雙實支實付和轉換保單順序 - 保單
By Ophelia
at 2021-04-17T19:07
at 2021-04-17T19:07
Table of Contents
大家好:
1.因先生只有一張實支實付保單,欲規劃雙實支實付
爬文有找到全球人壽的XHR可綁眷屬附約,而主約得綁壽險類的
若選終身壽險(QWX),日後減額繳清的話,會影響附約嗎??
這部份是否有該注意的地方??
2.轉換保單部分,主要是想把105年買的DD123+HNRB解掉
改成台灣人壽定壽+HNRB+CIR3
可原本那保單繳費日期是5/11
爬文大家都說要有新保單之後再解掉舊保單,但日期不到一個月了
是不是得先解掉舊的再保新的,還是有更好的解決方法呢??
3.我(43歲女)目前手上還有另一實支實付的保單是
100年買的富邦HSC(1單位)和HJR(1000元),主約已減額減清
若把這張解掉換成全球XHR(計劃五)這樣好嗎??
先謝謝大家提供意見~~
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保單
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