TD W8-BEN過期被預扣28%總售出金額 - 理財

※ 引述《opie (giddy)》之銘言：
: 您好,最近TD有個新的W-8BEN表,下面有個框框,
: 標題叫Affidavit of Unchanged Status (if applicable)
: 請問簽了之後,是不是原則上W-8BEN表就沒有過期的問題呢?
: 謝謝
: Affidavit of Unchanged Status (if applicable)
: Under penalties of perjury I declare that I have examined and signed the above Form W-8BEN and that the information and certifications contained therein remained the
: same and unchanged for the period beginning January 1, 2018 (or later account opening date) to the present, and were true, correct, and complete during that period.
: Signature: _________________________________________________________
: Signature Capacity: _________________________________________________________
: Please fax all requested paperwork to 866-468-6268 or attach to an email through the Secure Message Center. If mailing is preferred, send original W-8BEN to
: the address in the upper right hand corner.

按W-8Ben狀態據以採取不同預扣稅，是券商的責任。

如果您的W-8ben過期，但券商沒注意還是按外國人身分處理稅務，才是錯誤，
加簽這部分只是券商要撇清在您沒及時更新W-8BEN期間萬一有甚麼責任而已。

至於因W-8過期以致資本利得被券商預扣28% BACKUP WITHHOLDING
券商按法規做事沒有任何錯誤，退款不可能，稅金是要上繳IRS的又不是券商自己賺，
但券商有義務於翌年提供1099表格列出預扣明細，透過報稅取回預扣稅金是絕對沒問題的

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