附卡的信用 算誰的 - 信用卡

By Ingrid
at 2017-05-28T06:04
at 2017-05-28T06:04
Table of Contents
突然想到一個問題
因為我長久以來都用媽媽的附卡
最高曾經單月消費30幾萬
現在平均則是每月一兩萬
用附卡的時間大概有六七年跑不掉
從來沒有欠款 都是每月繳清
這樣累積的信用
會是在我媽那邊的 還是我這邊的?
想說以後如果有貸款需求
這應該也會是銀行評估的標準
--
因為我長久以來都用媽媽的附卡
最高曾經單月消費30幾萬
現在平均則是每月一兩萬
用附卡的時間大概有六七年跑不掉
從來沒有欠款 都是每月繳清
這樣累積的信用
會是在我媽那邊的 還是我這邊的?
想說以後如果有貸款需求
這應該也會是銀行評估的標準
--
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信用卡
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