關於投資型保險的問題 - 投資

By Susan
at 2007-12-19T16:17
at 2007-12-19T16:17
Table of Contents
看大家在討論,知道如果以投資來說是不划算的
那如果純粹為了他的高額壽險..是值得的嗎?
因為現在要單保壽險,支付的金額很高
以國泰來說,200萬壽險,似乎一年要3-4萬塊(不記得了)
但用投資險,每月2000塊,也可以擁有200萬的壽險(一年付2.4萬)
我知道投資險是要一直付下去的
但我想說假設活到80歲,現在30歲,2.4萬*50年=120萬
120 < 200,所以划算..請問,我的想法是對的嗎?
不好意思,現在還是這方面的新手,才剛保半年而已
說不定解約也還來得及...請各位達人指點一下:)
※ 引述《sdbbs (AASS)》之銘言:
: 基金淨值低於一定時 會清算 結束
: 最近成立台股基金 幾乎都跌破淨值
: 逼的我去放空 ETF 平衡手頭基金風險
: 投信面對贖回壓力 多殺多是必然
: 再來還記得核四停建 綠油油一片
: 現在國外 美國次級房貸 尚無有效解決
: 目前都是治標不治本 何時會再崩一次?
: 再來石油投機會不會近乎 尾聲 還是會再狂飆一段
: 都是問號
: 網路泡沫化時 有好幾檔基金跌到慘兮兮 被迫結束
: 國內國外都有
: 如果不能忍受極大風險
: 買個公債 或票卷 台灣政府倒 公債才會變壁紙
: 真的怕 那還是定存
: 而且基金 又不保證獲利 也沒高水條款
--
酢醬草的第一葉叫信仰 那是我對你永不改變的初衷
第二葉是希望 那是我對你夜以繼日的祈禱
第三葉叫愛情 那是我對你至死不渝的承諾
酢醬草的第四葉是幸運 那是我最想給你的幸福....
--
那如果純粹為了他的高額壽險..是值得的嗎?
因為現在要單保壽險,支付的金額很高
以國泰來說,200萬壽險,似乎一年要3-4萬塊(不記得了)
但用投資險,每月2000塊,也可以擁有200萬的壽險(一年付2.4萬)
我知道投資險是要一直付下去的
但我想說假設活到80歲,現在30歲,2.4萬*50年=120萬
120 < 200,所以划算..請問,我的想法是對的嗎?
不好意思,現在還是這方面的新手,才剛保半年而已
說不定解約也還來得及...請各位達人指點一下:)
※ 引述《sdbbs (AASS)》之銘言:
: 基金淨值低於一定時 會清算 結束
: 最近成立台股基金 幾乎都跌破淨值
: 逼的我去放空 ETF 平衡手頭基金風險
: 投信面對贖回壓力 多殺多是必然
: 再來還記得核四停建 綠油油一片
: 現在國外 美國次級房貸 尚無有效解決
: 目前都是治標不治本 何時會再崩一次?
: 再來石油投機會不會近乎 尾聲 還是會再狂飆一段
: 都是問號
: 網路泡沫化時 有好幾檔基金跌到慘兮兮 被迫結束
: 國內國外都有
: 如果不能忍受極大風險
: 買個公債 或票卷 台灣政府倒 公債才會變壁紙
: 真的怕 那還是定存
: 而且基金 又不保證獲利 也沒高水條款
--
酢醬草的第一葉叫信仰 那是我對你永不改變的初衷
第二葉是希望 那是我對你夜以繼日的祈禱
第三葉叫愛情 那是我對你至死不渝的承諾
酢醬草的第四葉是幸運 那是我最想給你的幸福....
--
All Comments

By Jake
at 2007-12-24T14:13
at 2007-12-24T14:13

By Christine
at 2007-12-27T11:08
at 2007-12-27T11:08

By Dora
at 2007-12-30T22:56
at 2007-12-30T22:56

By Sierra Rose
at 2007-12-31T00:54
at 2007-12-31T00:54

By Kumar
at 2008-01-04T12:26
at 2008-01-04T12:26

By Adele
at 2008-01-08T16:06
at 2008-01-08T16:06

By Kumar
at 2008-01-11T01:09
at 2008-01-11T01:09

By Sierra Rose
at 2008-01-15T09:55
at 2008-01-15T09:55

By Jake
at 2008-01-18T21:54
at 2008-01-18T21:54

By Harry
at 2008-01-22T12:57
at 2008-01-22T12:57

By Heather
at 2008-01-27T02:52
at 2008-01-27T02:52

By Elma
at 2008-01-28T11:36
at 2008-01-28T11:36

By Ula
at 2008-01-28T16:57
at 2008-01-28T16:57

By Oscar
at 2008-02-01T05:25
at 2008-02-01T05:25

By Kelly
at 2008-02-02T10:37
at 2008-02-02T10:37

By Joe
at 2008-02-05T23:24
at 2008-02-05T23:24

By Tracy
at 2008-02-08T00:41
at 2008-02-08T00:41

By Belly
at 2008-02-11T09:27
at 2008-02-11T09:27

By Adele
at 2008-02-12T11:09
at 2008-02-12T11:09

By Heather
at 2008-02-16T10:00
at 2008-02-16T10:00

By Enid
at 2008-02-17T05:55
at 2008-02-17T05:55

By Kumar
at 2008-02-20T18:05
at 2008-02-20T18:05

By Joseph
at 2008-02-22T20:33
at 2008-02-22T20:33

By Charlotte
at 2008-02-25T18:17
at 2008-02-25T18:17

By Sarah
at 2008-02-27T06:37
at 2008-02-27T06:37

By Ursula
at 2008-02-28T03:49
at 2008-02-28T03:49

By Suhail Hany
at 2008-02-28T16:09
at 2008-02-28T16:09

By Ursula
at 2008-02-29T14:08
at 2008-02-29T14:08

By Doris
at 2008-03-01T16:48
at 2008-03-01T16:48

By Ula
at 2008-03-06T10:31
at 2008-03-06T10:31

By Olivia
at 2008-03-09T21:48
at 2008-03-09T21:48

By Ingrid
at 2008-03-12T01:11
at 2008-03-12T01:11

By Connor
at 2008-03-12T12:19
at 2008-03-12T12:19

By Charlotte
at 2008-03-15T13:16
at 2008-03-15T13:16

By Robert
at 2008-03-19T04:53
at 2008-03-19T04:53

By Steve
at 2008-03-19T21:24
at 2008-03-19T21:24

By Iris
at 2008-03-21T10:38
at 2008-03-21T10:38

By Edwina
at 2008-03-21T22:20
at 2008-03-21T22:20

By Zora
at 2008-03-22T02:34
at 2008-03-22T02:34

By Emily
at 2008-03-25T00:41
at 2008-03-25T00:41

By Frederic
at 2008-03-29T02:09
at 2008-03-29T02:09

By John
at 2008-03-31T18:14
at 2008-03-31T18:14

By Tom
at 2008-04-01T06:08
at 2008-04-01T06:08

By Susan
at 2008-04-05T00:47
at 2008-04-05T00:47

By Catherine
at 2008-04-08T10:00
at 2008-04-08T10:00

By Quintina
at 2008-04-11T05:48
at 2008-04-11T05:48

By Audriana
at 2008-04-11T17:22
at 2008-04-11T17:22

By Hedda
at 2008-04-14T08:38
at 2008-04-14T08:38

By Kristin
at 2008-04-17T05:13
at 2008-04-17T05:13

By Rae
at 2008-04-18T10:37
at 2008-04-18T10:37

By Callum
at 2008-04-20T18:01
at 2008-04-20T18:01

By Belly
at 2008-04-25T00:18
at 2008-04-25T00:18

By Mia
at 2008-04-29T22:06
at 2008-04-29T22:06

By Lauren
at 2008-05-02T01:24
at 2008-05-02T01:24

By Freda
at 2008-05-02T15:30
at 2008-05-02T15:30

By Dinah
at 2008-05-02T18:30
at 2008-05-02T18:30

By Bethany
at 2008-05-02T19:40
at 2008-05-02T19:40

By Irma
at 2008-05-03T05:33
at 2008-05-03T05:33

By Hardy
at 2008-05-07T04:15
at 2008-05-07T04:15

By Yedda
at 2008-05-09T21:00
at 2008-05-09T21:00

By William
at 2008-05-10T17:08
at 2008-05-10T17:08

By Madame
at 2008-05-15T15:16
at 2008-05-15T15:16

By Mary
at 2008-05-17T17:41
at 2008-05-17T17:41

By Genevieve
at 2008-05-21T06:23
at 2008-05-21T06:23

By Jake
at 2008-05-24T14:39
at 2008-05-24T14:39

By Rachel
at 2008-05-27T00:27
at 2008-05-27T00:27

By Olive
at 2008-05-29T05:04
at 2008-05-29T05:04

By Daniel
at 2008-05-31T02:59
at 2008-05-31T02:59

By Catherine
at 2008-05-31T23:30
at 2008-05-31T23:30

By Skylar Davis
at 2008-06-04T00:55
at 2008-06-04T00:55

By Genevieve
at 2008-06-08T18:47
at 2008-06-08T18:47

By Barb Cronin
at 2008-06-09T07:03
at 2008-06-09T07:03

By Skylar DavisLinda
at 2008-06-12T09:57
at 2008-06-12T09:57

By Lauren
at 2008-06-13T21:19
at 2008-06-13T21:19

By Rebecca
at 2008-06-16T09:38
at 2008-06-16T09:38

By Joe
at 2008-06-18T11:31
at 2008-06-18T11:31

By Noah
at 2008-06-20T14:48
at 2008-06-20T14:48

By Rebecca
at 2008-06-24T18:15
at 2008-06-24T18:15

By Anthony
at 2008-06-29T16:24
at 2008-06-29T16:24

By Iris
at 2008-07-03T22:03
at 2008-07-03T22:03

By Yedda
at 2008-07-04T09:17
at 2008-07-04T09:17

By Oliver
at 2008-07-08T13:48
at 2008-07-08T13:48

By Susan
at 2008-07-11T12:02
at 2008-07-11T12:02

By Dorothy
at 2008-07-14T09:28
at 2008-07-14T09:28

By Robert
at 2008-07-16T02:59
at 2008-07-16T02:59

By Connor
at 2008-07-16T19:37
at 2008-07-16T19:37

By Todd Johnson
at 2008-07-18T12:55
at 2008-07-18T12:55

By Tracy
at 2008-07-21T17:31
at 2008-07-21T17:31

By Victoria
at 2008-07-24T12:52
at 2008-07-24T12:52

By Jacky
at 2008-07-26T15:12
at 2008-07-26T15:12

By Hedy
at 2008-07-29T00:32
at 2008-07-29T00:32

By Elizabeth
at 2008-07-31T10:24
at 2008-07-31T10:24

By Eden
at 2008-07-31T12:07
at 2008-07-31T12:07

By Olivia
at 2008-07-31T19:39
at 2008-07-31T19:39

By Lucy
at 2008-08-02T12:03
at 2008-08-02T12:03

By Doris
at 2008-08-07T03:50
at 2008-08-07T03:50

By Wallis
at 2008-08-08T03:36
at 2008-08-08T03:36

By Isabella
at 2008-08-10T06:52
at 2008-08-10T06:52

By Jack
at 2008-08-15T06:34
at 2008-08-15T06:34

By Charlie
at 2008-08-17T01:40
at 2008-08-17T01:40

By Vanessa
at 2008-08-17T23:36
at 2008-08-17T23:36

By Donna
at 2008-08-19T13:07
at 2008-08-19T13:07

By John
at 2008-08-23T03:30
at 2008-08-23T03:30

By Ingrid
at 2008-08-24T04:45
at 2008-08-24T04:45

By Olga
at 2008-08-27T01:42
at 2008-08-27T01:42

By Oscar
at 2008-08-31T21:25
at 2008-08-31T21:25

By Mason
at 2008-09-01T05:44
at 2008-09-01T05:44

By Callum
at 2008-09-05T05:19
at 2008-09-05T05:19

By Necoo
at 2008-09-08T19:13
at 2008-09-08T19:13

By Wallis
at 2008-09-11T15:09
at 2008-09-11T15:09

By Quanna
at 2008-09-14T12:09
at 2008-09-14T12:09

By Barb Cronin
at 2008-09-17T01:14
at 2008-09-17T01:14

By Lydia
at 2008-09-21T16:33
at 2008-09-21T16:33

By Anonymous
at 2008-09-23T08:22
at 2008-09-23T08:22

By Steve
at 2008-09-27T22:29
at 2008-09-27T22:29

By Quanna
at 2008-09-30T05:04
at 2008-09-30T05:04

By Andrew
at 2008-10-04T10:27
at 2008-10-04T10:27

By Callum
at 2008-10-08T22:02
at 2008-10-08T22:02

By Isla
at 2008-10-12T11:32
at 2008-10-12T11:32

By Xanthe
at 2008-10-15T13:48
at 2008-10-15T13:48

By Adele
at 2008-10-18T01:00
at 2008-10-18T01:00
Related Posts
想請問考理專

By James
at 2007-12-18T12:23
at 2007-12-18T12:23
關於投資型保險的問題

By Vanessa
at 2007-12-17T17:21
at 2007-12-17T17:21
關於投資型保險的問題

By Sierra Rose
at 2007-12-17T17:01
at 2007-12-17T17:01
關於投資型保險的問題

By Olive
at 2007-12-17T16:36
at 2007-12-17T16:36
關於投資型保險的問題

By Elma
at 2007-12-17T15:53
at 2007-12-17T15:53