交割金額不足會如何? - 股票

By Delia
at 2020-11-18T16:04
at 2020-11-18T16:04
Table of Contents
原文43
看到違約交割,菜雞也是心有戚戚焉
故事要從2年前,107年的冬天開始說起
那一年,菜雞在CMONEY「股市大富翁」的虛擬交易的網頁上
放置投資50萬在中華電和0050上,注意到的時候已經變60萬了
「我好像有點強?」
菜雞意氣風發的走到巷口對面的元大證券開戶
108年春,菜雞終於完成第一筆交易,豪買美食-KY 一張
畢竟是第一次拿真錢投入股票市場,菜雞內心還是有些忐忑不安的
經過虛擬交易的歷練,菜雞知道交易後要在兩天內將錢轉到證券戶
這沒問題,很簡單的,不過就是將錢從我的薪轉戶,轉到我的證券戶
EASY~EASY~
交易日當天中午,我利用午休時間到郵局臨櫃轉帳
畢竟超過額度是沒辦法透過金融卡轉帳的
但是菜雞如我,根本沒有臨櫃轉這麼大筆錢的經驗
沒有帶到存簿,而且存簿也不在公司
菜雞當時的工作是住在公司員工宿舍
存簿應該是放在家裡的某處,沒辦法,只好下班再去拿了
但是菜雞平常根本沒有刷簿子的習慣,每個月用金融卡頂多領個3~5000元
常常都是快滿100筆交易,收到訊息通知會彙整成一筆,才把簿子找出來補刷
沒辦法,菜雞就是懶
隔天中午,菜雞回到郵局,依然是昨天的櫃檯阿姨
告訴她我找不到存簿,要辦遺失,然後把證件和印鑑拿給櫃台阿姨
阿姨看了老半天,告訴菜雞說「你這個不是當初那顆印鑑喔」
「蛤?」
「有印鑑才能辦新的存簿喔」
菜雞仔細想想,因為當初的印鑑是國中就辦的,用的是普通的木頭章,標楷體
可能不小心把它交給公司的會計人員作帳用了
只好先辦理換新印鑑,再用新印鑑辦新存簿,然後就可以臨櫃轉帳了
所以菜雞就去附近的印章店刻一顆新的印鑑,黑檀木+小篆體
平常都用一顆50的章,這顆印鑑著實讓菜雞感到尊爵不凡
「明早來拿章」
「沒問題」
隔天,菜雞早上9點開會,大概9點半的時候秘書衝進來跟主席竊竊私語
然後主席就告訴我說某某長官找我
這個長官菜雞聽過名字,但並沒有接觸過,總之就是好高高層的人
他要我打電話給他,我就離開會場去打電話
長官問菜雞是不是有買股票?菜雞想說你是戴夫嗎?
「你快要違約交割了喔!」
當時菜雞以為交割時間是1500,本來還打算用午休時間出去辦轉帳的事情
不知道為什麼會記成1500,總之就是這樣
菜雞馬上離開公司,衝去印章店拿了印鑑就往郵局衝
依然遇到同一個櫃台阿姨,菜雞簡單解釋說快違約交割了趕快幫我辦RRRRRR~
大概9:45處理完轉換印鑑和存簿的事情之後
「終於可以順利轉帳了吧...真是一波三折啊...」
「呃...匯不過去捏...」
WTF????
WTF????
WTF????
原來只要有換印鑑、存簿(具體哪個忘記了),臨櫃匯款的功能就會鎖一天
天...亡...我...也...
就在菜雞已經放棄雞生的時候
我的營業員打來告訴我,可以用郵局匯款+提款湊滿金額,不夠的再找人借
我本來以為郵局轉帳和提款金額上限是30000/100000
還特地找同事先借8萬現金
結果才知道原來上限其實是60000/150000,剛好額度夠
菜雞身上帶著超過20萬的現金從郵局衝到元大證券
超怕半路被搶劫做成麥香雞
最後在襄理的注目下把錢存進元大證券,超過10點一點點,SAFE!!
=========================================
題外話,存錢的過程中,我問襄理為什麼某某長官知道我買股票的事
他說「喔,因為你的營業員連絡不到你啊,不過她知道你的工作,她老公剛好是超高高高
層,就叫她老公幫忙找人連絡你」
摁,然後大家就都知道菜雞第一次買股票就搞到差點違約交割了
給end人兩個重點
1:交割時間t+2 1000
2:去辦約定帳戶,匯款上限100萬
--
看到違約交割,菜雞也是心有戚戚焉
故事要從2年前,107年的冬天開始說起
那一年,菜雞在CMONEY「股市大富翁」的虛擬交易的網頁上
放置投資50萬在中華電和0050上,注意到的時候已經變60萬了
「我好像有點強?」
菜雞意氣風發的走到巷口對面的元大證券開戶
108年春,菜雞終於完成第一筆交易,豪買美食-KY 一張
畢竟是第一次拿真錢投入股票市場,菜雞內心還是有些忐忑不安的
經過虛擬交易的歷練,菜雞知道交易後要在兩天內將錢轉到證券戶
這沒問題,很簡單的,不過就是將錢從我的薪轉戶,轉到我的證券戶
EASY~EASY~
交易日當天中午,我利用午休時間到郵局臨櫃轉帳
畢竟超過額度是沒辦法透過金融卡轉帳的
但是菜雞如我,根本沒有臨櫃轉這麼大筆錢的經驗
沒有帶到存簿,而且存簿也不在公司
菜雞當時的工作是住在公司員工宿舍
存簿應該是放在家裡的某處,沒辦法,只好下班再去拿了
但是菜雞平常根本沒有刷簿子的習慣,每個月用金融卡頂多領個3~5000元
常常都是快滿100筆交易,收到訊息通知會彙整成一筆,才把簿子找出來補刷
沒辦法,菜雞就是懶
隔天中午,菜雞回到郵局,依然是昨天的櫃檯阿姨
告訴她我找不到存簿,要辦遺失,然後把證件和印鑑拿給櫃台阿姨
阿姨看了老半天,告訴菜雞說「你這個不是當初那顆印鑑喔」
「蛤?」
「有印鑑才能辦新的存簿喔」
菜雞仔細想想,因為當初的印鑑是國中就辦的,用的是普通的木頭章,標楷體
可能不小心把它交給公司的會計人員作帳用了
只好先辦理換新印鑑,再用新印鑑辦新存簿,然後就可以臨櫃轉帳了
所以菜雞就去附近的印章店刻一顆新的印鑑,黑檀木+小篆體
平常都用一顆50的章,這顆印鑑著實讓菜雞感到尊爵不凡
「明早來拿章」
「沒問題」
隔天,菜雞早上9點開會,大概9點半的時候秘書衝進來跟主席竊竊私語
然後主席就告訴我說某某長官找我
這個長官菜雞聽過名字,但並沒有接觸過,總之就是好高高層的人
他要我打電話給他,我就離開會場去打電話
長官問菜雞是不是有買股票?菜雞想說你是戴夫嗎?
「你快要違約交割了喔!」
當時菜雞以為交割時間是1500,本來還打算用午休時間出去辦轉帳的事情
不知道為什麼會記成1500,總之就是這樣
菜雞馬上離開公司,衝去印章店拿了印鑑就往郵局衝
依然遇到同一個櫃台阿姨,菜雞簡單解釋說快違約交割了趕快幫我辦RRRRRR~
大概9:45處理完轉換印鑑和存簿的事情之後
「終於可以順利轉帳了吧...真是一波三折啊...」
「呃...匯不過去捏...」
WTF????
WTF????
WTF????
原來只要有換印鑑、存簿(具體哪個忘記了),臨櫃匯款的功能就會鎖一天
天...亡...我...也...
就在菜雞已經放棄雞生的時候
我的營業員打來告訴我,可以用郵局匯款+提款湊滿金額,不夠的再找人借
我本來以為郵局轉帳和提款金額上限是30000/100000
還特地找同事先借8萬現金
結果才知道原來上限其實是60000/150000,剛好額度夠
菜雞身上帶著超過20萬的現金從郵局衝到元大證券
超怕半路被搶劫做成麥香雞
最後在襄理的注目下把錢存進元大證券,超過10點一點點,SAFE!!
=========================================
題外話,存錢的過程中,我問襄理為什麼某某長官知道我買股票的事
他說「喔,因為你的營業員連絡不到你啊,不過她知道你的工作,她老公剛好是超高高高
層,就叫她老公幫忙找人連絡你」
摁,然後大家就都知道菜雞第一次買股票就搞到差點違約交割了
給end人兩個重點
1:交割時間t+2 1000
2:去辦約定帳戶,匯款上限100萬
--
Tags:
股票
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