25歲男 新保單規畫 南山 - 保險

By Sandy
at 2012-09-24T22:49
at 2012-09-24T22:49
Table of Contents
請詳述以下資訊:(括弧內文字建議刪除)
一、性別:男
二、年齡:25
三、職業/工作內容:工程師
四、保障需求:200萬(請以IE開啟http://goo.gl/Atpsj進行試算)
五、保費預算:2萬5左右
六、健康告知:良好
七、常用交通工具:汽機車
八、預計規劃:
20DDDAR 南山人壽福氣康祥終身保險 20萬 6760元 年繳
HSR 南山人壽住院醫療保險附約 10計畫數 2100元 年繳
PBBRAQ 南山人壽意外骨折及特定手術傷害保險金附約
50萬 1890元 年繳
公司團保 定期壽險 100萬 600元 年繳
公司團保 意外傷害險 200萬 720元 年繳
公司團保 意外傷害醫療險 1萬 90元 年繳
公司團保 意外傷害醫療日額給付保險 日額600 120元 年繳
公司團保 癌症醫療保險 日額600 60元 年繳
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12300 年繳
預計作雙實支,可能會是富邦NHR 重大疾病部分 可能是版上很推的安聯定期
爬了很多文跟很多熱心版有的站內信,目前規畫出來的是這樣,可能會在多個
華南產險意外險,這樣還有什麼不足的地方嗎?
目前只剩考慮是否要將20DDDAR改成定期壽險,這樣保障額度似乎變大了
只是定期壽險好像就不能掛AI了?
希望各位大大能對我的保單多給我一點建議,還有安聯跟華南產險是要去哪裡買呢?
謝謝各位
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All Comments

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