31歲女 實支實付 - 保險
By Vanessa
at 2012-02-02T00:40
at 2012-02-02T00:40
Table of Contents
一、性別:女
二、年齡:31
三、職業/工作內容:醫藥
四、保障需求:尚不足721萬
五、保費預算:希望是2萬以下/年
六、健康告知:健康
七、常用交通工具:公車捷運小黃
八、預計規劃:
沒有實支實付,預計規劃雙實支
目前考慮全球、中壽和大都會
1.主要是加強醫療規劃
2.不太需要壽險,若是得搭壽險主約,希望是低單價為先
3.不需要儲蓄/投資的功能
九、現有保險:
保險公司:宏泰人壽基本壽險+終身醫療戊型
購買時間:2006
保險公司:全球防癌 1單位
購買時間:2006
保險公司:法國巴黎重大傷病
購買時間:2011
十、預增保險:
保險公司:
中國人壽 NCH
大都會 HNRB
全球人壽 XHR
三家都是可以副本理賠的
想知道以雙實支來做考量和規劃,比較建議哪2家
若選擇全球全殘的話,是否會影響之前購買的癌症險保障?
謝謝。
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Tags:
保險
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