B肝帶原者保醫療險 - 保險
By Selena
at 2011-03-29T21:29
at 2011-03-29T21:29
Table of Contents
因為之前的醫療險保費明顯過高且保障不足
所以想另外找一家保險公司
聯絡了業務員,跟他說明了情況
現在的醫療險保費高主要是因為我是B肝帶原
所以體檢後核保人員把原本的定價加了將近一倍
也就是定額1000元的住院終身醫療險,每年就要3萬多元(沒有附約喔)
傻傻的繳了5年,覺得太不划算了。
跟新聯絡的保險業務員說了,我有B肝帶原
一定會體檢,費率大概會增加,所以要看最後核算的金額
再決定要不要保
但最後因為體檢的問題,決定不保了
中間糾葛有點長,簡而言之就是業務員不積極聯絡,搞的我很不爽
現在想請教,像我這樣B肝帶原的情形(肝功能指數正常)
保哪一家的醫療險比較好?不會漫天加價。
謝謝。
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