24歲 女 國泰人壽312還本終身壽險 - 保險

By Poppy
at 2010-12-28T21:48
at 2010-12-28T21:48
Table of Contents
性別 : 女
年齡 : 23(76年1月)
婚姻狀況:未婚
職業 : 教
貸款 : 無
月薪 : 約3萬7
交通工具 : 機車為主
今年開始工作賺錢,馬上面臨到自己繳保費的狀況,爬過文發現一年繳的保費有點高,
保障的項目好像有點少?因為之前並無多少儲蓄,現在於外地租房子,生活所需皆自理,
並有孝親費的負擔,對於一年要繳交約六萬六的保費著實感到有些困難。
這保單是小時候母親幫忙繳定的保險,詢問詳細狀況皆說不清楚,繳費收據也不知道丟哪
因此無法再得知更詳細的情形,懇請麻煩大家幫我看看目前所保的項目是否可再做刪減?
和是否有不合理的情況?或是可以再加強的部分,先謝謝各位了!
_________________________________________________________________________
主約險別名稱:312還本終身壽險
保額 30萬元 保險始期 91/09/26 繳費年期 20 年
附約險別名稱:平安附約-死殘 生效日期 91/09/26 保額 100萬元
附約險別名稱:平安附約-醫療限額 生效日期 91/09/26 保額 3萬元
附約險別名稱:溫情住院 生效日期 91/09/26 保額 10計劃別
附約險別名稱:平安附約-住院 生效日期 91/09/26 保額 2000元
附約險別名稱:安護防癌終身個人型 生效日期 91/09/26 保額 3單位
附約險別名稱:新保險費豁免 生效日期 91/09/26 保額
以上年繳 44325
主約險別名稱:醫療帳戶終身
保額 1000元 保險始期 92/12/31 繳費年期 20 年
附約險別名稱:保順豁免 生效日期 92/12/31 保額
以上年繳21698
__________________________________________________________________
麻煩了!
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