10年長期投資佈局請益 - 股票
By Jessica
at 2018-04-06T21:05
at 2018-04-06T21:05
Table of Contents
1. 標的:0050、2912統一超、3045台灣大、2892第一金、9917中保、1210大成
2. 分類:請益
3. 分析/正文:
大家好,本人是剛出社會的新鮮人,開始有了固定的薪資收入後就想要將部分現金投資股市
由於本人的投資眼光應該贏不過專業的法人大戶和一票散戶大哥大,因此不打算以投機方式賺價差,想進行長期投資
透過一些分析工具和做功課,我個人選出一些還不錯的標的想請教一下大家看有沒有需要改善的地方或是有更理想的選擇
(1)0050:不用多說,基本上跟著大(台)盤(積電)說一動做一動的標的,股價的漲幅不會跟大盤相距太遠,有台灣最強(大概)50家企業加持,也不會有突然變壁紙的風險
投資比例:25%
(2)2912統一超:台灣最強通路商,雖然股價高到嚇人,不過可以發現一直都是持續向上攀升,了不起就上下震盪一下而已,除非台灣人的消費習慣徹底改變,否則大概沒有倒閉的一天
投資比例:10.4%
(3)2892第一金:計畫在長期投資佈局中加入一支金融股,就選定了第一金,原因是因為股價較低且股利配的還不錯(相較於股價而言),且身為官股銀行之一,我想政府也不會讓他說倒就倒,雖然慶富案多少有影響到營收,不過台灣的銀行也就這樣,偶爾來個弊案也算是正常能量釋放了,會回復的
投資比例:20.4%
(4)3045台灣大:電信股的選擇上原本是想當花農的,不過台哥大的網路好很多,現在是網路的時代了,本人也是台哥大用戶,某方面來說也算是肥水不落外人田拉....
投資比例:17%
(5)9917中保:台灣保全業頂尖,獲利也算蠻穩定的,股利也配得不錯,企業體質也好
投資比例:13.6%
(6)1210大成:說到長期投資就不能不說到食品業,原本是和聯華食兩個在選,因為大成的現金流量紀錄好一點點(除此之外兩家根本差不多....),而且和大成的總公司也算是老鄰居了,就選他吧(大成的味道最對味,知道的人應該能了解我在說什麼XD)
投資比例:13.6%
上面的投資比例的分配是根據最新一次股利配多少去除以目前股價,等於是我一塊錢能買到多少股利,然後比較划算的就根據比例去配多一點,所以第一金這種低成本股利又配不錯的比例就會高一點
不考慮鴻海與台積電的原因是兩者在0050中配比都很重,為了降低風險所以就排除掉了
目前手頭上可以用來投資的資金分成兩等分,一等分先進場把想買的都買齊,等6月份配息先拿股利在說,然後每個月固定投2萬元依照比例去分配資金到上面的幾檔股票中,定期定額一直買
等到出現黑天鵝或是股災,再將另一等分的資金分批投入(約分三次投,等融資斷頭股價再噴低的時候進場,歷史上一輪股災融資大概會斷頭2~3次),藉此降低持股成本
由於手頭上的持股都是好公司,所以不怕會在股災中被消滅,而且也可以趁機檢視公司體質是否真的強健
如果接下來的十年裡有更理想的標的,再把他加入持股行列中進行分配,或是公司營運不善的降低持股甚至退場
預期可以得到比錢存在銀行定存10年或購買政府公債還要更好的報酬率
如果10年後我還在的話,我再來分享這10年我有什麼收穫
如果各位大哥有啥更好的建議,請不吝指教
謝謝
4. 進退場機制:(非長期投資者,必須有停損機制)
公司獲利長期下降、產業發生劇變導致企業產生不可逆的獲利減少、經營者無能等等,立即退場並更換其他優質標的
--
Tags:
股票
All Comments
By Sarah
at 2018-04-09T21:29
at 2018-04-09T21:29
By Linda
at 2018-04-10T11:46
at 2018-04-10T11:46
By Kristin
at 2018-04-14T05:23
at 2018-04-14T05:23
By Regina
at 2018-04-14T06:33
at 2018-04-14T06:33
By Hedwig
at 2018-04-15T19:57
at 2018-04-15T19:57
By David
at 2018-04-18T12:33
at 2018-04-18T12:33
By Elma
at 2018-04-23T04:51
at 2018-04-23T04:51
By Ida
at 2018-04-25T12:43
at 2018-04-25T12:43
By Steve
at 2018-04-27T08:02
at 2018-04-27T08:02
By Olive
at 2018-04-27T09:21
at 2018-04-27T09:21
By Harry
at 2018-04-29T19:23
at 2018-04-29T19:23
By Rosalind
at 2018-05-03T00:55
at 2018-05-03T00:55
By Todd Johnson
at 2018-05-07T18:52
at 2018-05-07T18:52
By Blanche
at 2018-05-09T06:59
at 2018-05-09T06:59
By Anthony
at 2018-05-10T14:02
at 2018-05-10T14:02
By Carol
at 2018-05-13T04:13
at 2018-05-13T04:13
By Adele
at 2018-05-15T12:36
at 2018-05-15T12:36
By Tracy
at 2018-05-15T22:26
at 2018-05-15T22:26
By Eden
at 2018-05-17T11:59
at 2018-05-17T11:59
By Kristin
at 2018-05-17T16:58
at 2018-05-17T16:58
By Candice
at 2018-05-18T17:50
at 2018-05-18T17:50
By Iris
at 2018-05-20T18:48
at 2018-05-20T18:48
By Jacky
at 2018-05-24T01:05
at 2018-05-24T01:05
By Necoo
at 2018-05-26T12:33
at 2018-05-26T12:33
By Eden
at 2018-05-31T04:20
at 2018-05-31T04:20
By Necoo
at 2018-06-03T22:11
at 2018-06-03T22:11
By Madame
at 2018-06-07T13:32
at 2018-06-07T13:32
By Gary
at 2018-06-11T10:19
at 2018-06-11T10:19
By Ingrid
at 2018-06-11T20:12
at 2018-06-11T20:12
By Connor
at 2018-06-15T09:18
at 2018-06-15T09:18
By Frederica
at 2018-06-18T03:23
at 2018-06-18T03:23
By Carolina Franco
at 2018-06-21T11:11
at 2018-06-21T11:11
By Thomas
at 2018-06-25T17:53
at 2018-06-25T17:53
By Tristan Cohan
at 2018-06-30T03:20
at 2018-06-30T03:20
By Leila
at 2018-07-04T06:33
at 2018-07-04T06:33
By Charlie
at 2018-07-05T15:02
at 2018-07-05T15:02
By Rosalind
at 2018-07-07T13:31
at 2018-07-07T13:31
By Joseph
at 2018-07-07T16:00
at 2018-07-07T16:00
By Dinah
at 2018-07-10T21:58
at 2018-07-10T21:58
By Isabella
at 2018-07-11T15:19
at 2018-07-11T15:19
By Enid
at 2018-07-16T02:18
at 2018-07-16T02:18
By Oliver
at 2018-07-16T10:44
at 2018-07-16T10:44
By Blanche
at 2018-07-19T02:00
at 2018-07-19T02:00
By Jessica
at 2018-07-22T09:42
at 2018-07-22T09:42
By Dinah
at 2018-07-27T09:40
at 2018-07-27T09:40
By Callum
at 2018-07-30T11:22
at 2018-07-30T11:22
By Hazel
at 2018-08-03T22:26
at 2018-08-03T22:26
By Susan
at 2018-08-07T08:19
at 2018-08-07T08:19
By Xanthe
at 2018-08-09T13:12
at 2018-08-09T13:12
By Ivy
at 2018-08-10T00:30
at 2018-08-10T00:30
By Agnes
at 2018-08-11T19:05
at 2018-08-11T19:05
By Genevieve
at 2018-08-13T19:06
at 2018-08-13T19:06
By Queena
at 2018-08-15T13:43
at 2018-08-15T13:43
By Caitlin
at 2018-08-16T12:56
at 2018-08-16T12:56
By Margaret
at 2018-08-19T10:16
at 2018-08-19T10:16
By Yedda
at 2018-08-23T12:01
at 2018-08-23T12:01
By Oscar
at 2018-08-26T12:08
at 2018-08-26T12:08
By Sierra Rose
at 2018-08-28T11:29
at 2018-08-28T11:29
By Caitlin
at 2018-09-01T01:06
at 2018-09-01T01:06
By Faithe
at 2018-09-02T02:52
at 2018-09-02T02:52
By Noah
at 2018-09-06T14:46
at 2018-09-06T14:46
By Daph Bay
at 2018-09-11T10:02
at 2018-09-11T10:02
By Regina
at 2018-09-12T12:07
at 2018-09-12T12:07
By Caitlin
at 2018-09-15T02:57
at 2018-09-15T02:57
By Ida
at 2018-09-16T10:56
at 2018-09-16T10:56
By Donna
at 2018-09-17T12:39
at 2018-09-17T12:39
By Skylar DavisLinda
at 2018-09-19T01:08
at 2018-09-19T01:08
By Gilbert
at 2018-09-20T13:27
at 2018-09-20T13:27
By Tom
at 2018-09-23T13:44
at 2018-09-23T13:44
By Adele
at 2018-09-24T19:42
at 2018-09-24T19:42
By Oliver
at 2018-09-27T15:03
at 2018-09-27T15:03
By Necoo
at 2018-10-01T11:07
at 2018-10-01T11:07
By Yuri
at 2018-10-05T20:37
at 2018-10-05T20:37
By Susan
at 2018-10-06T13:40
at 2018-10-06T13:40
By Gilbert
at 2018-10-09T19:38
at 2018-10-09T19:38
By Tristan Cohan
at 2018-10-10T00:54
at 2018-10-10T00:54
By Ida
at 2018-10-12T13:04
at 2018-10-12T13:04
By Elizabeth
at 2018-10-14T13:06
at 2018-10-14T13:06
By Agnes
at 2018-10-15T09:08
at 2018-10-15T09:08
By Frederica
at 2018-10-19T02:14
at 2018-10-19T02:14
By Puput
at 2018-10-22T03:57
at 2018-10-22T03:57
By Kristin
at 2018-10-27T02:13
at 2018-10-27T02:13
By Oscar
at 2018-10-30T00:01
at 2018-10-30T00:01
By Caroline
at 2018-10-30T03:29
at 2018-10-30T03:29
By Regina
at 2018-11-03T20:11
at 2018-11-03T20:11
By Frederic
at 2018-11-03T22:56
at 2018-11-03T22:56
By Mason
at 2018-11-08T08:42
at 2018-11-08T08:42
By Harry
at 2018-11-09T18:08
at 2018-11-09T18:08
By Sandy
at 2018-11-13T08:56
at 2018-11-13T08:56
By Linda
at 2018-11-14T06:45
at 2018-11-14T06:45
By Skylar Davis
at 2018-11-19T04:08
at 2018-11-19T04:08
By Rachel
at 2018-11-21T17:07
at 2018-11-21T17:07
By William
at 2018-11-24T20:21
at 2018-11-24T20:21
By Elizabeth
at 2018-11-26T10:43
at 2018-11-26T10:43
By Catherine
at 2018-11-27T18:50
at 2018-11-27T18:50
By William
at 2018-11-30T15:50
at 2018-11-30T15:50
By Anthony
at 2018-12-03T16:25
at 2018-12-03T16:25
By Elma
at 2018-12-07T04:23
at 2018-12-07T04:23
By Hedda
at 2018-12-11T02:58
at 2018-12-11T02:58
By Christine
at 2018-12-14T22:51
at 2018-12-14T22:51
By Isla
at 2018-12-19T15:30
at 2018-12-19T15:30
By Yuri
at 2018-12-21T22:31
at 2018-12-21T22:31
By Yuri
at 2018-12-23T16:53
at 2018-12-23T16:53
By Bethany
at 2018-12-25T09:43
at 2018-12-25T09:43
By Caroline
at 2018-12-25T19:46
at 2018-12-25T19:46
By Hamiltion
at 2018-12-27T19:03
at 2018-12-27T19:03
By Kristin
at 2018-12-28T03:25
at 2018-12-28T03:25
By Skylar DavisLinda
at 2019-01-01T23:45
at 2019-01-01T23:45
By Iris
at 2019-01-06T04:55
at 2019-01-06T04:55
By Hedy
at 2019-01-07T15:44
at 2019-01-07T15:44
By Madame
at 2019-01-08T15:15
at 2019-01-08T15:15
By Rosalind
at 2019-01-11T05:38
at 2019-01-11T05:38
By Eartha
at 2019-01-15T16:38
at 2019-01-15T16:38
By Jack
at 2019-01-20T14:01
at 2019-01-20T14:01
Related Posts
500億不夠 川普:我要對中國追加1千億關稅
By Delia
at 2018-04-06T21:00
at 2018-04-06T21:00
被動元件漲價潮 下游代工廠及系統廠毛利
By Delia
at 2018-04-06T19:51
at 2018-04-06T19:51
5元讓拾荒嬤滿足吃10個!佛心水餃店網友
By Daniel
at 2018-04-06T19:51
at 2018-04-06T19:51
川普再噴貿易口水 財經老鳥批:越來越屁孩
By Daph Bay
at 2018-04-06T18:50
at 2018-04-06T18:50
500億不夠 川普:我要對中國追加1千億關稅
By Hardy
at 2018-04-06T18:48
at 2018-04-06T18:48