存定存銀行倒了存保也才三百萬上限,同樣五百萬放在保險公司似乎比較穩定
當然這是我自己的理解與觀念,如果有錯請各位大力的指教
小弟願意洗耳恭聽虛心受教
以上 感謝
--
在世界末日之前,請允許我再點一杯伏特加+萊姆
--
但是我實際上有個朋友有買到早期幸福人壽與國華人壽的保單
裡面條款只有好一個字可以形容而已
例如出險,現在都要正式關防的醫院正版證明書才可以申請
人家可以用影印的寫個與正本同還不用驗正本
以上是一點
第二則是會有同業互相攻擊誰的宣告利率太高,會導致公司不賺錢之後倒閉保戶就完蛋
云云。
可是我剛購買一個躉繳型養老保險,宣告利率預計是2.7%月月得利
我個人的理解是,保險公司只要是合法的保單經政府批准買賣的
倒閉了首先有準備金來因應,再來有保險基金,最後還有政府要出來處理
放銀行存定存銀行倒了存保也才三百萬上限,同樣五百萬放在保險公司似乎比較穩定
當然這是我自己的理解與觀念,如果有錯請各位大力的指教
小弟願意洗耳恭聽虛心受教
以上 感謝
--
在世界末日之前,請允許我再點一杯伏特加+萊姆
--
All Comments

By Ina
at 2012-11-15T08:29
at 2012-11-15T08:29

By Ula
at 2012-11-17T20:41
at 2012-11-17T20:41

By Andy
at 2012-11-18T09:57
at 2012-11-18T09:57

By Valerie
at 2012-11-19T06:56
at 2012-11-19T06:56

By Daph Bay
at 2012-11-20T09:52
at 2012-11-20T09:52

By John
at 2012-11-22T20:55
at 2012-11-22T20:55

By Zanna
at 2012-11-27T20:33
at 2012-11-27T20:33

By Daniel
at 2012-11-28T18:36
at 2012-11-28T18:36

By Barb Cronin
at 2012-11-30T11:19
at 2012-11-30T11:19

By Anthony
at 2012-12-03T02:28
at 2012-12-03T02:28

By David
at 2012-12-04T03:56
at 2012-12-04T03:56

By Jack
at 2012-12-08T14:06
at 2012-12-08T14:06

By Lucy
at 2012-12-13T13:11
at 2012-12-13T13:11

By Mia
at 2012-12-14T15:23
at 2012-12-14T15:23

By Daph Bay
at 2012-12-15T14:09
at 2012-12-15T14:09

By Necoo
at 2012-12-18T16:24
at 2012-12-18T16:24

By Mia
at 2012-12-21T07:04
at 2012-12-21T07:04

By Hedy
at 2012-12-22T04:18
at 2012-12-22T04:18

By Michael
at 2012-12-22T21:06
at 2012-12-22T21:06

By Ula
at 2012-12-25T12:08
at 2012-12-25T12:08

By Andy
at 2012-12-25T16:37
at 2012-12-25T16:37

By Bethany
at 2012-12-27T00:21
at 2012-12-27T00:21

By Zanna
at 2012-12-29T06:15
at 2012-12-29T06:15

By Ina
at 2013-01-01T01:38
at 2013-01-01T01:38

By Daniel
at 2013-01-05T04:12
at 2013-01-05T04:12

By Oscar
at 2013-01-09T07:20
at 2013-01-09T07:20

By Joe
at 2013-01-10T18:52
at 2013-01-10T18:52

By Anthony
at 2013-01-13T20:10
at 2013-01-13T20:10

By Charlie
at 2013-01-16T02:29
at 2013-01-16T02:29

By Blanche
at 2013-01-17T09:06
at 2013-01-17T09:06

By Bennie
at 2013-01-19T00:14
at 2013-01-19T00:14

By Ina
at 2013-01-21T01:24
at 2013-01-21T01:24

By Kumar
at 2013-01-21T04:14
at 2013-01-21T04:14

By Lucy
at 2013-01-22T20:47
at 2013-01-22T20:47

By Lauren
at 2013-01-24T18:19
at 2013-01-24T18:19

By Necoo
at 2013-01-27T22:29
at 2013-01-27T22:29

By Agnes
at 2013-02-01T22:25
at 2013-02-01T22:25

By Adele
at 2013-02-06T04:51
at 2013-02-06T04:51

By Kyle
at 2013-02-07T23:00
at 2013-02-07T23:00

By Ina
at 2013-02-08T17:06
at 2013-02-08T17:06

By Agatha
at 2013-02-13T01:26
at 2013-02-13T01:26

By Hardy
at 2013-02-15T01:19
at 2013-02-15T01:19

By Caitlin
at 2013-02-17T19:54
at 2013-02-17T19:54

By Genevieve
at 2013-02-22T02:52
at 2013-02-22T02:52

By Hedwig
at 2013-02-24T14:18
at 2013-02-24T14:18

By Ethan
at 2013-02-27T06:28
at 2013-02-27T06:28

By Ethan
at 2013-03-02T13:12
at 2013-03-02T13:12

By Caroline
at 2013-03-02T23:40
at 2013-03-02T23:40

By William
at 2013-03-03T12:06
at 2013-03-03T12:06

By Eartha
at 2013-03-03T15:21
at 2013-03-03T15:21

By Charlie
at 2013-03-07T08:48
at 2013-03-07T08:48

By Kelly
at 2013-03-10T10:03
at 2013-03-10T10:03

By Tom
at 2013-03-14T16:40
at 2013-03-14T16:40

By Daniel
at 2013-03-16T07:23
at 2013-03-16T07:23

By Freda
at 2013-03-19T18:43
at 2013-03-19T18:43

By Harry
at 2013-03-22T14:10
at 2013-03-22T14:10

By Oscar
at 2013-03-22T17:17
at 2013-03-22T17:17

By Liam
at 2013-03-23T00:35
at 2013-03-23T00:35

By Agatha
at 2013-03-26T18:42
at 2013-03-26T18:42

By Erin
at 2013-03-28T13:59
at 2013-03-28T13:59

By Thomas
at 2013-03-30T05:56
at 2013-03-30T05:56

By Valerie
at 2013-03-31T19:34
at 2013-03-31T19:34

By Elma
at 2013-04-03T03:50
at 2013-04-03T03:50

By Audriana
at 2013-04-06T22:35
at 2013-04-06T22:35

By Belly
at 2013-04-10T13:45
at 2013-04-10T13:45

By Yedda
at 2013-04-14T20:13
at 2013-04-14T20:13

By Mia
at 2013-04-19T15:07
at 2013-04-19T15:07

By Enid
at 2013-04-22T23:47
at 2013-04-22T23:47

By Damian
at 2013-04-23T22:02
at 2013-04-23T22:02

By Suhail Hany
at 2013-04-25T02:27
at 2013-04-25T02:27

By Connor
at 2013-04-25T12:08
at 2013-04-25T12:08

By Jacky
at 2013-04-26T17:26
at 2013-04-26T17:26

By Ophelia
at 2013-04-28T07:09
at 2013-04-28T07:09

By Cara
at 2013-04-29T00:30
at 2013-04-29T00:30

By Dora
at 2013-05-01T11:11
at 2013-05-01T11:11

By Susan
at 2013-05-06T08:33
at 2013-05-06T08:33

By William
at 2013-05-10T01:30
at 2013-05-10T01:30

By Linda
at 2013-05-14T02:45
at 2013-05-14T02:45

By Andy
at 2013-05-16T15:30
at 2013-05-16T15:30

By Ina
at 2013-05-20T01:59
at 2013-05-20T01:59

By Emma
at 2013-05-24T13:40
at 2013-05-24T13:40

By Kumar
at 2013-05-26T05:34
at 2013-05-26T05:34

By Selena
at 2013-05-27T12:59
at 2013-05-27T12:59
Related Posts
坑人的儲蓄的保險

By Sandy
at 2012-11-10T02:57
at 2012-11-10T02:57
有推薦公教人員的團體定期險保單ㄇ??

By Una
at 2012-11-09T23:35
at 2012-11-09T23:35
信用卡綜合保險理賠記事

By Skylar DavisLinda
at 2012-11-09T23:03
at 2012-11-09T23:03
26歲男保單檢視加保(南山+中國)

By Freda
at 2012-11-09T22:21
at 2012-11-09T22:21
白銀有保值性嗎?

By Lydia
at 2012-11-09T22:06
at 2012-11-09T22:06