中信APP換匯到別人帳戶的八卦 - 銀行

By Ursula
at 2022-07-08T12:04

Table of Contents

※ [本文轉錄自 Gossiping 看板 #1YnksTbw ]

作者: achuck11 (wonderful) 看板: Gossiping
標題: [問卦] 中信APP換匯到別人帳戶的八卦
時間: Thu Jul 7 22:28:41 2022

乳題(　ﾟ∀ﾟ) ﾉ♡

今天接到中信台中分行的電話，說我有一筆9萬的日幣誤匯到其他中信用戶的戶頭

原本想說可能是昨天用網銀APP換日圓手滑打錯帳號，但後來想一想

網銀APP換匯根本不需要手打帳號..不需要手打帳號..不需要手打帳號..

Σ(°Д°;

於是為了滿足好奇心，於是小弟抱著測試的心態再操作一次(′_ゝ`)

https://i.imgur.com/oNq3w2a.jpg

https://i.imgur.com/CZvVtlJ.jpg

https://i.imgur.com/2RgFxlt.jpg

登愣!!錢真的自動跑去別人的帳戶去了呢，還錢阿幹幹幹幹(゜皿。)

不就還好對方有注意到異常款項並聯繫客服，我才知道錢錢失蹤了(〒︿〒)

提醒各位如果用中信網銀換匯一定要馬上檢查是否有正確存入戶頭

比較嚴重的問題點有三個

1.中信網銀系統是否有安全漏洞或設計不良，換匯和外幣轉帳應為不同功能。
Ａ換匯給陌生人Ｂ這種應該不存在的功能系統居然直接給過!?
難道貴司的交易系統是O大國X所設計得嗎?

2.換匯是需要填申報用途的，這樣算不算是申報不實?
如果換匯有上限那收到我款項的苦主額度會不會被吃掉?哪天被國稅局請喝茶?

3.如果今天是大筆款項或對方不願協助你處理，是不是只能默默吞了準備跑大地遊戲?

PS:
錢已在下午由收到該款項的苦主匯回，但仍未收到中信針對系統問題的相關說明

客服聲音好聽，非常敬業，處理問題後絕對不會忘記問你銀行的資金是否要做投資規劃

--

Tags: 銀行

All Comments

By Oliver
at 2022-07-10T04:18

滾

By Oliver
at 2022-07-11T20:33

這麼神奇我就沒出現這種錯誤過==

By Barb Cronin
at 2022-07-13T12:48

還豪我ㄉhomebank都打ㄅ開：）

By Hedy
at 2022-07-15T05:03

太長沒空

By Ivy
at 2022-07-16T21:17

我換美金都是為了買美股所以申報就那樣

By Tristan Cohan
at 2022-07-18T13:32

『中國』信託懂ㄅ

By Ophelia
at 2022-07-20T05:47

感覺就他們系統錯亂了

By Susan
at 2022-07-21T22:02

金管會客訴電話歡迎您

By Kyle
at 2022-07-21T03:14

該換一家銀行槓鈴老師表示真扯

By Caroline
at 2022-07-22T19:29

https://i.imgur.com/qaeajKY.jpg

By Linda
at 2022-07-21T03:14

這系統真的太扯了= =

By Faithe
at 2022-07-22T19:29

笑死

By Brianna
at 2022-07-21T03:14

去投訴啊

By Yedda
at 2022-07-22T19:29

靠太扯了吧我都沒檢查耶

By Elma
at 2022-07-21T03:14

這種有掛的東西還被噓我也用中信幫推

By Leila
at 2022-07-22T19:29

幹檢查一下

By Dinah
at 2022-07-21T03:14

還以為是詐騙想不到

By Sierra Rose
at 2022-07-22T19:29

幹這也太蝦

By Xanthe
at 2022-07-21T03:14

笑屬~~~

By Elvira
at 2022-07-22T19:29

好扯

By Cara
at 2022-07-21T03:14

剛看前四行根本詐騙起手,結果是真的,笑屬

By Eartha
at 2022-07-22T19:29

靠北= =這很扯

By Edwina
at 2022-07-21T03:14

太扯

By Noah
at 2022-07-22T19:29

扯

By Anthony
at 2022-07-21T03:14

聽過這個類似狀況，如果自己沒察覺，對

By Gilbert
at 2022-07-22T19:29

@@"

By Necoo
at 2022-07-21T03:14

方沒察覺，是不是錢就不見了

By Una
at 2022-07-22T19:29

靠北這太扯了

By Ivy
at 2022-07-21T03:14

挖靠

By Jacky
at 2022-07-22T19:29

還好我都用台新

By Edwina
at 2022-07-21T03:14

這是真的金管會很快就來了

By Damian
at 2022-07-22T19:29

重罰五百萬

By Carolina Franco
at 2022-07-21T03:14

很扯哈哈哈

By Wallis
at 2022-07-22T19:29

快找金管會

By Bethany
at 2022-07-21T03:14

感覺好誇張欸

By Kumar
at 2022-07-22T19:29

什麼?而且不是單一次!如果你一直換下
去還得了

By Frederic
at 2022-07-21T03:14

快打165反詐騙，對是中信金詐騙

By Liam
at 2022-07-22T19:29

幫高調

By Caitlin
at 2022-07-21T03:14

明天沒回覆就再匯一次全程錄影好惹

By John
at 2022-07-22T19:29

太誇張

By Barb Cronin
at 2022-07-21T03:14

好扯沒看完會以為是詐騙XD

By Lily
at 2022-07-22T19:29

滿扯的......

By Caitlin
at 2022-07-21T03:14

為什麼前面要噓？這很嚴重的疏失欸

By Franklin
at 2022-07-22T19:29

好扯

By Suhail Hany
at 2022-07-21T03:14

好扯

By Damian
at 2022-07-22T19:29

這很猛耶

By Erin
at 2022-07-21T03:14

請去金管會檢舉

By Lily
at 2022-07-22T19:29

不太信等上新聞叫我

By John
at 2022-07-21T03:14

中信也太垃圾了吧

By Daniel
at 2022-07-22T19:29

你外幣帳號第二個秀一下末4碼吧

By Mary
at 2022-07-21T03:14

中信也太常出包，想到這篇https://www
.cardu.com.tw/news/detail.php?nt_pk
=7&ns_pk=19287

By Ingrid
at 2022-07-22T19:29

可能水很深或許有人在洗錢

By Elvira
at 2022-07-21T03:14

https://reurl.cc/RrNA5g

By Odelette
at 2022-07-22T19:29

XD 太爛了吧

By Kama
at 2022-07-21T03:14

好我找個記者來抄

By Freda
at 2022-07-22T19:29

很扯，google的客服也是一樣很扯

By Zanna
at 2022-07-21T03:14

什麼爛銀行啊.........

By Mason
at 2022-07-22T19:29

這真的太扯中信那麼大一間搞這烏龍

By Connor
at 2022-07-21T03:14

這太扯

By Joseph
at 2022-07-22T19:29

為什麼會這樣啊？？？？？太扯了

By Kristin
at 2022-07-21T03:14

誇張

By Valerie
at 2022-07-22T19:29

看是不是匯到工程師的帳戶發大財

By Joseph
at 2022-07-21T03:14

有夠誇張的系統

By Harry
at 2022-07-22T19:29

這什麼爛App

By Carol
at 2022-07-21T03:14

高調

By Audriana
at 2022-07-22T19:29

三小也太誇張

By Christine
at 2022-07-21T03:14

剛看我的銀行也可以但會先預設帶入自
己外幣帳號

By Tom
at 2022-07-22T19:29

很瞎但我也收過莫名款項沒管他

By Donna
at 2022-07-21T03:14

幹你娘

By Brianna
at 2022-07-22T19:29

太扯了！

By Edith
at 2022-07-21T03:14

請找金管會客訴

By Sandy
at 2022-07-22T19:29

好奇號碼是完全不一樣還是位移了一碼XD

By Selena
at 2022-07-21T03:14

中信就賭博天堂意外嗎？政府會管？

By Ula
at 2022-07-22T19:29

也太扯==

By Kyle
at 2022-07-21T03:14

台灣真的太扯

By Rebecca
at 2022-07-22T19:29

原本以為詐騙笑死

By Sandy
at 2022-07-21T03:14

以為詐騙+1

By Andrew
at 2022-07-22T19:29

太扯

By Isla
at 2022-07-21T03:14

我前陣子剛用中信換完幸好沒事

By Andrew
at 2022-07-22T19:29

不可思議

By Isla
at 2022-07-21T03:14

還會自動轉匯到錯的帳戶？超嚴重

By Megan
at 2022-07-22T19:29

好扯

By Bethany
at 2022-07-21T03:14

中信以前還有臨櫃存款錢變少的新聞

By Una
at 2022-07-22T19:29

中信也太棒了XDDDDDDD

By Anonymous
at 2022-07-21T03:14

超扯轉去誰家啊

By Catherine
at 2022-07-22T19:29

這麼特別喔，甘

By Irma
at 2022-07-21T03:14

這也太誇張了吧一定不只你這樣

By William
at 2022-07-22T19:29

不過你沒設定通知嗎轉入當下兩個帳戶就
會通知減少金額跟匯入金額

By Andrew
at 2022-07-21T03:14

好誇張

By Bennie
at 2022-07-22T19:29

長知識，謝謝

By Irma
at 2022-07-21T03:14

扯

By Mary
at 2022-07-22T19:29

前面那些噓的是公關？

By Noah
at 2022-07-21T03:14

扯

By Kumar
at 2022-07-22T19:29

才在想要辦中信數位帳戶，讓我不敢了

By Necoo
at 2022-07-21T03:14

金管會申訴起來

By Olga
at 2022-07-22T19:29

如果匯到持有人已死亡的帳號不就沒救了??

By Franklin
at 2022-07-21T03:14

這系統紙糊的吧

By Anonymous
at 2022-07-22T19:29

...靠背我會不會中招

By Lydia
at 2022-07-21T03:14

糞

By Ivy
at 2022-07-22T19:29

好扯…

By Dora
at 2022-07-21T03:14

這....

By Heather
at 2022-07-22T19:29

扯...

By Belly
at 2022-07-21T03:14

哇喔

By Dinah
at 2022-07-22T19:29

誇張，而且被匯錯的也很麻煩

By Sandy
at 2022-07-21T03:14

靠北前面還以為又是詐騙分享原來是真的
好扯我都很放心沒認真檢查耶

By Elizabeth
at 2022-07-22T19:29

你有找客服，那客服是怎麼跟你說的？

By Lily
at 2022-07-21T03:14

高調推

By Barb Cronin
at 2022-07-22T19:29

金管會：嗯?出新月曆了嗎

By Rachel
at 2022-07-21T03:14

怕

By Iris
at 2022-07-22T19:29

這可以告了吧太扯

By William
at 2022-07-21T03:14

推

By Regina
at 2022-07-22T19:29

這太扯，幫高調

By Victoria
at 2022-07-21T03:14

扯誰會最近記外幣帳戶
自己記

By Linda
at 2022-07-22T19:29

這一定要找金管會吧

By Liam
at 2022-07-21T03:14

幫高調

By David
at 2022-07-22T19:29

幫高調扯

By Jacky
at 2022-07-21T03:14

幹這他媽三小

By Xanthe
at 2022-07-22T19:29

推

By Kumar
at 2022-07-21T03:14

幹這他媽太扯前面幾樓是在噓三小

By Adele
at 2022-07-22T19:29

金管會：早說？怎麼不早說？

By Ursula
at 2022-07-21T03:14

幫高調提醒超多人在用中信的

By Skylar DavisLinda
at 2022-07-22T19:29

太扯了吧什麼鬼... 居然不是詐騙嗎

By Ina
at 2022-07-21T03:14

扯

By Elvira
at 2022-07-22T19:29

幫高調也太扯

By Erin
at 2022-07-21T03:14

還以為是詐騙

By Connor
at 2022-07-22T19:29

好扯...

By John
at 2022-07-21T03:14

IT是大量離職嗎

By Olivia
at 2022-07-22T19:29

通常搶前幾樓的都很爛，不意外

By Madame
at 2022-07-21T03:14

還好我已經沒在用了

By Poppy
at 2022-07-22T19:29

這太扯高調

By Edward Lewis
at 2022-07-21T03:14

幹中信要出來道歉說明一下吧......

By David
at 2022-07-22T19:29

高調

By Vanessa
at 2022-07-21T03:14

高調

By Ina
at 2022-07-22T19:29

還好有發現

By Selena
at 2022-07-21T03:14

好屌哈哈哈哈哈哈還以為唬小的

By Bethany
at 2022-07-22T19:29

你就投訴另一個帳戶疑似詐騙

By Noah
at 2022-07-21T03:14

扯

By Necoo
at 2022-07-22T19:29

好扯

By Damian
at 2022-07-21T03:14

...

By Kristin
at 2022-07-22T19:29

有點扯

By Jacob
at 2022-07-21T03:14

你要不要轉錄到Bank_Service板？

By Aaliyah
at 2022-07-22T19:29

蠻扯的

By Ivy
at 2022-07-21T03:14

好扯XDDD

By Sierra Rose
at 2022-07-22T19:29

高調

By Kristin
at 2022-07-21T03:14

居然不是詐騙居然是真的這麼扯?

By Belly
at 2022-07-22T19:29

居然不是詐騙

By Kama
at 2022-07-21T03:14

高調

By Catherine
at 2022-07-22T19:29

如果是真的，絕對被金管會找去夾XDF

By Cara
at 2022-07-21T03:14

太可怕了吧

By Steve
at 2022-07-22T19:29

太扯了

By Joe
at 2022-07-21T03:14

好扯

By Sierra Rose
at 2022-07-22T19:29

XD懂玩欸

By Ula
at 2022-07-21T03:14

高調這也太扯了吧

By Rachel
at 2022-07-22T19:29

也太扯了

By Steve
at 2022-07-21T03:14

沒想到還有能超越將來的真是不簡單

By Robert
at 2022-07-22T19:29

扯欸..

By Isabella
at 2022-07-21T03:14

太扯了

By Aaliyah
at 2022-07-22T19:29

不是啊，外幣轉帳不是一定要約定嗎

By Ethan
at 2022-07-21T03:14

這看起來是系統只在APP前端擋住... 後端沒再驗證一次

By Enid
at 2022-07-22T19:29

外幣是商品理論上不能轉帳啊

By Megan
at 2022-07-21T03:14

不然照原PO說法，轉錯的帳號是位元被移位而已
同行通常可以轉帳

By Rebecca
at 2022-07-22T19:29

蝦爆了第一大民營銀行還會出這種包

By Connor
at 2022-07-21T03:14

目前看來就是銀行系統端“自動”位移了一碼導致帳入錯
到別人帳號，但這樣居然不會交易失敗還能成功入帳，讓
我對中信的安全性感到懷疑XD

By Puput
at 2022-07-22T19:29

金管會吧，這bug神扯

By Madame
at 2022-07-21T03:14

中信耶，這樣太扯了，高調推

By Todd Johnson
at 2022-07-22T19:29

超越將來銀行的銀行出現了

By Agatha
at 2022-07-21T03:14

這樣中信系統後端應該一堆交易都沒有驗證..感覺不太安全

By Eartha
at 2022-07-22T19:29

前面噓的還好嗎

By Dora
at 2022-07-21T03:14

這太扯 …

By Steve
at 2022-07-22T19:29

超扯金管會電一電原PO一樣人很好幫忙 Debug

By Olga
at 2022-07-21T03:14

這就是大到不能倒的銀行

By Audriana
at 2022-07-22T19:29

笑了

By Olga
at 2022-07-21T03:14

有夠扯如果有配合好的2個帳戶我看洗錢洗爆

By Jessica
at 2022-07-22T19:29

超越將來XDDD

By Frederic
at 2022-07-21T03:14

扯

By Candice
at 2022-07-22T19:29

中信竟然會出這種包，太讓人意外，將來銀行應該鬆一口氣
，有人一起來坦，分散注意力

By Lydia
at 2022-07-21T03:14

原來一開始PO在八卦，難怪前面一堆亂噓的

By Xanthe
at 2022-07-22T19:29

厲害了…

By Mason
at 2022-07-21T03:14

這太扯 …

By Mia
at 2022-07-22T19:29

好爛

By Isla
at 2022-07-21T03:14

2022 還有人把金管會當神祖牌喔@@

By Doris
at 2022-07-22T19:29

好扯這問題也太可怕了

By Ivy
at 2022-07-21T03:14

太扯了只能推了

By Hamiltion
at 2022-07-22T19:29

扯翻幸好我是用richart換匯的

By James
at 2022-07-21T03:14

太扯了

By Jack
at 2022-07-22T19:29

中信不用出來發公告說明嗎不然誰敢再用他們家的服務

By Irma
at 2022-07-21T03:14

還以為是什麼野雞銀行沒想到

By Hedy
at 2022-07-22T19:29

幫高調

By Hedwig
at 2022-07-21T03:14

金管會死了？

By Irma
at 2022-07-22T19:29

有夠扯

By Ina
at 2022-07-21T03:14

沒事沒事，中信公關很強大的

By Victoria
at 2022-07-22T19:29

外幣不是要約定嗎? 所以只要app post出去的東西後臺都
照收?

By Dorothy
at 2022-07-21T03:14

幫高調

By Caroline
at 2022-07-22T19:29

金管會也沒什麼用吧就算這種重大疏失也不能幹嘛頂多
罰罰錢難道他敢收回中信執照嗎？

By Franklin
at 2022-07-21T03:14

太扯太扯

By Hedda
at 2022-07-22T19:29

扯到爆耶這個

By Yuri
at 2022-07-21T03:14

哇

By Ida
at 2022-07-22T19:29

homebank改版之後真的難用又很慢

By Rebecca
at 2022-07-21T03:14

推

By Hedy
at 2022-07-22T19:29

中信不意外

By Eden
at 2022-07-21T03:14

超越將來～改成“未來”信託好了XD

By Lucy
at 2022-07-22T19:29

厲害了

By Agnes
at 2022-07-21T03:14

這個包有點大希望能上新聞，讓中信儘快處理

By Elizabeth
at 2022-07-22T19:29

神扯，推一個

By Kumar
at 2022-07-21T03:14

扯

By Linda
at 2022-07-22T19:29

扯高調推

By Quintina
at 2022-07-21T03:14

外幣要約定不可能亂轉最有可能是櫃員手殘

By Charlie
at 2022-07-22T19:29

剛沒看清楚這有點神扯欸

By Genevieve
at 2022-07-21T03:14

點燃生命之火ㄏ

By Lydia
at 2022-07-22T19:29

自動洗錢系統

By Kama
at 2022-07-21T03:14

幫高調好扯

By Annie
at 2022-07-22T19:29

還好沒在用中信了

By Kristin
at 2022-07-21T03:14

推

By Heather
at 2022-07-22T19:29

換匯一定要馬上檢查是否有正確存入戶頭??不是選自己?

中信APP換匯到別人帳戶的八卦 - 銀行

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