今天下了7支單筆 - 基金
By Emily
at 2007-10-12T16:15
at 2007-10-12T16:15
Table of Contents
~ 這是一篇告解文 ~
剛剛下了7支單筆...花了21萬....
因為昨天的一筆定存到期解約...
看到一年內增加的金額突然覺得很心酸....
於是把手上的閒錢先投入2/3到基金裡...
剩下的1/3預備在又來一次大跌時再去加碼....
一開始覺得自己的心臟很大顆...
後來想想也沒什麼...
21萬的活存以薪資帳戶的年利率來算也才1.1%
放一年的利息也才多2000多元...
於是我這幾天一直在思考...
1.沒有這21萬會不會餓死?(不會)
2.願不願意以高風險去換取高報酬?(願意)
3.假設衰到全賠光...會不會影響生活?(不會)
於是我決定投入基金市場....
我的理專一直勸我最好分批進場...
當然定時不定額會把風險壓低...
但同時也會影響到單筆金額的報酬....
我又打算最多只放半年...
所以我佈局在全球資源...礦業...新興市場...拉丁美洲...東歐...
希望能降低單一市場的風險...
再加上當時有一個行員在旁邊插嘴:
"她還年輕嘛!讓她去拼一拼也好"
其實我只希望半年能有10%的報酬...
能夠弭平我定存一年的心酸....
希望這樣的願望可以達成...
等到我全部贖回的時候再上來報告我的運氣好不好...
--
剛剛下了7支單筆...花了21萬....
因為昨天的一筆定存到期解約...
看到一年內增加的金額突然覺得很心酸....
於是把手上的閒錢先投入2/3到基金裡...
剩下的1/3預備在又來一次大跌時再去加碼....
一開始覺得自己的心臟很大顆...
後來想想也沒什麼...
21萬的活存以薪資帳戶的年利率來算也才1.1%
放一年的利息也才多2000多元...
於是我這幾天一直在思考...
1.沒有這21萬會不會餓死?(不會)
2.願不願意以高風險去換取高報酬?(願意)
3.假設衰到全賠光...會不會影響生活?(不會)
於是我決定投入基金市場....
我的理專一直勸我最好分批進場...
當然定時不定額會把風險壓低...
但同時也會影響到單筆金額的報酬....
我又打算最多只放半年...
所以我佈局在全球資源...礦業...新興市場...拉丁美洲...東歐...
希望能降低單一市場的風險...
再加上當時有一個行員在旁邊插嘴:
"她還年輕嘛!讓她去拼一拼也好"
其實我只希望半年能有10%的報酬...
能夠弭平我定存一年的心酸....
希望這樣的願望可以達成...
等到我全部贖回的時候再上來報告我的運氣好不好...
--
Tags:
基金
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